Sign up today for the Navy Federal Credit Union nRewards® Secured Credit Card and earn 1x points on every dollar spent. In order to apply, you’ll need to make a deposit of at least $500 into a qualifying Navy Federal savings account.
Once approved, you’ll be issued your card with a line of credit equal to your deposit. Every purchase you make is eligible for rewards points, and every purchase you pay off helps build your credit. You can redeem your points for merchandise or gift cards. When closing your nRewards Secured account, your initial deposit will be returned, provided the account is in good standing and the full balance paid. If you’re in default, the deposit will be used to cover those debts. If you would like to earn rewards while building credit, this card may be for you.
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Navy Federal Credit Union nRewards Secured Credit Card Summary:
- Apply Now
- Best Feature: 1x points
- Annual Fee: None
- Expiration Date: Rewards expire 4 years from date earned
- Additional Advice: Every purchase you make is eligible for rewards points, and every purchase you pay off helps build your credit
Navy Federal Credit Union nRewards Credit Card Features:
- No annual fee
- 1 point per net dollar spent
- No rewards limits but rewards do expire 4 years from date earned
- Submit your application and make a deposit of at least $500 into a qualifying Navy Federal savings account; this deposit will be held for the duration of your nRewards Secured account
- Once approved, you’ll be issued your card with a line of credit equal to your deposit
- Every purchase you make is eligible for rewards points, and every purchase you pay off helps build your credit. All account activity is reported to the major credit bureaus
- When closing your nRewards Secured account, your initial deposit will be returned, provided the account is in good standing and the full balance paid. If you’re in default, the deposit will be used to cover those debts
- No balance transfer fees
- Foreign transaction fee: 0.80% of the transaction amount if in U.S. 1% of the transaction amount if must convert to U.S. dollars
- No cash advance fees at NFCU Branch or ATM but $0.50 domestic or $1.00 foreign at non-NFCU ATMs
- Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card. The CDW coverage is secondary to any other applicable insurance or coverage available to you
Conclusion:
Sign up today for the Navy Federal Credit Union nRewards® Secured Credit Card and you’ll be able to earn 1x points on every dollar spent. There is no cap on the rewards you can earn, but they do expire after 4 years. Redeem points for merchandise or gift cards. Examples include 7,500 points for a $75 Navy Federal Visa Awards Card or The Home Depot gift card. Keep in mind that when you submit your application you’ll be required to make a deposit of at least $500 into a qualifying Navy Federal savings account; this deposit will be held for the duration of your nRewards Secured account. Every purchase you make is eligible for rewards points, and every purchase you pay off helps build your credit. This card would be a great fit for those who are seeking to earn rewards while building credit. Otherwise, find out which card is right for you by checking out our complete list of Credit Card Promotions today!
