Check out the most updated Patelco Credit Union bonuses, promotions, and offers here.
Update 3/20/25: The referral bonus is back – friends and family can earn up to $200 when they join Patelco and you can earn a $100 bonus per referral up to $500! There’s currently a $400 checking bonus available through 6/30/25.
Patelco Credit Union Bonuses Review
Patelco credit union was founded in 1936 and they offer a full range of financial products and services. They now have over 300,000 members and 38 locations in California. However, to be eligible for these bonuses, you must also meet the membership requirements.
| Eligibility: Membership in Patelco Credit Union is open to those who live, work, worship, or attend school in many California counties. Membership is also open to employees and retirees of AT&T, Walgreens, and over 1,100 companies and organizations. See membership details |
I’ll go over all Patelco Credit Union Bonuses below.
Patelco Credit Union $400 Checking Bonus
- What you’ll get: $400 Bonus
- Eligible account: Checking Account
- Availability: CA (Bank Locator)
- Credit Inquiry: Unknown
- Direct Deposit Required: Yes
- Monthly Fee: $0-$6.95
- How to earn it:
- Must be an AT&T Employee
- Open a checking account and sign up for eStatements
- Set up a recurring direct deposit of at least $100 or more per month
(Expires 06/30/2025)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Valid for the recipient of this offer only for checking account opened during promotional period January 7, 2025 to February 28, 2025. In order to qualify for the first $300 bonus, you must meet the following criteria 1) become a new Patelco member by opening a checking account by February 28, 2025. 2) sign up for e-statement 3) have a minimum of two (2) consecutive qualifying monthly direct deposits into your new Patelco checking account totaling $4000 or more by May 31, 2025. Qualifying direct deposits are electronic deposits of payroll (paycheck), government benefits payments, Social security, pension or other income received through the Automated Clearing House (“ACH”) Network. Deposits that do not qualify include, but are not limited to, internal Patelco account to account transfers, check deposits, peer-to-peer transfers (e.g., transfers from Zelle, PayPal, Venmo, etc.), ATM or branch deposits, ATM transfers, or remote deposits. You can earn up to an additional $100 ONLY after you’ve qualified for the first $300 reward before the qualification period ends on May 31, 2025. Earn an additional $50 by opening a Money Market Plus or Money Market Select account. Earn an additional $50 by signing up and using RoundUp at least once for your debit card purchases.
- The cash bonus will be credited to your Patelco checking account 90 days after the end of the campaign and before June 30, 2025. Must be 18 and over to qualify. Available on Free Checking and Interest Checking accounts only to the recipient of this offer or those in the same household. Limit one incentive payout per primary membership checking account. Membership must be open and in good standing at the time of bonus credit. If you receive $600 or more in prizes from Patelco throughout the year, we’ll send you an IRS Form 1099. Patelco employees are not eligible.
Patelco Credit Union $50 Checking Bonus
Patelco Credit Union is offering a $50 bonus when you open a new qualifying checking account.
- What you’ll get: $50 Bonus
- Eligible account: Checking Account
- Availability: CA
- Credit Inquiry: Unknown
- Direct Deposit Required:
- Monthly Fee: $0-$6.95
- How to earn it:
- To qualify for the $50 bonus, you must use the employer code provided to open a new checking account (minimum deposit of $100).
- The $50 reward will be credited to your savings account within 5 business days of the qualifying new account being opened.
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- To qualify for the $50 bonus, you must use the employer code provided to open a new checking account (minimum deposit of $100).
- The $50 reward will be credited to your savings account within 5 business days of the qualifying new account being opened.
- If you receive $600 or more in prizes from Patelco throughout the year, we’ll send you an IRS Form 1099.
Patelco Credit Union $100 Referral Bonuses
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Availability: CA
- Credit Inquiry: Unknown
- Direct Deposit Required: No
- Monthly Fee: $0-$6.95
- How to earn it:
- Share your personal referral code with your friends and family. We’ve emailed the code to you, or you can contact us to look it up!
- Your friends can earn the first $100 in 3 simple steps:
- Open a Free or Interest Checking account with your referral code. We’ve emailed the code to you, or you can contact us to look it up!
- Sign up for eStatements
- Set up and receive a direct deposit of $500 or more per month (such as payroll) for 2 consecutive months (totaling $1,000 or more) within 90 days.
- Earn an additional $50 each for Money Market and RoundUp.
- Once they’ve opened a checking account and completed the steps listed above, they can earn an additional $100 ($50 each) if they open a Money Market account or enroll in RoundUp within 90 days of joining Patelco.
(Expires 07/31/2025)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Refer a friend using your personal referral code assigned to your membership. Your referral MUST use your code to become a member and open a new checking account by July 31, 2025 at any Patelco branch or online and meet the qualifications outlined here to earn up to $200. To qualify for the first $100 bonus, the following criteria must be met: 1) new member must join Patelco by opening a Free Checking or Interest Checking account with the referral code provided 2) sign up for eStatements 3) have a minimum of two (2) consecutive qualifying monthly direct deposits of $500 or more into the new Patelco checking account totaling $1,000 or more within 90 days of new membership.
- Qualifying direct deposits are electronic deposits of payroll (paycheck), government benefits payments, Social Security, pension or other income received through the Automated Clearing House (“ACH”) Network. Deposits that do not qualify include, but are not limited to, internal Patelco account to account transfers, check deposits, peer-to-peer transfers (e.g., transfers from Zelle®, PayPal, Venmo, etc.), ATM or branch deposits, ATM transfers, or remote deposits.
- For the new member, who has met the above-stated criteria, to earn up to an additional $100, they must complete the following activities within 90 days of their new membership: 1) open a Money Market Plus or Money Market Select account to earn an additional $50, 2) sign up and use RoundUp at least once for debit card purchases to earn another $50.
- Referring members can earn $100 for each referral that meets the qualifications for the first $100 bonus and can earn up to $500 total in Refer a Friend bonus per year. The referral bonus will be credited to your Patelco savings account. The cash bonus for new members will be credited to their new Patelco checking account after qualification criteria are met, on or before 90 days from the date the new membership is opened. Accounts must be open and in good standing at the time of bonus credit. Patelco employees are not eligible. If you receive $600 or more in prizes from Patelco throughout the year, we’ll send you an IRS Form 1099.
How To Waive Monthly Fees
- Plus Checking: $6.95 monthly fee
- Free Checking: None
- Interest Checking: $5, Monthly fee waived if your account meets any one of the following: Monthly direct deposit of $100 or more, Minimum daily balance of $500, You’re a Patelco Commitment Household Member
- Youth Checking: None
- Money Market Select: None
- Regular Savings: None
- Coverdell Education Savings Account: $2
- Holiday Club Savings: None
- Youth Savings: None
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Conclusion
Lastly, Patelco Credit Union is only offering decent bonuses that are simple to obtain.
Furthermore, feel free comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
However, although Patelco Credit Union rates aren’t that great, check out our best rates Savings, Money Market, and CD accounts.
However, if you’re not local to the state of California, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Additionally, check back often for more Patelco Credit Union Bonuses, Promotions, or Offers!
every 3 to 4 month you black me from getting in to my checking have go to bank and get it work out one more time and I am out . load will be paid but will take checking most to diff. bank