Check out the latest Michigan State University Federal Credit Union bonuses, promotions, and offers here.
Update 11/5/24: There’s currently a $250 bonus for opening a checking OR money market account through 1/31/25. We’ve also found an alternative link to the offer for the two new branches at 1550 N. Clark St. and 2234 W. North Ave in Chicago valid through 1/31/25!
Michigan State University Federal Credit Union Bonuses Review
Michigan State University Federal Credit Union is headquartered in East Lansing, Michigan This credit union is chartered to Michigan State students, alumni, or staff. It was established in 1979 and now has over 270,000 members at 18 locations.
| Eligibility: Membership in Michigan State University Federal Credit Union is open to anyone through a $10 donation to the MSU Alumni Association (joining MSUFCU and making the $10 donation can be done simultaneously using the MSUFCU’s online application). Anyone who lives, works, worships, goes to school, or owns a business in Oakland, Genesee, Lapeer, Livingston, or Macomb Counties in Michigan is also eligible to join. Additionally, membership is also open to faculty, staff, or students of Michigan State University. Employees/members of more than 250 Select Employee Groups, including all State of Michigan employees, are also eligible to join. See current membership details |
I’ll go over the Michigan State University Federal Credit Union bonus offers below.
Michigan State University Federal Credit Union $250 Checking Bonus
- What you’ll get: $250 Bonus
- Eligible account: Free Checking Account
- Where it’s available: MI
- Credit Inquiry: Soft Pull or Hard Pull?
- Direct Deposit Required: No
- Monthly Fee: $0-$5 waivable
- How to earn it:
(Expires 01/31/2025)
In addition, here is an alternative link to the offer for the two new branches at 1550 N. Clark St. and 2234 W. North Ave in Chicago valid through 1/31/25!
- Terms: Offer valid 11/1/24 to 1/31/25. To receive $100 bonus, member must open a Totally Green Checking account and set up direct deposit from their employer or Social Security. Must have two consecutive electronic deposits each with a minimum deposit of $1,000. To receive $250 bonus, member must open a Money Market Checking account and set up direct deposit from employer or Social Security. Must have two consecutive electronic deposits each with a minimum deposit of $2,000. Must maintain balance of $2,000 for 60 days after account opening. For both offers, first direct deposit must be set up and funded into member’s MSUFCU checking account by 10/31/24 and member must complete 10 transactions within 30 days of account opening. Bonus of either $100 or $250 will be deposited to the member’s CashBack+ wallet within 90 days of promotion end date. Not valid for members with existing or previously closed checking accounts. Not valid for funds already on deposit with MSUFCU. Bonus may be taxable and reported on an IRS Form. Annual Percentage Yield (APY) means a percentage rate reflecting the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period. The APY on the Money Market Checking is 1.25% for Tier 1 with a minimum balance of $2,000, 1.25% for Tier 2 with a minimum balance of $10,000, 1.50% for Tier 3 with minimum balance of $50,000, and 2.00% for Tier 4 with minimum balance of $100,000. This rate assumes that a set amount is on deposit at the beginning of the dividend period, that no deposits or withdrawals are made during the dividend period and funds remain on deposit for one full year at the same dividend rate. Fees may reduce earnings. Rates valid as of 10/24/24 and subject to change after account opening.
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
How to Earn Bonus
- Receive up to $250 Just for Getting Paid
- When you open a Totally Green Checking account and set up direct deposit, you’ll be rewarded with $100.
- For even greater rewards, opt for our Money Market Checking with direct deposit and receive a $250 bonus.
Fine Print
- Offer valid 09/01/24 to 10/31/24.
- To receive $100 bonus, member must open a Totally Green Checking Account and set up direct deposit from their employer or Social Security.
- Must have two consecutive electronic deposits each with a minimum deposit of $1000.
- To receive $250 bonus, member must open a Money Market Checking account and set up direct deposit from employer or Social Security.
- Must have two consecutive electronic deposits each with a minimum deposit of $2000.
- Must maintain balance of $2000 for 60 days after account opening.
- For both offers, first direct deposit must be set up and funded into member’s MSUFCU checking account by 10/31/24 and member must complete 10 transactions within 30 days of account opening.
- Bonus of either $100 or $250 will be deposited to the member’s Cashback+ wallet within 90 days of promotion end date.
- Not valid for members with existing or previously closed checking accounts.
- Not valid for funds already on deposit with MSUFCU.
- Bonus may be taxable and reported on an IRS Form.
MSU Federal Credit Union $25 Referral Bonus
MSU Federal Credit Union is offering a $25 referral bonus for each referral.
- What you’ll get: $25 Referral Bonus
- Eligible account: Checking Account
- Where it’s available: MI
- Credit Inquiry: Soft Pull or Hard Pull?
