Hackers can use your personal information to open accounts in your name, take out loans, and even file your tax return. Especially anyone that has your social security number, birth date, and other important information can take your identity and cause major damage to your finances.
Check out our list of the best credit monitoring services here.
When you use identity protection companies like LifeLock, it will monitor for identity theft. Then, it will alert you of suspicious activity and help you recover even when your identity is taken. LifeLock offers credit monitoring and an antivirus software for all-around protection.
Read below for more information on what they have to offer.
LifeLock Features
LifeLock comes with a large variety of identity and credit monitoring and alerts for suspicious activity. Additionally, they will help block hackers from stealing personal information using Norton 360 and VPNs. If you become a victim of identity theft, you’ll get experts and lawyers to help you fix it, and they’ll reimburse funds stolen (up to the limit of your plan). Then, they will offer personal expense compensation.
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All LifeLock plans will come with standard protection features. However, some will stand out more than their competition like:
- Bank account monitoring
- USPS address change monitoring
- Personal information monitoring
- Data breach notifications
- Stolen wallet protection
LifeLock even comes with one of the best money-back guarantees in the industry. If you’re a member, and you ask for a refund within 60 days after being billed, you’re entitled to a complete refund.
LifeLock Plans & Pricing
LifeLock offers 4 tiers of coverage: LifeLock Standard, LifeLock Select with Norton 360, LifeLock Advantage with Norton 360, and LifeLock Ultimate Plus with Norton 360.
| LifeLock Standard | LifeLock Select | LifeLock Advantage | LifeLock Ultimate Plus | |
| Pricing paid annually (first-year pricing) |
$124.99 ($99.48) |
$149.99 ($99.48) |
$249.99 ($191.88) |
$349.99 ($299.88) |
| Pricing paid monthly (first-year pricing) |
$11.99 ($9.99/mo) |
$14.99 ($9.99/mo) |
$24.99 ($19.99/mo) |
$34.99 ($29.99/mo) |
| With Norton 360 | x | x | x | |
| Stolen funds reimbursement | Up to $25K | Up to $25K | Up to $100K | Up to $1M |
| Bureaus monitored | 1 | 1 | 1 | 3 |
| Identity fraud alerts | x | x | x | x |
| SSN fraud alerts | x | x | x | x |
| Number of devices | Up to 5 | Up to 10 | Unlimited | |
| VPN number of devices | Up to 5 | Up to 10 | Unlimited | |
| Bank account & credit card alerts | x | x | ||
| Crimes committed in your name alerts | x | x | ||
| Annual 3-bureau credit reports & scores | x | |||
| 401(k) & investment account activity alerts | x | |||
| Home title monitoring | x |
LifeLock Limitations
If you’re on a tight budget, LifeLock’s cost might be a concern. If that’s not an issue, keep the following things in mind before you sign up for the service:
- LifeLock subscription fees increase after your first year.
- Full family coverage is expensive. Your spouse must purchase a separate plan and adding your children come with an additional fee.
- LifeLock’s identity restoration service is only available during business hours.
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Conclusion
Overall, LifeLock comes with comprehensive identity theft protection and credit monitoring that can come with an antivirus software. Depending on the plan you pick, there are several neat perks that comes with each one. If your identity is compromised, you’re covered up to $1 million in stolen funds reimbursement and personal expense compensation. Not to mention, they will work with you to restore your identity as well.
IdentityIQ and Identity Guard both offer similar services.
