New First Niagara Bank Checking Account $200 Promotion

First Niagara Bank Checking Account $200 Bonus Details:

First Niagara Bank is offering a $200 bonus if you open a new checking account with them. There is a minimum opening deposit requirement of $50. In addition, within 60 days of account opening you must receive direct deposits totaling $250 or more. Your direct deposits need to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Account features include mobile banking, mobile check deposit, and online bill pay. This offer expires March 31, 2016 so if you’re interested, read on!

Bonus Value – $200
Available States – CT, MA, PA, NY
Required Account – checking
Expiration Date – 3/31/16
Credit Inquiry – Soft Pull via ChexSystems
Direct Deposit Requirement – yes
Monthly Fee – To avoid the $15.00 monthly maintenance fee for Pinnacle checking, you must maintain a minimum daily balance of $1,000, or a combined balance of at least $25,000 in deposits, consumer loans (excluding mortgages), credit card balances, and investments made through LPL Financial.

First Niagara Bank Checking Account $200 Bonus Steps:

1. Open a new Pinnacle checking account
2. Minimum opening deposit is $50 for Pinnacle checking
3. Within 60 days of account opening you must receive direct deposits totaling $250 or more
4. Your direct deposits need to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government
5. The $200 cash bonus will be deposited into your new checking account within 30 days from end of month in which direct deposits totaling $250 or more are made to your account
6. Account must be open and maintain a positive balance in order to obtain the bonus

Fees, Rewards, & Fine Print:

• Cannot be combined with any other promotional rate or reward/bonus programs
• Valid only for individuals who have not had any consumer checking relationship with First Niagara in the previous 365 days
• Customers may only receive a bonus on one account
• Account must remain open for 180 days to avoid a $25 Early Account Closing fee
• All accounts subject to approval and applicable fees.

Conclusion:

You can earn a $200 bonus when you open up a new business account with First Niagara Bank. Simply follow the steps outlined above. Remember, the minimum opening deposit is $50 for Pinnacle checking. In addition, to receive the bonus you must receive direct deposits totaling $250 or more within 60 days of account opening. If you’re interested, sign up today before the offer expires! Otherwise, be sure to see our complete list of Bank Deals for more offers and promotions.