Find the latest Northpointe Bank bonuses, promotions, and offers here.
Currently, Northpointe Bank is offering $350, $750, $1000, $1250 when you open a qualifying account and meet all the requirements.
Northpointe Bank Bonuses Review
Northpointe Bank is headquartered in GRAND RAPIDS and is the 4th largest bank in the state of Michigan. It is also the 289th largest bank in the nation. It was established in 1999 and as of March of 2023, it had grown to 898 employees at 1 location. Northpointe Bank’s money market rates are 7X the national average, and it has a B+ health rating.
I’ll go over the Northpointe Bank bonuses & offers below.
Northpointe Bank Up to $1250 Savings/Money Market Bonus
Earn up to a $1250 bonus when you open qualifying savings or money market account and meeting certain requirements.
- What you’ll get: Up to $1250 Bonus
- Eligible account: Savings / Money Market
- Availability: Nationwide (Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fees: $0; see below
- How to earn it:
- Open a Promotional Ultimate Savings or Promotional Money Market account and maintain a qualifying balance for 3 months.
- Earn $350 bonus with $25,000 up to $50,000 balance
- Earn $750 bonus with $50,000 up to $75,000 balance
- Earn $1000 bonus with $75,000 up to $100,000 balance
- Earn $1250 bonus with $100,000 up to $3 million balance
(Expires 06/30/2023)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Annual Percentage Yield (APY) is accurate as of 05/15/2023. Rates are subject to change without notice. From Account opening and during the Qualifying Period (defined below), 0.00% APY will be paid on balances of $0 to $24,999.99; and 0.25% APY will be paid on balances of $25,000 to $3,000,000. Fees may reduce earnings on the Account. All new accounts are subject to Northpointe Bank approval.
- Cash bonus offer is available to all new and current Northpointe Bank customers who open and fund a new Promotional Ultimate Savings or Promotional Ultimate Money Market account (the “Account”) on or before June 30, 2023. Funds already on deposit with Northpointe Bank in any other account within the 60 days preceding the date that the new Account is opened may not be used to qualify for this offer.
- To earn a cash bonus, you must have a “Qualifying Balance” (as shown in the chart below) in your Account at the end of the 30th calendar day after you open the Account, and you must continuously maintain a Qualifying Balance in your Account for the “Qualifying Period”, which is the three-month period beginning the calendar day after your Qualifying Balance is set. A month is defined as 30 calendar days. For example, if you open an Account on 6/1/2023, and make two deposits of $75,000 each on 6/5/2023 and 6/10/2023 and make no withdrawals/transfers, on 7/1/2023 your Qualifying Balance is set at $150,000. If you continuously maintain $150,000 in your Account through 9/29/2023, you will earn a cash bonus of $1,250.
- If the Qualifying Balance fluctuates, the bonus tier will be based on the lowest dollar amount in the Account during the 3-month period after your Qualifying Balance was set. For example, if your balance on the 30th day is $150,000, the Maximum Bonus you could earn is $1,250. However, if your Balance decreases to $75,000 on day 45, the Maximum Bonus you can earn changes to $1,000. Only one bonus offer is available per Account. If the Account does not reach the Qualifying Balance by the end of the 30th calendar day after Account opening or if the Account balance decreases below $25,000 during the Qualifying Period, no cash bonus will be earned.
- Within 30 days of the end of the Qualifying Period, Northpointe Bank will credit the Maximum Bonus you earned, if any, to your Account and the APY will adjust to our published rates being offered at that time. Current rates are 0.00% APY on balances of $0 to $99.99; 0.25% APY on balances of $100 to $4,999.99; 0.34% APY on balances of $5,000 to $24,999.99; 3.25% APY on balances of $25,000 to $3,000,000; and 0.30% APY on balances of $3,000.000.01 and above. The Account must remain open to receive the cash bonus. The bonus shall be considered taxable interest to the depositor. Offer is available once per Social Security Number (SSN) or Tax Identification Number. Not valid with any other offers or promotions. Northpointe Bank reserves the right to suspend, modify or revoke this offer at any time prior to expiration. Void where prohibited.
How To Waive Monthly Fee
- Ultimate Savings: Not listed
- Ultimate Money Market: Not listed
- Free Checking: No monthly fees
- Interest Checking: Not listed
- Business Checking: $5 fee if balance falls below $1,000 average daily balance
- Business Plus Checking: $10 fee if balance falls below $1,000 average daily balance
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Conclusion
If you live near a Northpointe Bank location, you have the opportunity to earn a generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses should be in your hands!
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more Northpointe Bank Bonuses, Promotions, or Offers!
