Here you will find the latest MidFirst Bank bonuses, offers, and promotions.
Update 1/10/25: There’s currently a $300 business checking bonus good through 3/31/25. We’ve added a $350 bonus for Houston, TX residents that’s valid through 3/31/25.
MidFirst Bank Bonuses Review
They are one of the largest privately owned banks in the United States and this combination of size and private ownership provides our customers with a special brand of banking. Additionally, MidFirst Bank competes effectively with larger banks in terms of products and services, but provides customers the service and flexibility of a community bank.
I’ll go over the MidFirst Bank bonuses & offers below.
MidFirst Bank $350 Checking Bonus
- What you’ll get: Up to $350 Bonus
- $350 bonus For Houston, TX residents (Expires 03/31/2025)
- $350 bonus For AZ residents (Expires 12/31/2024)
- $300 bonus For OK residents (Expires 12/31/2024)
- Eligible account: Checking & Savings
- Where it’s available: AZ, OK, TX
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $0-$15; waivable
- How to earn it:
- To receive $350, the requirement below must be completed within 90 days of opening a new qualifying consumer checking account:
- Have direct deposit of $1,000 or more made to your new account.
- Credit will be made to new account within 30 days of meeting the checking requirement.
- To receive $300, the requirement below must be completed within 90 days of opening a new qualifying consumer checking account:
- Have direct deposit of $1,000 or more made to your new account.
- Credit will be made to new account within 30 days of meeting the checking requirement.
- To receive $350, the requirement below must be completed within 90 days of opening a new qualifying consumer checking account:
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Account Information: No minimum deposit required to open accounts in a banking center. Accounts opened online require $100 minimum deposit to open. Accounts closed within 90 days of opening may forfeit the amount equal to the promotional account credit received.
- Checking Offer: To receive $350, the requirement below must be completed within 90 days of opening a new qualifying consumer checking account: Have direct deposit of $1,000 or more made to your new account. Direct deposit must be an electronic deposit from your employer or government of the account owner’s paycheck, pension or government benefits, such as Social Security. Electronic deposits made from one consumer account to another, such as Zelle®, PayPal®, Venmo® or small-dollar verification transactions, do not qualify. Credit will be made to new account within 30 days of meeting the checking requirement.
- Checking Offer: To receive $300, the requirement below must be completed within 90 days of opening a new qualifying consumer checking account: Have direct deposit of $1,000 or more made to your new account. Direct deposit must be an electronic deposit from your employer or government of the account owner’s paycheck, pension or government benefits, such as Social Security. Electronic deposits made from one consumer account to another, such as Zelle®, PayPal®, Venmo® or small-dollar verification transactions, do not qualify. Credit will be made to new account within 30 days of meeting the checking requirement.
MidFirst Bank $250 Business Checking Bonus
Earn a $250 bonus when you open a new business checking account at MidFirst Bank.
- What you’ll get: $250 Bonus
- Eligible account: Business Checking Account
- Where it’s available: AZ, OK (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: No
- Monthly Fee: $0-$15; waivable
- How to earn it:
- Receive $300 when you open a MidFirst Bank Business Checking account and complete the following requirements within 90 days:
- Maintain an average balance of at least $1,000
- Enroll in Business Online Banking
- Account will receive promotional credit within 110 days from account opening.
- Receive $300 when you open a MidFirst Bank Business Checking account and complete the following requirements within 90 days:
(Expires 03/31/2025)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Offer valid for accounts opened 1/1/2025 – 3/31/2025.
- Offer subject to change without notice and is not valid with any other business checking offers.
- Interest on Lawyers Trust Accounts (IOLTA) are not eligible for the promotion.
- Limit one promotional account per business relationship.
- Offer available in select banking centers only, and limited to a business relationship with no existing or previous MidFirst business checking account.
- Offer opportunity is $300 credit per account when requirements are met within 90 days of account opening: (1) Maintain a year-to-date average ledger balance of at least $1,000 and (2) Enroll in Business Online Banking (Consumer Online Banking enrollment not eligible for offer fulfillment).
- Account must remain open, active and in good standing at the time of account credit.
- Accounts closed within 90 days of opening may be subject to an account closing fee and will forfeit amount equal to the offer value.
- Account will receive promotional credit within 110 days from account opening.
- Account and related services are subject to the standard pricing per the Fee Schedules for Business and Commercial Checking Accounts, Treasury Management and Online Banking Services. Additional fees may apply.