- Direct Deposit Required: No
- Monthly Fee: $0-$5 waivable
- How to earn it:
- To access your unique referral code and refer friends and family, sign in to ComputerLine and select the “Member Referral” icon in the menu bar.
- Refer your friends and family by using Facebook, Twitter, or email. You can also print your referral coupons.
- New member must open a checking account, activate his/her debit card within 30 days of account opening, and make 10 transactions within 30 days of card activation.
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Each referred member must be age 18 or older to qualify.
- New member will need to qualify for membership, cannot be an existing member, or have closed account in the last 6 months.
- New member must open checking account, activate his/her debit card within 30 days of account opening, and make 10 purchase transactions within 30 days of card activation for new and existing members to receive $25.
- Existing member’s account must be in good standing.
- Up to $500 can be earned in referral rewards per calendar year.
- Members will each receive $25 into their checking accounts within 30 days of meeting qualifications.
- MSUFCU reserves the right to revoke referral program privileges at any time.
- Institutional referrals do not qualify.
- Not valid with any other new account specials.
- Referred member must present referral information at account opening to qualify.
- Federally insured by NCUA
Michigan State University Federal Credit Union $100 Checking Bonus (Expired)
Graduates can earn a $100 bonus with a new checking account.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Where it’s available: MI (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Direct Deposit Required: No
- Monthly Fee: $0-$5 waivable
- How to earn it:
- MSUFCU members who graduate from Michigan State University in December 2023 will receive $100 deposited to their MSUFCU checking accounts when they add new direct deposits of their net paychecks ($500 or more) between 1/15/24 and 7/15/24.
- Must have 2 consecutive direct deposits to qualify.
(Expires 07/15/2024)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- MSUFCU members who graduate from Michigan State University in December 2023 will receive $100 deposited to their MSUFCU checking accounts when they add new direct deposits of their net paychecks ($500 or more) between 1/15/24 and 7/15/24.
- Must have 2 consecutive direct deposits to qualify.
- Allow 6 weeks after the second direct deposit for $100 to be deposited.
- May not be combined with other deposit offers.
- Account must be in good standing to receive $100 deposit.
Michigan State University FCU $100 Checking Bonus – Employees Only (Expired)
MSU Federal Credit Union is offering their employees a $100 bonus for opening a new checking account with them.
- What you’ll get: $100 Referral Bonus
- Eligible Account: Checking
- Where it’s available: MI
- Credit Inquiry: Soft Pull or Hard Pull?
- Direct Deposit Required: No
- Monthly Fee: $0-$5 waivable
- How to earn it:
- State of Michigan employees – open an account at MSUFCU with checking and direct deposit, and you’ll receive $100!
- You must qualify for membership at MSUFCU through employment at the State of Michigan.
- New checking account must be opened by 6/30/2021 and first direct deposit of at least $550 must occur within 6 weeks of account opening to qualify for offer.
(Expires June 30, 2021)
| CIT Bank Platinum Savings ($225/$300 Bonus + 4.10% APY). | Discover® Online Savings (Up to $200 Bonus + 3.70% APY) |
| SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.30% APY) |
Fine Print
- Offer valid through 6/30/2021. Does not apply to existing MSUFCU members.
- You must qualify for membership at MSUFCU through employment at the State of Michigan.
- New checking account must be opened by 6/30/2021 and first direct deposit of at least $550 must occur within 6 weeks of account opening to qualify for offer.
- Account must be active and in good standing to receive the bonus.
- The $100 will be deposited within 60 days of the first direct deposit.
- Not valid with any other offer.
How To Waive Monthly Fees
- Totally Green Checking: None
- Classic Checking: $5, if account falls below $500
- Money Market Checking: $5, if account falls below $2,000
- Rebuild Checking: $10
- Business Spartan Saver: None
- Business IMMA: None
- Small Business Checking: None
- Standard Business Checking: $15, waive with $2,500 balance
- Business Money Market Checking: $25, waive with $25,000 balance
- Activity Business Checking: $20, waive with $10,000 balance
- Business Sweep: None
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Conclusion
This is the current promotion from Michigan State University Federal Credit Union. This is a credit union with membership requirements, so this offer would be unavailable to most. Still worth a look if you meet the membership requirements or if you are a student/faculty at the University.
To start saving and earning even more, you should also have a savings account. Furthermore, check out our our lists of some of the best Savings, Money Market, and CD Rates in the nation or in an area near you.
However, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Furthermore, feel free to comment on this post with any questions you may have about Michigan State University Federal Credit Union, their accounts they offer, or coupon codes.
Lastly, check back often for more Michigan State University Federal Credit Union Bonuses, Promotions, or Offers!
