After Marriott complete acquired SPG in 2016, I was pretty eager to witness a Marriott-Starwoods Parallel Loyalty Program. Well, the programs will be combined by the end of 2018 with speculation towards a three-tiered credit card system to replace the current one. Now, where it gets sticky is that Marriott branded cards are issued by Chase while Starwood Preferred Co-branded cards are issued by American Express.
Editor’s Note: At this point, this is all rumors or speculation, and might not even be true.
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Marriott SPG Credit Card Replacement Rumors In-Depth:
If they do plan on integrating this Three-Tiered Credit Card product. Odds of it landing on Chase’s front door is significantly lesser than AMEX picking up this. I’m sure that American Express is quite familiar with every aspect on Three-Tiered Credit Card systems considering their Delta Card products: Gold Delta SkyMiles®, Platinum Delta SkyMiles® , and Blue Delta SkyMiles® . In addition to the contract AMEX made with Hilton to be exclusive issuers of Hilton Co-branded cards including the Hilton Honors AMEX card, Hilton Ascend and Hilton Aspire.
Keep in mind that if Chase gets the contract, this would be devastating news considering the 5/25 Rule, which would make it significantly harder to grab those set cards, however, Chase could make it to where this co-branded Marriott-Starwood card excluded from the 5/24 Rule. Either way, I’d like to see something completely refreshing, rewarding, and I’d like to see some business cards come to play as well.
It’s to my understanding that Chase’s contract with Marriott ends in 2018 while AMEX’s contract ends around 2020. Clearly, both Chase and AMEX has a clear fight for the title on this one considering Chase does arguably have a three-tiered credit card system if you count No annual fee Marriott, the Marriott Premier Card, and the Ritz Carlton VISA Infinite Card.
Editor’s Note: If you have a Ritz Carlton Card and you want the Chase Sapphire Reserve, you can convert the Ritz Carlton to such. Also, if you have a Marriott Business, you can convert to a Ink Business Preferred. It’s worth noting that you will not get the sign-up bonus for conversions.
Conclusion:
With the Marriott and Starwood merger, it’s only evident that we get a merger with loyalty rewards program too, however, things get quite sticky in the middle because Marriott co-branded cards are issued by Chase and SPG co-branded cards are issued by AMEX. Therefore, without a doubt, there’s going to be some sort of race to determine who’s the rightful distributor of the Marriott-Starwood program. Very interesting, I can already see the intent with American Express. If you have anything you’d like to add, you can comment below in the comment section. This post will be updated once sourced. Find our complete list of Credit Card Promotions today!
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