Take advantage of the latest Pawtucket Credit Union CD rates, offers, and promotions here.
Pawtucket Credit Union has wide array of products to meet your individual needs. They currently offer a CD rates up to 0.60% APY.
Pawtucket Credit Union CD Summary
As an organization founded by, and run for, the benefit of its members, this philosophy is woven throughout all business and civic activities. It can be seen through their commitment to providing the best in products, services, and rates, as well as in keeping pace with advances in technology for improved convenience and security of your account and personal information.
| Eligibility: We recently posted our field of membership requirements on our website and listed PCU as open to anyone in the U.S. While this is technically correct, our online account opening software currently restricts deposit account applications to RI, MA, and CT. We’re in the process of reviewing this software and additional state account opening requirements in order to accommodate a broader geography. Until we’ve concluded this review, our field of membership will be noted as RI, MA, and CT. We’ve revised the membership information on our website to reflect the same. Sincere apologies for the confusion and any inconvenience. Learn more about membership here. |
- Minimum deposit: $1,000
- Maximum deposit: —
- Early withdrawal penalty: According to CSR, partial withdrawals are permitted and are subject to an Early Withdrawal Penalty of 90 days of interest on the amount being withdrawn.
(NCUA Insured)
| Term | APY Rate | Minimum Deposit |
| 3-Month | 0.20% | $1,000 |
| 6-Month | 0.25% | $1,000 |
| 8-Month | 0.35% | $1,000 |
| 9-Month | 0.30% | $1,000 |
| 12-Month | 0.35% | $1,000 |
| 15-Month Early Access | 0.40% | $1,000 |
| 18-Month | 0.45% | $1,000 |
| 24-Month | 0.50% | $1,000 |
| 36-Month | 0.60% | $1,000 |
| 48-Month | 0.60% | $1,000 |
| 60-Month | 0.60% | $1,000 |
CD Account Features
- Wide variety of terms available
- Rate bump-up option available on select CDs
- Minimum deposit to open $1,000
- Interest credited monthly or at maturity based on term
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Conclusion
This CD rate is not too generous, so I recommend checking out other ones that have a higher rate. You can find our list of the Best CD Rates to find rates that are more attractive. Be sure to keep your money in the account for the set length of time or else you will receive a penalty.
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions, and thrifts. Bank, thrift, and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
