Find an updated list of OceanFirst Bank bonuses, promotions, and offers here.
Right now, if you open a qualifying account can earn a $235 bonus when you complete all the requirements.
OceanFirst Bank Bonuses Review
Established in 1902 and headquartered in Toms River, New Jersey, OceanFirst Bank has around 61 branches all in the state of New Jersey and boasts an A health rating. OceanFirst Foundation provides grants that help families, organizations, schools and communities.
I’ll go over all Ocean First Bank bonuses & offers below.
OceanFirst Bank $235 Checking Bonus
OceanFirst Bank is offering a $235 bonus when you open qualifying checking account and meet the requirements.
- What you’ll get: $235 Bonus
- Eligible account: Checking
- Credit inquiry: Soft Pull
- Where it’s available: MA, MD, NJ, NY, PA (Bank Locator)
- How to earn it:
- Open a FreeStyle Checking Account
- Eligibility for the $235 bonus requires that all three of the following conditions are met:
- At least two cycles of an electronic recurring direct deposit of $500 or more has posted to the account,
- eStatements is elected and the accountholder is active on the OceanFirst Bank mobile app within 30 days leading up to the bonus payout date.
- Bonus will be paid on the first business day after your 90-day account opening anniversary.
(Offer expires 12/31/2022)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Promotion runs 09/06/22 through 12/31/22. Offer available for New FreeStyle Checking account customers only.
- Account must be opened with funds not currently on deposit at OceanFirst Bank. Subject to change at any time.
- Business checking accounts do not apply.
- Eligibility for the $235 bonus requires that all three of the following conditions are met: At least two cycles of an electronic recurring direct deposit of $500 or more has posted to the account, eStatements is elected and the accountholder is active on the OceanFirst Bank mobile app within 30 days leading up to the bonus payout date. Bonus will be paid on the first business day after your 90-day account opening anniversary.
- All cash bonuses are taxable.
- $50 minimum to open any OceanFirst checking account. FreeStyle Checking features no monthly minimum balance requirement.
- Account must remain open and active for one year or bonus will be forfeited.
- All Annual Percentage Yields (APYs) on interest-bearing accounts subject to change.
- Fees may reduce earnings.
- Promotion limited to one payout per individual.
- For joint accounts, promo limited to one per account.
- **Free ATMs apply to the U.S. only. A $1.50 rebate will be refunded for any international ATM use.
- ***Our Zero Liability Guarantee does not include transactions that are the result of negligent actions by the cardholder.
How To Waive Monthly Fee
- FreeStyle Checking: No monthly fee
- FreeStyle Checking (without interest): : $12.95 per month, if a direct deposit is posted to the account during the monthly statement cycle, the account will receive a $5 credit back
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Conclusion
OceanFirst Bank is offering a generous bonus. This promotion offers several options for your personalized banking experience as well as an attractive bonus. While it has many benefits make sure to read the fine print as their are some extra requirements to complete. In addition I can only recommend this promotion if it triggers a soft pull.
Feel free to leave a comment below if you want to leave you info for the referral bonus. Remember both parties receive the $100 bonus. Your feedback is highly appreciated and makes our site even better!
OceanFirst Bank has decent rates for CDs and Savings, but always check out our best rates for Savings, Money Market, and CD accounts from the links below.
If you’re not local to any of the states above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more OceanFirst Bank Bonuses, Promotions, or Offers!
