Find the latest Monifi bonuses, promotions, and offers here!
Currently, they are offering a chance to earn a $25, $100, $1,000 and $250 bonus when you set up a direct deposit.
Monifi Bonuses Review
Monifi is an online and fee-free mobile bank that’s built to help you with your finances and banking needs. With their unique Spend and Save structure, you can control your money specifically designed to make your banking experience easier. Monifi provides the tools you need to save faster and spend more wisely, all in a simple-to-use digital experience.
I’ll go over the Monifi offers below.
Monifi $50 Referral Bonus
Earn a $50 bonus for referring friends/family to open a new account at Monifi.
- What you’ll get: $50
- Eligible account: Spending Account
- Availability: Nationwide, Online Only
- Credit Inquiry: Soft Pull
(No expiration date listed)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
How to Earn Bonus
- Referred customer’s Relationship must meet the following requirements to be considered a completed referral:
- Relationship Balance: $300 minimum deposit within seven (7) days of account opening and an
- Available Balance of $300 within seven (7) days of account opening.
- Referral Offer: Referring customer must have an available Relationship Balance of at least $300 to make a referral. Available Relationship Balance is determined as of the time and date the referral is attempted. Referring customers will receive an account credit of $50 for each completed referral within four weeks after the newly-referred customer’s Relationship has been opened and funded with at least $300 as set forth below. Limit 10 account credits, or up to $500, per Relationship per calendar year. Offer subject to change or cancellation without notice. Customers must be 17 or older, and Relationships must be open and in good standing to receive offer.
- Referred customer’s Relationship must meet the following requirements to be considered a completed referral: Relationship Balance: $300 minimum deposit within seven (7) days of account opening and an Available Balance of $300 within seven (7) days of account opening.
- By opening an account using a referral link, the referring customer agrees to participation in the Refer-A-Friend program and consents to waive any privacy rights that may arise from bonuses being delivered to a qualified participant. Further, referring customers agree that when sending a Monifi referral message, they will not modify the terms of such message. Any modification of referral messaging does not obligate MidFirst Bank, acting by and through its Monifi division, to any terms that may be communicated by a referring customer.
Monifi $10 Transaction Bonus
Earn a $10 bonus when you activate your Monifi Orange Debit Card and complete 10 transactions.
- What you’ll get: $10
- Eligible account: Monifi Account
- Availability: Nationwide, Online Only
- Credit Inquiry: Soft Pull
(Expired)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
How to Earn Bonus
- For a limited time, you can earn $10 when you activate your Monifi Orange Debit Card and complete 10 transactions within 45 days of opening your Monifi Relationship. Use it for everyday purchases like groceries and gasoline, or treat yourself to a little something special.
- To receive the $10 bonus, customers must make 10 qualifying Monifi Orange Debit Card purchases within the first 45 days of opening a Monifi Relationship.
- ATM transactions or other cash back transactions are not eligible.
- Transactions must be PIN or signature-based purchases.
- Multiple payments for the same purchase or transaction do not qualify.
- Qualifying customers will receive the bonus in the form of one $10 account credit to their Spend Balance within 75 days of completing required purchases.
- One $10 credit per Monifi Relationship.
- Account credits are considered interest and will be reported on IRS Form 1099-INT, or applicable tax form.
- Offer subject to change or termination at any time.
Monifi $250 Checking Bonus (Expired)
Earn a $250 bonus for making a direct deposit into your Monifi Spend Balance account.
- What you’ll get: $250
- Eligible account: Spending Account
- Availability: Nationwide, Online Only
- Credit Inquiry: Soft Pull
(Expired)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
How to Earn Bonus
- Receive $250 when you set up direct deposit to your Spend Balance.
- Receive two direct deposits of $1,000 USD or more within 90 days of opening your Monifi Relationship.
- Valid for Monifi Relationships opened between April 1, 2022 and April 30, 2022.
- The payroll direct deposits must be an electronic deposit of the account owner’s paycheck or pension or government benefits, such as Social Security.
- Limit one incentive per Monifi Relationship.
- $250 USD paid as a credit to your Spend Balance within 90 days of meeting promotion requirements.
- Offer may be changed or withdrawn at any time.
- Monifi Relationship must be open and in good standing with a minimum balance of $1,000.00 to receive promotion incentive.
Monifi $25 Savings Bonus – Targeted (Expired)
Earn a $25 bonus for making a direct deposit into your Spend Balance account.
- What you’ll get: $25
- Eligible account: Savings Account
- Where it’s available: Nationwide
- Availability: Nationwide, Online Only
- Credit Inquiry: Soft Pull
(No Expiration Date Listed)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How to Earn Bonus
- Must be an existing customers.
- Earn a $25 when you create your first savings goal by 11/13/21 and add money to that goal.
- Savings goal can be big or small.
- One incentive per customer and will be paid as a deposit into your Save Balance.
- Offer subject to change at any time.
- Monifi Relationship must be open and in good standing to receive incentive.
Monifi $100 Checking Bonus (Expired)
Earn a $100 bonus for making a direct deposit into your Spend Balance account.
- What you’ll get: $100
- Eligible account: Spending Account
- Availability: Nationwide, Online Only
- Credit Inquiry: Soft Pull
(Expired)
| CIT Bank Platinum Savings ($225/$300 Bonus + 4.10% APY). | Discover® Online Savings (Up to $200 Bonus + 3.70% APY) |
| SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| Live Oak Bank Savings ($300 Bonus + 4.20% APY) | |
How to Earn Bonus
- Receive $100 when you set up direct deposit to your Spend Balance.
- Receive 2 direct deposits of $1,000 USD or more within 90 days of opening your Monifi Relationship.
- The direct deposits must be an electronic deposit of the account owner’s paycheck, pension or government benefits (such as Social Security).
- Limit 1 incentive per customer.
- $100 USD paid as a credit to your Spend Balance within 45 days of meeting promotion requirements.
- Offer may be changed or withdrawn at any time.
- Monifi Relationship must be open and in good standing to receive promotion incentive.
How To Avoid Monthly Fees
No monthly fees
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Conclusion
If you’ve been wanting to switch to online banking, you have the opportunity to earn an attractive bonus. Their accounts all come with unique and special perks as well. Feel free to apply online or download their app via the Apple Store or Google Play for Android services.
Feel free to comment on this post with any questions you may have about Monifi, their accounts they offer, or coupon codes.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Monifi Bonuses, Promotions, or Offers!
Download Monifi using referral link: https://monifibank.page.link/zsAdcbShBtxw79fW6