Here you will find new and updated Old Second Bank promotions, bonuses and offers.
Update 1/20/25: The $300 checking & savings bonus is now available through of 3/31/25.
Old Second Bank Review
Established in 1887 and headquartered in Aurora, Illinois, Old Second Bank has over 20 locations in the state. If you’re not an Illinois resident and are interested in different banking experience, you can see all nationwide bank bonuses for more suitable offers.
I’ll go over the Old Second Bank offers below.
Old Second Bank $300 Checking Savings Bonus
Old Second Bank is now offering a $300 bonus when you open a new eligible checking and savings account and meet all of the requirements.
- What you’ll get: $300 Bonus
- Eligible account: Checking, Savings
- Availability: IL (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$17; waivable
- How to earn it:
- Get $50 when you – Open a new checking account online with promo code PK2 (or open in-branch and mention this ad), get and activate a debit card, and enroll in eStatements.
- Get $100 when you meet the previous requirements and complete 2 or more direct deposits totaling $500 or more
- Get another $150 when you meet the requirements for the first $50 bonus and open a Money Builder Savings account.
(Expires 03/31/2025)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- An account is not eligible to receive a cash bonus under this offer if 1) the primary account holder currently has an existing personal checking account (Basic Checking, Convenience Checking, Interest Checking, Interest Plus Checking, Military Checking, Minimum Balance Checking, Premier Checking, O2 Checking, Premier Plus Checking, Convenience Plus Checking, Employee N.O.W. and Prime Time Checking (“existing personal checking account”) at Old Second National Bank, 2) has had an existing personal checking account open in the 12 months prior to the date of account opening, or 3) the primary account holder has received a personal checking account-related bonus in the twenty-four months prior to the date of account opening.
- The bonuses described in this ad are limited per primary account holder, regardless of the number of accounts opened. The new “personal checking account” (O2 Checking, Premier Plus Checking, Convenience Plus Checking, Military Checking, Employee N.O.W. and Prime Time Checking) must be opened during the promotion period with the code, must have a positive balance ($.01 or greater), an active debit card for the primary owner, and e-statements on the 90th calendar day from the date the new personal checking account was opened in accordance with the bank’s procedures.
- Offers are only available on personal checking accounts and the Money Builder Savings; business accounts, trust accounts with EINs, Health Savings Accounts, and estate accounts are excluded from this offer.
How to Waive Monthly Fees
- O2 Checking: No monthly fees
- Premier Plus Checking: $17.00 monthly, can be waived when you:
- Maintain an average daily balance of $5,000 during the statement cycle OR
- The primary owner on this account maintains a total average deposit balance of $20,000 or more in your combined deposit and time accounts during the statement cycle
- Are 65+ in age, this account service charge will be waived
- Convenience Plus Checking: $5.95 monthly, can be waived when you:
- Maintains an average daily balance of $1,000 during the statement cycle, OR
- The primary owner on this account maintains a total average deposit balance of $5,000 or more in your combined deposit and time accounts with us during the statement cycle
- Have a Direct Deposit to this account during the statement cycle
- Are 65+ in age, this account service charge will be waived
- Prime Time Checking: No monthly fees
- Regular Savings: $5.00 monthly can be waived when you have a minimum balance of at least $200
- O2 Money Builder Savings: $15.00 monthly can be waived when you maintain a $1,000 daily balance
- O2 Money Manager Money Market: $15.00 monthly can be waived when you maintain a $5,000 daily balance
- Start Banking: No monthly fees
- Start Building: $12.00 monthly can be waived when you maintain your core personal and business deposits are at least $25,000 or customer maintains $100,000 in CD or loan balances
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Conclusion
The bonus offer that Old Second Bank has is a good bonus to have. Most of their account has a low opening deposit requirement. If you reside in Illinois then I would recommend taking advantage of this bonus promotion before it expires.
CD accounts or Savings Accounts are also another great way to earn and save money. If you are interested, check out our nationwide lists here:
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
*Check back at this page for updated Old Second Bank promotions, bonuses and offers.
