Available nationwide, My eBanc eRelationship Savings is offering up to 3.90% APY Rate. If you’re looking for an account offering a competitive rate while maintaining liquidity, this account may be a great fit for you.
Update 9/26/24: The rate has decreased to 3.90% APY (from 4.40%). We recommend our top pick – the Western Alliance savings account.
My eBanc eRelationship Savings Review
I’ll review My eBanc eRelationship Savings below.
My eBanc eRelationship Savings Rate
To earn My eBanc’s competitive rate, simply have an opening deposit of $25,000 to earn a competitive rate.
- What you’ll get: Up to 3.90% APY
- Eligible account: eRelationship Savings
- Credit inquiry: Soft Pull or Hard Pull?
- Where it’s available: Nationwide
- Opening Deposit: $25,000 minimum
- Monthly fee: The account with an average daily balance of less than $25,000.00 during the statement cycle will be charged a Below Minimum Balance Fee of $15.00.
- Early Termination Fee: $50.00 (This fee applies if you close your account within 6 months after opening).
(FDIC Insured)
How to Earn My eBanc Rate
- Open an eRelationship Savings account with a opening deposit of $25,000.
- Maintain the $100K+ balance amount and earn the 3.90% APY rate.
| Balance Requirement | APY Rate |
| $0-$100,000 | 3.70% APY |
| $100,000+ | 3.90% APY |
My eBanc Account Features
- No minimum balance required to earn annual percentage yield
- Unlimited Deposits
- Debit card if opened in conjunction with a checking account; otherwise, ATM card to help you plan and budget financial goals
- Free eStatements
- Person to person transfers – easily send money to others directly
- Interbank Transfers – send money to your accounts in other banks
- Free online banking
- Free online bill payment
- Free mobile banking
- Free mobile check deposit – simply take a snapshot of your check and deposit it directly and remotely into your account
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Conclusion
With the My eBanc eRelationship Savings account, you’ll earn a fantastic rate. Now, it’s a good idea to have at least $25K to negate the monthly fee.
In addition to the rate from My eBanc, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Let us know about your experience with this bank and comment below.
Check back often to see the latest info on My eBanc eRelationship Savings Account.
