Take advantage of the latest Orange County’s Credit Union bonuses, promotions, and offers here.
Update 1/30/25: The $100 checking bonus has been extended through 12/31/25. Don’t forget to refer your friends and family for $50 per referral.
Orange County’s Credit Union Bonuses Review
Orange County’s Credit Union has a business philosophy that makes them different from other financial institutions. They take action with people in mind first.
| Eligibility: Orange County’s Credit Union membership is available to anyone in California who lives or works in Orange or Riverside Counties and the neighboring communities of Long Beach, Signal Hill, Lakewood, and Cerritos. Family and household members of current credit union members are also eligible. For more information on eligibility requirements please check out their full list of membership requirements. |
I’ll review the current Orange County’s Credit Union bonuses below
Orange County’s Credit Union $100 Checking Bonus
Earn a $100 bonus from Orange County’s Credit Union when you open a new checking account and complete the requirements.
- What you’ll get: $100 Bonus
- Eligible account: Checking
- Availability: CA (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$8; waivable
- How to earn it:
- Must open a personal checking account. Use promo code: MY100.
- Enroll in eStatements.
- Sign up and qualify for a Debit Mastercard.
- Set up and receive Direct Deposit within 60 days.
(Expires 12/31/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Apply online or present promo code MY100 at any branch by 12/31/2025.
- All accounts are subject to normal approval standards. This offer is available to “new” Members only.
- A “new” Member is defined as a person who has never been an owner or signer on an account or loan at Orange County’s Credit Union.
- New Member must open an eligible Basic, Interest, Access, Plus, or Pacific personal checking account, enroll in eStatements, sign up and qualify for a debit card, and set up and receive direct deposit within 60 days of account opening.
- Social Security can be used as a direct deposit for Basic, Interest, and Plus Checking accounts. Bonus paid by deposit to the new checking account.
- Bonus will be paid within 90 days of account opening.
- Bonus represents dividends deposited into your account and may be reported to the IRS. Any applicable taxes are the responsibility of the recipient.
- The new eligible checking account must remain open for 90 days and maintain eStatement preference for 90 days or bonus may be reversed.
- Minimum opening deposit is $25.00 for checking accounts. Basic, Access, Plus, and Pacific Checking accounts do not earn dividends.
- Interest Checking: Annual Percentage Yield (APY) is 0.07% as of January 1, 2025 and are subject to change at any time.
- Minimum balance to earn APY is $600.
- The rate and APY may change after account opening.
- Fees may reduce earnings on the account. Offer not available in conjunction with other offers.
- Membership requirements apply.
- Additional terms and conditions apply and are subject to change.
- Refer to the Account Agreement, Truth-In-Savings, and Electronic Funds Transfers Disclosure Agreement, and Schedule of Fees for additional information.
Orange County’s Credit Union $50 Referral Bonuses
Earn a $50 bonus from Orange County’s Credit Union when you refer friends and family to open a new checking account and complete the requirements.
- What you’ll get: $50 Bonus
- Eligible account: Checking
- Availability: CA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$8; waivable
- How to earn it:
- You’ll earn $50 for every friend who opens a new checking account with eStatements, a Debit Mastercard®, and Direct Deposit. And your friends will earn a matching $50.
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Referral Bonuses. The same bonus will be paid to the referrer (existing Member) and referee (new Member). The “referrer” bonus is available to Members of Orange County’s Credit Union who have checking accounts. The “referee” bonus is available to “new” Members only. A “new” Member is defined as a person who has never been an owner or signer of a checking or savings account or loan with Orange County’s Credit Union.
- Bonus Payout. Referrer and referee bonuses typically paid within 90 days. Referral form must be presented at time new checking account is opened. Form must be completely filled out so we have adequate information to pay out the cash reward to the friend who made the referral. Referrer and referee bonuses will be paid by deposit to respective checking accounts. The notation “Refer” will appear on the referrer’s statement. Referee bonus paid represents dividends deposited into your account and may be reported to the IRS. Any applicable taxes are the responsibility of the recipient. Associates of Orange County’s Credit Union are not eligible for the referrer or referee bonuses.
- Eligibility. Referee must open a personal checking account, enroll in eStatements, sign up and qualify for a Debit Mastercard (not all applicants will qualify), and set up and receive Direct Deposit within 60 days. (For Pacific Youth Checking accounts only, the requirement of Direct Deposit may be substituted with making 10 Debit Card purchases within 60 days.) Social Security can be used as a Direct Deposit for Basic, Interest, and Pacific Checking accounts. The referee’s checking account must remain open and maintain eStatement preference for 90 days or referral bonus may be reversed. Offer available for personal checking accounts only including the Pacific Checking for youth/students. Money Market accounts are considered savings accounts. Offer only available at branch locations. Offer not available in conjunction with other offers. Individuals may not refer themselves for the referral bonus. All accounts are subject to normal approval standards. Minimum opening deposit is $25 for Basic, Interest, and Pacific Checking accounts; no minimum deposit required for Better Than Free Checking account. Membership in Orange County’s Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don’t live or work in our area? You may also qualify if your immediate family Member banks with us. Ask for details. Membership fee is $5.
