The PNC Core Visa Credit Card has an introductory offer of: $100 bonus cash when at least $1,000 in the first 3 billing cycles. This is a good offer if it’s compared to the other offers we have listed. This PNC Core Visa credit card comes with no annual fees. The Chase Freedom card also offers an introductory bonus offer with no annual fees that’s easily compared to this card offer.
The PNC Core is an easy low-rate credit card. It would be a great card to have for people who want to have a balance plan. They also give offers like long introductory balance transfers and purchase periods. You will receive 0% APR for 15 billing cycles with these offers, this will be able to give you plenty of time to pay off your debt.
But this PNC Core Visa credit card isn’t for everyone since it is limited to certain states.
PNC Core Card Quick Facts
| Bonus Available | Receive a $100 bonus after spending at least $1,000 in purchases during the first 3 billing cycles of opening your account. This offer is only available when you apply directly with PNC. |
| Bonus Value | $100 |
| Introductory Rates | Get 0% APR on purchases and balance transfers for the first 15 billing cycles from having your account open.
Receive either $5 or 3% of the amount for every balance transfer during the first 90 days after having your account open, whatever option is better. |
| Ongoing Rewards/Benefits | No ongoing rewards or benefits. |
| Foreign Transaction Fees? | 3% |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*If interested in PNC Bank see our list of credit card offers for Checking & Savings accounts.*
Pros
- No annual fee
- Welcome bonus
- Intro 0% APR
Cons
- Good-Excellent credit needed to qualify
- Limited availability
- No ongoing rewards
- Foreign transaction fees
Editor’s Alternate Pick
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
PNC Core Card $100 Bonus Cash Offer
Make use of the PNC Core card’s introductory offer of: $100 bonus. You must charge your card with a minimum of $1,000 in the first 3 billing cycles after having your account open to be able to qualify.
This offer will only work when you apply for this on PNC.com, at a PNC Bank branch, or call 1-800-762-5684.
Here are some ideas on meeting the spending requirement:
PNC Core Card Introductory APR
The PNC Core card has an introductory of 0% APR for both balance transfers and purchases for the first 15 billing cycles after having your account open. Then you will be in the variable APR of 12.24% to 22.24%, it varies on your credit. The introductory rate is a little low, but it will help control your debt from going downhill.
If you have any late payments, you will then loose your introductory APR. You will even have to have a variable penalty APR of 31.24% that will be added on when the 6 consecutive comes around and your payments have been made on time.
Balance Transfers
You have to transfer your balance in the first 90 days of opening your account to be able to qualify for the 0% APR offer. In this process, you will be able to get the introductory fee of $5 or 3% that will help you out. After that time frame is closed, then the fee will change to either $5 or 4% from the balance transfer.
PNC Core Card Availability
PNC Core is restricted to certain areas that has a physical PNC Bank branch which are:
- Alabama
- Delaware
- District of Columbia
- Florida
- Georgia
- Kentucky
- Indiana
- Ohio
- Pennsylvania
- South Carolina
- Illinois
- Maryland
- Michigan
- Missouri
- New Jersey
- New York
- North Carolina
- Virginia
- West Virginia
- Wisconsin
If you live in a different location that isn’t listed above, then you should look into different credit cards elsewhere.
Bottom Line
If your current credit card requires a high APR standard, then you should consider the PNC Core credit card if you live in the states the PNC Banks operate in. You will be able to save lots of money each month when you do your balance transfers.
Using this PNC Core credit card, the best option would be for you to plan when you pay off the debt in the first 15 billing cycles with the introductory rates included.
(Visit PNC Core for more information)
What’s the Competition?
There are some of PNC Core Visa credit card’s top competitors listed below.
 The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
 The Capital One Savor Cash Rewards Credit Card offers a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 3% Cash Back at grocery stores (excluding superstores like Walmart and Target), on dining, entertainment and popular streaming services. • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. |
