Find an updated list of Mainstreet Credit Union bonuses, promotions, and offers here.
Update 4/14/25: There is now a $300 checking bonus offer good through 6/30/25.
Mainstreet Credit Union Bonuses Review
Mainstreet Federal Credit Union is headquartered in Lenexa, Kansas and was founded in 1953. Since then they have grown to 12 locations and they boast an A health rating.
| Eligibility: Membership is open to those who live or work in the greater Kansas City metro areas or the following counties in Kansas: Leavenworth, Wyandotte, Johnson, Douglas, Miami, Franklin or Linn; or in the following counties in Missouri: Platte, Clinton, Caldwell, Clay, Ray, Jackson, Lafayette, Cass or Bates. Membership is also open to organizations or businesses located within said counties. See current membership details |
I’ll go over all Mainstreet Credit Union offers below.
Mainstreet Credit Union $300 Checking Bonus
Mainstreet Credit Union is offering a $300 bonus when you open a new qualifying checking account.
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Where it’s available: KS, MO (ATM/Bank Locator)
- Credit inquiry: Unknown
- Direct Deposit Required:
- Monthly fee: None
- How to earn it:
- Earn $300 when you open a checking account and complete these three steps:
- Sign up for eStatements
- Set up a qualifying direct deposit and have two direct deposits with a cumulative total of $400 or more within 90 days of account opening.
- Make 10 debit card transactions in 90 days.
(Expires 06/30/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer valid for checking accounts opened between April 1, 2025, and June 30, 2025.
- Limit one account per person.
- Valid for new Members and current Members without an established checking account.
- Requires a new checking relationship with the Credit Union (those with existing checking accounts do not qualify).
- $300 Bonus – Checking Account Bonus Requirements: Membership eligibility required.
- The Member must open the checking account by June 30, 2025.
- The Member must have 10 posted point of sale transactions within 90 days from account opening (Transactions exclude refunds/credits, and ATM transactions) and have two direct deposits through ACH or RTP including Payroll, Pension, or Government benefits posted with a cumulative total of $400 or more within 90 days of account opening.
- The membership account number tied to the checking account must be enrolled in e-Statements.
- The $300 will be deposited into the primary savings account within 60 days of meeting the qualifications.
- Account must be active and in good standing with a positive balance at the time of bonus payout with no fraudulent activity
- . Business, Minor, Trust, Custodial, Representative Payee and Fresh Start accounts are not eligible for this promotion.
- All bonus payments will be reported to the Internal Revenue Service as an extraordinary dividend in the year they are paid.
- Members can receive only one new checking account opening related bonus every three years. Offer is subject to change without notice.
- Officials and immediate family members of an official of Mainstreet Credit Union are not eligible.
How to Avoid Monthly Fees
- Free Plus Checking Account: No monthly service fees
- Prime Checking Account: $10.00 monthly, if balance drops below $500 at any time during the month
- Classic Club Checking Account: No monthly service charge
- Business Basic Checking Account: No monthly service charge
- Business Advantage Checking Account: A $10.00 service fee is applied if your balance drops below $10,000 at any time during the month.
- Business Optimum Checking Account: A $25.00 service fee is applied if your balance drops below $25,000 at any time during the month.
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Conclusion
Mainstreet Credit Union is offering a bonus when you open a qualifying account! They offer a variety of banking features and fairly easy to complete requirements!
Mainstreet Credit Union rates are not that competitive, so be sure to check our best rates Savings, Money Market, and CD accounts.
Interested in the promotion above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Mainstreet Credit Union or if you can let us know any information regarding this promotion.
Check back often for more Mainstreet Credit Union Bonuses, Promotions, or Offers!