Orange County’s Credit Union $200 Checking & CD Bonus (Expired)
Earn a $200 bonus from Orange County’s Credit Union when you open a new checking and CD account and complete the requirements.
- What you’ll get: $200 bonus
- Eligible account: Checking & CD
- Availability: CA (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$8; waivable
- How to earn it:
- Get up to $200 bonus when you open a new checking account with a promotional CD.
- Must open a personal checking account, enroll in eStatements, sign up and qualify for a Debit Mastercard, and set up and receive Direct Deposit within 60 days.
- A cash bonus will also depend on the total qualified certificate funds.
- A cash bonus of $50 will be paid out to qualified funds of $5000 – $49,999.
- A $100 cash bonus will be paid out to qualified funds of $50,000 – $99,999.
- For funding of $100,000 and above, a cash bonus of $200 will be paid out.
- Use the Code CDBUNDLE when you apply
| Total Qualifying Certificate Deposit Amount | Cash Bonus |
| $5,000 – $49,999 | $50 |
| $50,000-$99,000 | $100 |
| $100,000+ | $200 |
(Expires 12/31/2022)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Cash bonus is dependent on the fulfillment of the checking account and special certificate criteria above.
- A cash bonus will also depend on the total qualified certificate funds.
- A cash bonus of $50 will be paid out to qualified funds of $5000 – $49,999.
- A $100 cash bonus will be paid out to qualified funds of $50,000 – $99,999.
- For funding of $100,000 and above, a cash bonus of $200 will be paid out.
- The checking account and CD must remain open and stipulations must be met to earn the bonus.
- Bonus paid by deposit to the new checking account. Bonus typically paid within 90 days.
- Bonus represents dividends deposited into your personal checking account and may be reported to the IRS.
- Any applicable taxes are the responsibility of the recipient.
- The new checking promotional CD account and must remain open for 90 days and maintain eStatement preference for 90 days or the bonus may be reversed.
Orange County’s Credit Union $350 Checking Bonus (Expired)
Earn a $350 bonus from Orange County’s Credit Union when you open a new checking account and complete the requirements.
- What you’ll get: $350 Bonus
- Eligible account: Checking
- Availability: CA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$8; waivable
- How to earn it:
- Use promo code BUNDLE350 online or in the branch of your choice by 6/30/22.
- Top it off with another $250 by funding a new auto, personal, or home loan within 60 days of account opening.
(Expires 06/30/2022)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Use promo code BUNDLE350 online or in the branch of your choice by June 30, 2022 to receive this $100 offer. There are many ways to qualify for a checking account with no-monthly-service fee: Direct deposit, Membership level, or maintain average daily deposit minimum. Monthly service fee waived for Platinum and Premier Members. Premier status achieved by having an average monthly household balance of $5,000 to $49,999 in loans and/or deposits. Platinum status achieved by having an average monthly household balance of $50,000 or more in loans and/or deposits or being a Member for 20 years. Checking monthly service fee waived for Members age 62 or better. Ask for details. Must open a Basic, Interest, or Pacific personal checking account, enroll in eStatements, sign up and qualify for a Debit Mastercard, and set up and receive direct deposit within 60 days. All accounts are subject to normal approval standards. This offer is available to Members who have not been a signer on an Orange County’s Credit Union checking account anytime over the past 12 months. Social Security can be used as a direct deposit for Basic and Interest Checking accounts. Bonus paid by deposit to the new checking account. Bonus typically paid within 90 days. Bonus represents dividends deposited into your account and may be reported to the IRS. Any applicable taxes are the responsibility of the recipient. The new checking account must remain open for 90 days and maintain eStatement preference for 90 days or bonus may be reversed. Minimum opening deposit is $25.00 for Basic, Interest, and Pacific checking accounts. Money Market accounts are considered savings accounts. Offer not available in conjunction with other offers.
How to Waive Monthly Fees
- Basic Checking: $6.00 monthly waived with Direct Deposit, average daily balance of $350, Platinum/Premier Rewards levels, or Members age 62+
- Interest Checking: $8.00 monthly waived with Direct Deposit, average daily balance of $1,400, Platinum/Premier Rewards levels, or Members age 62+
- Pacific Checking: No monthly fees
- Basic Business Checking: $10.00 monthly waived with average daily balance of $1,500 or with an outstanding business loan balance of $50,000 or more
 |
 |
Conclusion
Lastly, these bonus offers from Orange County’s Credit Union are fairly easy to complete. However, just make sure to follow the requirements listed above. The bonus amount isn’t too convincing and on top of that, you would be paying a $5 membership fee.
However, although these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, if you do not live in California, definitely take a look at our bank bonuses page to find other offers. Additionally, some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Additionally, check back often for more Bonuses, Promotions, or Offers!
