Bankcheckingsavings has partnered with CardRatings for our coverage of credit card products. Bankcheckingsavings and CardRatings may receive a commission from card issuers.
Navy Federal Credit Union currently offers the Navy Federal More Rewards American Express Card, featuring a hefty 25,000 point bonus when a spending requirement of $3,000 is reached within 90 days.
This excellent rewards card earns their holders 3x points at Supermarkets, 3x points at gas stations, 2x points at restaurants, and 1x points on every other purchase. These points can be redeem as credit statements that can be used on future purchases.
If you’re interested continue reading down below to learn more about this excellent rewards card.
Navy Federal More Rewards Summary
| Bonus Available | Earn 25,000 bonus points when you spend $3,000 within 90 days of account opening |
| Bonus Value | $250 |
| Ongoing Rewards/Benefits | 3 points per dollar on supermarket, gas, transit and restaurant purchases 1 point per dollar on other purchases |
| Foreign Transaction Fees? | 0% per transaction |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
PROS
- Points don’t expire
- No limit to the points you can earn
- No blackout dates
- Variety of redemption options, including gift cards, merchandise, travel and cash back
CONS
- Airfare must be booked through NFCU website
Editor’s Alternative Pick
 The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
Navy Federal More Rewards Card 25,000 Bonus Points
Get the Navy Federal More Rewards Card’s 25,000 bonus points welcome offer.
To qualify for the 25,000 bonus points welcome offer, you must charge at least $3,000 on your card within the first 3 months of opening your account.
Here are some ideas on meeting the spending requirement:
Navy Federal More Rewards Card Top Features
Earning BonusesNo Foreign Transaction Fees
With the Navy Federal More Rewards Card, you can earn 3x points at Supermarkets, 3x points at gas stations, 2x points at restaurants, and 1x points on every other purchase. This makes this card excellent for everyday use.
Make purchases abroad without worrying about foreign transaction fees with the Navy Federal More Rewards Card.
Conclusion
The Navy Federal More Rewards American Express Card is a solid rewards card that really helps you stretch the dollar.
These high value rewards cards are hard to come by, and this one has no annual fee!
This card is very beneficial as a card used for grocery shopping and refilling gas tanks. If this isn’t the card for you, be sure to check out our compiled list of the Best Credit Card Bonuses you can find!
What’s the Competition
 The American Express® Gold Card offers 75,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. • 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. • 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. • 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. • 1X Membership Rewards® point per dollar spent on all other eligible purchases. Other benefits: • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply. • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at U.S. Dunkin' locations. • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required. • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express(R) Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required. • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property. This card has an annual fee of $325 with no foreign transaction fees (See Rates & Fees). Terms Apply. |
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
 The Blue Cash Preferred® Card from American Express offers a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It(R) to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.24% - 29.24%. You'll earn • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). • 6% Cash Back on select U.S. streaming subscriptions. • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). • 1% Cash Back on other purchases. • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. The card does come with a $0 intro annual fee for the first year, then $95. (See Rates & Fees) Terms Apply. |
 The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.24% to 29.24% variable APR. You'll earn: • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. • 1% back on other eligible purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. There are no annual fees with this card (See Rates & Fees). Terms Apply. |
Nice summary of the new NFCU card. You’ve provided more detail about the new card than any other internet posting to date. Are these details from NFCU, or are you merely making assumptions based on their past practices? The devil, of course, is in the details. The virtues of flat rate 2% earnings can be quickly negated in the redemption process as we have already seen in NFCU’s Flagship Rewards card where a point turns out to be less than a penny in value. Amex is also known for redemption schemes in which the full value of points is only available through travel redemptions, and cash back redemptions are at only 50 percent of point value. Do you have any information on such issues? By the way, thanks for recognizing that neither NFCU nor Amex have a history of simple, easy to use rewards programs with the exception of the wonderful, but now outdated NFCU cashRewards.