How To Open a Huntington Bank Business Checking Account

If you are a small business owner who lives in any of the qualifying states, you could open a new Huntington Bank Business Checking Account at any of the 1,400 branches nationwide. To start the process, you would need to collect some business documents as well as a valid state ID and your Social Security number. Once you have your necessary documents, you can begin your new account experience.

If you are a business owner and do not know how to open a new Huntington bank account, please check out our post over “How To Open a Huntington Bank Account“. The review will take you through a step-to-step guide on how to open an account and obtain your bonus!

Eligible States: Huntington Bank accounts are only available to residents who lives in OH, KY, IN, PA, WV, MI, IL, and WI.

What You Will Need:

The documents you will need to open a new Business Checking Account depends on the overall structure of your business as well as the rules and regulations in each state, respectively. Below are a list of documents needed for each type of businesses and what will be necessary for you to successfully open a new account to start you new banking experience.

Sole Proprietorship 

• Two forms of personal identification
• Social Security Number (SSN)
• Employer Identification Number (EIN) (if applicable)
• Employer Identification Number (EIN) Assignment Letter (if applicable)
• Assumed Name Certificate or Fictitious Name Certificate (if applicable)

General Partnership 

• One form of personal identification for each General Partner
• Employer Identification Number (EIN)
• At least one form of business identification:
  • Partnership Agreement
  • Government Issued Business License
  • Employer Identification Number (EIN) Assignment Letter
  • Assumed Name Certificate or Fictitious Name Certificate (if applicable)
  • At least two General Partners must be present at account opening

Limited Partnerhip

• One form of personal identification for each General Partner
• Employer Identification Number (EIN)
• Registered Certificate of Limited Partnership
• Partnership Agreement
• Employer Identification Number (EIN) Assignment Letter
• Assumed Name Certificate or Fictitious Name Certificate (if applicable)
• At least two General Partners must be present at account opening

Limited Liability Company (LLC)

• Two forms of personal identification
• Social Security Number (SSN), if the entity is a Sole Member LLC
• Employer Identification Number (EIN)
• Registered Articles of Organization
• Operating Agreement listing the names of Member(s) and the Manager (if applicable)
• Employer Identification Number (EIN) Assignment Letter
• At least two LLC Members (or Manager, if applicable) must be present at account opening, unless the entity is a Sole Member LLC

Limited Liability Partnership (LLP)

• One form of personal identification for each authorized signer
• Employer Identification Number (EIN)
• Registration of Limited Liability Partnership (LLP)
• Limited Liability Partnership Agreement, including the names of the Partners
• Employer Identification Number (EIN) Assignment Letter
• All LLP Partners must be present at account opening

Corporation

• One form of personal identification for each authorized signer
• Employer Identification Number (EIN) for the Corporation
• Registered Articles of Incorporation
• Employer Identification Number (EIN) Assignment Letter
• Assumed Name Certificate or Fictitious Name Certificate (if applicable)
• At least two Officers of the Corporation must be present at account opening

Associations or Organizations

• Employer Identification Number (EIN) for the Association or Organization
• By-laws, Charter, Constitution or other governing document
• Employer Identification Number (EIN) Assignment Letter
• Assumed Name Certificate or Fictitious Name Certificate (if applicable)
• At least two representatives of the Association or Organization as identified in the governing document must be present at account opening

How To Open a Business Checking Account?

 Once you have entered your email, Huntington Bank will email you a coupon code for you to use whenever you open a new account. The email you have chose to use will only be used for this specific coupon code only. The bank will not use your email for any other promotions or sharing it to third parties.

STEPS:

1. See the business checking options below and open an account to meet your business needs:

• Open a Huntington Unlimited Plus Business Checking Account • Earn $1,000 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening. • Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement. • The $1,000 bonus will be deposited into your account after all requirements are met. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. Apply Now at Huntington

• Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. Apply Now at Huntington

1. To qualify for either accounts above, be sure to enter your email address and print out the coupon code to bring into any Huntington Bank branches across the nation.
2. Make sure to meet all the necessary requirements for each business structure listed above and if necessary, bring your business partner(s) as well as their forms of identification.
3. You will need to verify your identity and your status as the business owner.
4. The banker will review the information with you and your business partner.
5. If everything goes as planned, Huntington Bank will allow you access to your new Business Account.

Conclusion:

This guide is an easy to follow process to help business owners who would like to open their first Huntington Business account. All you have to do right now is to head over to our Huntington Bank Promotions list and decide which of the accounts fits your needs the best. Once you have selected which account you would like to sign up for and met all the necessary requirements, you would be able to safely bank with a bank that has been around for generations and center their focus around deep relationship-building capabilities to best meet each customer’s specific needs.