- Visit midfirst.com/business-offer for more details.
- Rewards: Offer only valid for Business Rewards Credit Card applications received 1/1/2025 – 3/31/25.
- Qualifying cardholders will receive 20,000 bonus points that can be redeemed for a $200 statement credit or used toward other rewards.
- See the MidFirst Rewards Terms and Conditions Summary in the Credit Card Application Disclosure for details.
- To qualify, cardholders must make an eligible purchase or purchases totaling $2,000 or more during the first 90 days after account opening.
- Eligible purchases do not include cash advances, balance transfers, interest charges, fees or cash equivalent transactions, which are transactions performed using a merchant or service provider that Visa identifies as a seller of traveler’s checks, foreign currency, money orders, wire transfers, lottery tickets, funds used for wagers or gambling or similar products or services.
- Merchant refunds and credits will count against the total of purchases.
- Bonus points will be applied to the cardholder’s account within one to two statement cycles after qualification is met, as long as the qualifying account is open and not in default.
- Limit one bonus offer per customer and/or per account.
- Existing or previous cardholders may not be eligible for this one-time bonus offer.
MidFirst Bank $25 Savings Bonus
MidFirst Bank is offering a $25 bonus when you open a new checking account with them.
- What you’ll get: $25 Bonus
- Eligible account: LiveFree Checking Account
- Where it’s available: AZ, OK
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: No
- Monthly Fee: $0-$90; waivable
- How to earn it:
- To receive new checking offer , must open a new checking account and complete one of the following:
- Have direct deposit of $250 or more made to the new account. The direct deposit must be an electronic deposit of the account owner’s paycheck, pension or government benefits (such as Social Security)
- OR complete 10 debit card purchases. Multiple swipes for the same purchase amount at the same merchant do not qualify, and ATM transactions are not eligible.
- To receive new checking offer , must open a new checking account and complete one of the following:
(Limited time offer)
| CIT Bank Platinum Savings ($225/$300 Bonus + 4.10% APY). | Discover® Online Savings (Up to $200 Bonus + 3.70% APY) |
| SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| Live Oak Bank Savings ($300 Bonus + 4.20% APY) | |
Fine Print
- Checking and referral promotional offers are available in Oklahoma and Arizona area banking centers only and are not available to those whose accounts have been closed within one year or closed with a negative balance.
- Must be 17 or older.
- Promotional offers subject to change without notice and are not valid with any other promotional offers.
- Accounts must be open and in good standing to receive an account credit.
- Existing MidFirst Bank checking customers are not eligible for the checking offer.
- Checking offer is limited to one new promotional checking account per household.
- Referral offer is valid for existing MidFirst consumer checking customers referring eligible new consumer checking customers.
How to Waive Monthly Fees
- LiveFree Checking: No monthly service charge with eStatements
- eChecking: $10 monthly fee. Maintain $250 monthly recurring direct deposit or $500 average daily balance
- M Account: $10 monthly fee. Maintain $250 or more monthly recurring direct deposit, a $1,000 minimum average daily balance or when you have $50,000 in combined deposits
- M+ Account: $15 monthly fee. Maintain $2,500 minimum average daily balance or when you have $50,000 in combined deposits
- Go! Checking: None
- Free Business Checking: None
- Performance Business: $20 monthly fee. Maintain average monthly ledger balance is $10,000 or if combined average monthly ledger balances in company’s checking, savings or money market accounts are $30,000 or more
- Business Advantage Checking: $90 monthly fee. Maintain combined monthly average ledger balance in company’s checking, savings and/or money market accounts falls below $100,000
- Commercial Checking: $20. Tiered earnings credit on balances may offset fees
- Commercial Checking Plus: $35. Tiered earnings credit on balances may offset fees
- IOLTA: None
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Conclusion
We will be updating this page with new MidFirst Bank bonuses and offers so check back regularly! In my opinion, I recommend taking advantage of the $250 bonus since it is higher and the requirements are generally the same.
Furthermore, our list of Savings, Money Market, and CD Rates is something worth checking out to find some generous promotions that you can take advantage of.
In addition, our bank bonuses page lists many offers you can take a look at if you are not eligible for this promotion. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
If you have experience with MidFirst Bank, feel free to leave a comment below informing our readers about what you like and dislike! Additionally, if you are looking for more checking promotions with a generous bonus, take a look at our complete list of Bank Bonuses.
