Union Bank & Trust Bonuses: $50, $200 Checking Promotions (IA, KS, MO, NE)

Take a look at Union Bank & Trust bonuses, promotions, and offers!

Update 3/5/25: There’s currently a $200 checking bonus valid through 3/31/25. There is also an existing $5o student checking bonus.

Union Bank & Trust Bonuses Review

Established in 1917, Union Bank and Trust are headquartered in Lincoln, Nebraska, and now has 37 locations throughout the state. They have been recognized for innovative and progressive ideas, and have grown significantly during the past 15 years, both in size and diversity.

I’ll go over the Union Bank & Trust offers below.

Union Bank & Trust $200 Checking & Savings Bonus 

• What you’ll get: $200 bonus
• Eligible account: Checking
• Where it’s available: IA, KS, MO, NE
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $0
• How to earn it:
  • Receive $100 when you open a Simply Free, Simply Free Plus, Simply Free Platinum, or University checking account and complete the following within 90 calendar days of account opening:
    • (1) have $2,000 in electronic direct deposits posted; and
    • (2) enroll in paperless statements via online or mobile banking.
  • Receive $100 when you open a Simply Savings account and complete the following within 90 days of account opening:
    • (1) maintain a $2,000 balance; and
    • (2) enroll in paperless statements via online or mobile banking.
  • Bonus is credited to your active account within 100 days of account opening if you meet requirements.

(Offer expires 03/31/2025)

Fine Print

• Checking offer not valid for primary accountholder on existing UBT personal checking account(s).
• Savings offer not valid for primary accountholder on existing Simply Savings or Simply Savings Student account(s).
• Offer not valid if existing checking or savings accounts closed 120 days prior to 05/01/2023.
• Receive $100 when you open a Simply Free checking account and complete the following within 90 calendar days of account opening: (1) have $500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and complete the following within 90 days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking.
• Receive $100 when you open a Simply Savings account and complete the following within 90 days of account opening: (1) maintain a $2,500 balance; and (2) enroll in paperless statements via online or mobile banking.
• Bonus is credited to your active account within 100 days of account opening if you meet requirements.
• $1,000 opening deposit required on Simply Free Plus checking accounts.
• Simply Savings requires a $2,500 opening deposit in new money.
• Various Annual Percentage Yields (APYs) offered for interest-earning checking accounts based on the account and balance maintained.
• For example, Simply Free Platinum requires a $100 minimum daily balance to earn .25% APY.
• Simply Savings earns .50% APY. APYs accurate as of 05/01/2023.
• Fees may reduce earnings; rates subject to change.
• Promotion offers limited to one new checking account and one new savings account per person and cannot be combined with other offers.
• Simply Free Platinum accounts are designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska.
• Promotions available 05/1/2023 to 09/29/2023.

Union Bank & Trust $50 Student Checking Bonus

Earn a $50 bonus for opening a new student checking account and meeting the eligible requirements.

• What you’ll get: $50 Bonus
• Eligible account: Student Checking
• Where it’s available: IA, KS, MO, NE
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0
• How to earn it:
  • For currently enrolled UNL students.
  • Open a student checking account with a $50 opening deposit.
  • (1) $50 deposited to your active account within 70 days of account opening when you meet these two requirements:
    • enroll in e-Statements via online or mobile banking and
    • have 10 debit card purchases posted (excludes ATM transactions) within 60 days of account opening.

(Limited time offer)

Fine Print

• For currently enrolled UNL students.
• $50 opening deposit. (1) $50 deposited to your active account within 70 days of account opening when you meet these two requirements: enroll in e-Statements via online or mobile banking and have 10 debit card purchases posted (excludes ATM transactions) within 60 days of account opening.
• New checking account customers only.
• Cannot be combined with other offers. (2) ATM usage fee at non-UBT ATMs waived (excludes surcharges ATM owners may assess). (3) Waives one NSF Paid Item Fee/NSF Returned Item Fee per calendar year. (4) $10 Credit:
• New checking account customers only.
• Requires enrollment in Union Bank’s RoundUp Program to an eligible Union Bank savings account within 60 days of checking account opening.
• $10 will be credited to active checking account within 70 days of account opening if you meet the requirements.
• Account not affiliated with or endorsed by any college or university.

Union Bank & Trust $150 Checking Bonus (Expired)

• What you’ll get: $150 bonus
• Eligible account: Checking
• Where it’s available: IA, KS, MO, NE
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $0
• How to earn it:
  • Receive $100 when you open a Simply Free Checking account and complete the following within 90 calendar days of account opening:
    • (1) have $500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking.
  • Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and complete the following within 90 days of account opening:
    • (1) have $2,500 in electronic direct deposits posted; and
    • (2) enroll in paperless statements via online or mobile banking.
  • Bonus is credited to your active account within 100 days of account opening if you meet requirements.

(Expires 11/22/2024)

Fine Print

• To qualify for the checking promotion, you cannot be a primary accountholder on an existing UBT personal checking account.
• Offer not valid if existing checking account closed within the last 120 days.
• Receive $100 when you open a Simply Free Checking account and complete the following within 90 calendar days of account opening: (1) have $500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and complete the following within 90 days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking.
• Bonus is credited to your active account within 100 days of account opening if you meet requirements.
• $1,000 opening deposit required on Simply Free Plus checking accounts.
• Various Annual Percentage Yields (APY) offered for interest-earning checking accounts based on the account and balance maintained.
• For example, Simply Free Platinum requires $100 minimum daily balance to earn .25% APY as of 07/1/2024.
• Fees may reduce earnings; rates subject to change.
• Promotion offers limited to one new checking and one new savings account per person and cannot be combined with other offers.
• Simply Free Platinum accounts designed for people ages 50 and over.
• Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska.
• Available 07/01/2024 to 11/22/2024.
• Member FDIC.

How To Waive Monthly Fee

• Simply Free Checking: No monthly maintenance or activity fees
• Simply Free Plus Checking: No monthly maintenance or activity fees
• Simply Free Student Checking: No monthly maintenance or activity fees
• Simply Free Platinum Checking: No monthly maintenance or activity fees

Conclusion

Lastly, be sure to definitely check out Union Bank and Trust to learn more about the current bonuses!

I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Furthermore, feel free to comment on this post with any questions you may have about Union Bank & Trust, their accounts they offer, or coupon codes.

Additionally, check back often for more Union Bank & Trust Bonuses, Promotions, or Offers!