Navy Federal Credit Union is currently offering double reward points for wholesale clubs spending on their credit cards. Wholesale includes BJ’s, Sam’s Costco, and Costco gas. This promotion will extend throughout the end of 2017. Essentially your double rewards will be earned automatically. It might be a good time to stock up on OneVanillas Cards at your local Sam’s Club while your at it. Below, we will be mentioning the recommended cards we believe would earn you the most optimal points during this double rewards promotion.
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Alternative Recommended Credit Cards:
- Costco Anywhere Visa® Card by Citi
- Blue Cash Preferred® Card from American Express
- ThankYou® Preferred Card
Recommended Navy Federal Credit Union Credit Cards:
- Navy Federal cashRewards: You will usually earn 1.5% everywhere, currently 3% cash back on all club purchases now and through 2017.
- VISA Signature Flagship Rewards Card: You will usually get 2 points everywhere with this card, boosted to 4 points on all club purchases.
- Navy Federal GoRewards Card: You will usually earn 2 points on all gas stations with this card, boosted to 4 points on Costco gas purchases.
Navy Federal Credit Union GO REWARDS Credit Card Features:
- No annual fee
- 3X the points at restaurants, 2X on gas, and 1X on everything else
- Points will be automatically added to your account where they can then be redeemed for travel, cash back, merchandise, gift cards or exciting experiences
- Rewards have no limit but expire 4 years after date earned
- Start redeeming rewards at 1,000 points
- APR between 9.49% – 18.0%
- No balance transfer fees
- No foreign transaction fees
- No cash advance fee at NFCU Branch or ATM but $0.50 domestic or $1.00 foreign at non-NFCU ATMs.
- Access to Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card
Navy Federal Credit Union cashRewards Credit Card Features:
- No annual fee
- 1.5% cashback on all eligible net purchases
- APR Between 9.65% – 18.0%
- No balance transfer
- Foreign transaction fee: 0.80% of the transaction amount if in U.S. 1% of the transaction amount if must convert to U.S. dollars
- No cash advance fee at at NFCU Branch or ATM. $0.50 domestic or $1.00 foreign at non-NFCU ATMs
- Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card. The CDW coverage is secondary to any other applicable insurance or coverage available to you
- 24-hour online and phone support
- Chip technology and fraud monitoring and notification
- Zero liability policy for unauthorized purchases
Navy Federal Credit Union Visa Signature Flagship Rewards Credit Card Features:
- $49 annual fee
- 2x points per net dollar spent
- Start redeeming at 1,000 points
- Redeem points for flights on any airline, merchandise, gift cards and cash
- No limit on the points you can earn and points never expire
- APR between 9.99% – 18.0%
- No cash advance at NFCU Branch or ATM but $0.50 domestic or $1.00 foreign at non-NFCU ATMs.
- No foreign transaction fee
- Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card.
Alternative Options:
Of course, there is a horizon of other options besides this double rewards promotion and if you do not get approved for that Navy Federal Credit Card that you want, it’s quite understandable, in which I must add that quarter 1 for 2017’s Discover IT category currently includes wholesale club purchases for 5X the points on a $1,500 cap. Also, if you’re a Bank of America relationship customer, you will be able to take advantage of up to 3.5% cash back on wholesale clubs capped at $2,500 per quarter. We mentioned above that the Costco Anywhere Visa® Card by Citi was our primary first choice in Recommended Alternatives considering that you could take advantage of 4% cash back on Costco purchases (limited to Costco wholesale stores only).
Conclusion:
It’s quite understandable that most of us as a consumer still don’t get enough savings from solely wholesale clubs alone. Now, you can automatically earn yourself double rewards point cash-back on any of your Navy Federal Credit Cards now and through the end of 2017. Seemingly enough, there’s no caps either, making this offer so much more tempting. However, there are other options out there including Discover IT’s 5X on wholesale clubs through the first quarter or a pretty considerable 4% cash back with a Costco Anywhere Visa® Card by Citi. Find out which card is right for you by checking out our complete list of Credit Card Promotions today!
