Mattress Firm Credit Card Review

Everybody should already be quite familiar with Mattress Firm’s slogan “Sleep Happy. Save Money,” however, a lot of you may not be familiar with the Mattress Firm Credit card that they have to offer. This is basically your easier-to-get, no interest promotion credit card with periods ranging from 6 to 72 months depending on your spending. Equal Monthly Payments required. Promotion is said to end July 9, 2017. Mattress’s can get quite expensive, and if you aren’t up for making an upfront all-out pay for a mattress, you can give this card a try and get more options for your spending. “Finance Happy, Sleep Happy.”

Alternative Credit Card Bonuses:

• Blue Cash Everyday® Card from American Express
• Chase Freedom Unlimited^SM
• Amex EveryDay® Credit Card

Mattress Firm Credit Card Key Features:

• No interest for 72 Months
  • Minimum Purchase of $2,499 with your Mattress Firm credit card between 6/5/2017 and 7/9/2017. 72 Equal Monthly Payments required.
• No Interest if Paid in Full within 12 Months
  • Minimum purchase of $1 or more with your Mattress Firm credit card between 6/5/2017 and 7/9/2017.
  • Interest will be charged to your account from the from the purchase date if the promotional purchase is not paid in full within 12 months.
• 0% APR for 24 Months
  • Minimum purchase of $999 with your Mattress Firm credit card between 6/5/2017 and 7/9/2017.
  • 24 Equal Monthly Payments required.
• 0% APR for 36 Months
  • Minimum purchase of $1,299 with your Mattress Firm credit card between 6/5/2017 and 7/9/2017.
  • 36 Equal Monthly Payments required.
• 0% APR for 48 Months
  • Minimum purchase of $1,499 with your Mattress Firm credit card between 6/5/2017 and 7/9/2017.
  • 48 Equal Monthly Payments required.
• 0% APR for 60 Months
  • Minimum purchase of $1,999 with your Mattress Firm credit card between 6/5/2017 and 7/9/2017.
  • 60 Equal Monthly Payments required.
• 0% APR for 72 Months
  • Minimum purchase of $2,499 with your Mattress Firm credit card between 6/5/2017 and 7/9/2017.
  • 72 Equal Monthly Payments required.
• Purchase APR is 29.99%. Minimum Interest Charge is $2

Pros:

• No Annual fee

Cons:

• 29.99% APR

Final Analysis:

If you’re in need of a new mattress set and you feel like the best option for your budgeting would be taking advantage of special financing offers, then the Mattress Firm Credit card from Synchrony Bank may be a good option for you. We all understand the hefty price tag that goes along with the demand for mattresses, however, it should always be noted with any Synchrony credit card that you keep a good eye on the deferred interest period. If you aren’t able to pay it off in time, you should expect a borderline 30% interest rate to bite your wallet big time. It’s also worth noting that this is a card especially easier to get for those with not-so-good credit. Don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.