The Next Millenium Card is meant solely for individuals with severely low credit with the hopes of further improving that low credit score. With an alluring $1,000 credit line, “low monthly payments” and no credit checks or credit turndowns… This card offers some promising features, however, even with the introduced $1,000 credit line… this card has no correlation towards a credit card whatsoever, emphasizing that this is a catalog card! All of your purchases will be down via their exclusive online store.

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Table of Contents

Recommended Secured Credit Cards:

Recommended Credit Cards:

This section is for cards recommended after you have the adequate credit score established:

Next Millennium Card Summary:

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Best Feature: Build or Rebuild Your Credit
Attached Fees:
- Initial $24.99 fee automatically attached for Membership.
- $19.95 per month for Benefit Services
- $10 Late Fee
- $30 Returned Check Fee
Expiration Date: None
Additional Advice: PAY off all your balances each month.
Closing Account Fee: None

Next Millennium Card Features:

Enjoy a $1,000 Credit Line!
No Credit Checks & No Credit Turndowns!
Buy Now…Pay Later!
Low Monthly Payments!

Next Millennium Card Pros:

Easy Approval

Next Millennium Card Cons:

Fees Applicable
Limited to only shopping at Their online store

Conclusion:

This card does have some alluring features on it with an offered $1000 credit limit and easy approval with no credit check whatsoever. However, the Next Millenium Card should not be confused for a credit card. This card is a Catalog card, in which, you’re limited to purchases online within the confines of their online store. The products that they have to offer are actually not that bad, however, I have to be a member with them to see how much their items cost. Keep in mind that there is a one-time activation fee of $29.99 and $19.95 per month for Benefit Services. Try not to rake up any late payments because there is a $10 fee attached if you do. I’m quite positive that you’d be better off trying out a Discover IT Secured Card. Don’t forget to check out our complete list of Credit Card Promotions today!