Here you will find the latest Reading Cooperative Bank bonuses, offers, and promotions.
Update 4/12/24: The $50 referral bonus is back through 12/31/24.
Reading Cooperative Bank Review
Reading Cooperative Bank was established in 1886, shortly after cooperative banking in Massachusetts began. Their mission is to make it possible for the average “workingman” to purchase a home. They are proud to continue their tradition of helping all kinds of people and businesses realize their plans and dreams.
I’ll go over all Reading Cooperative Bank offers below.
Reading Cooperative Bank $50 Referral Bonuses
- What you’ll get: $50 Bonus
- Eligible account: Personal Checking Account
- Where it’s available: MA (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- How to earn it:
- Tell your friends & family about RCB and how great it is to be a customer and owner!
- They open a new RCB Checking Account and tell us you referred them, either with a referral coupon at a branch or by filling in your name in the “Referred By” field online.
- That’s it! RCB will deposit a $50 referral reward to your account and a $50 reward to the referee’s account.
(Expires 12/31/2024)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Referred customer must be the primary owner of a new RCB personal checking account (On-the-Go Checking, Green-On-The-Go Checking, Value Checking, Green Online Checking, Value Now Checking, and Honest Checking). Student Checking Accounts are excluded from this offer.
- Value Checking and Green Online Checking Account – You must deposit $10 to open this account. Please refer to our Personal Fee Disclosure for fees that may be assessed against your account. Accounts opened online require e-statements and enrollment in Online Banking.
Reading Cooperative Bank $100 Checking Bonus (Expired)
- What you’ll get: $100 Bonus
- Eligible account: Personal Checking Account
- Where it’s available: MA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- How to earn it:
- Open a new Personal Checking Account with Reading Cooperative Bank by December 31, 2022
- For a $50 direct deposit bonus, you must establish a recurring electronic deposit of no less than $300.00 to the account and have received at least one instance of the electronic deposit within 60 calendar days of account opening.
- For a $50 online bill payment bonus, you must enroll in online banking with bill pay feature and initiate a successful online bill payment through Reading Cooperative Bank’s online banking system or mobile banking system within 60 calendar days of account opening.
(Offer expires 12/31/2022)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Each incentive bonus will be deposited to the associated checking account within 60 days of completing the required activity associated with each incentive. Each incentive is independent of the other. You may complete one or both of the required activities. The maximum incentive bonus is $100.
- To receive one or both of the incentive bonuses the account must remain open for 60 calendar days.
- Account must be in good standing at the time of payment; an account is considered to be in good standing if it has a positive balance and is not in the process of being closed.
- This offer may not be combined with any other offers.
- Incentive bonus is limited to one per primary account holder.
- This offer may be withdrawn at any time without notice.
How To Waive Monthly Fees
- On the Go Checking: $3.99, waived with minimum balance
- Value Checking: None
- Green Online Checking: None
- Value Now Checking: $10, waived with minimum balance
- Honest Checking: $5
- Easy Business Checking: $5, minimum daily balance of $1,000 to avoid
- Business Checking Plus: $20, minimum daily balance of $5,000 to avoid
- Enterprise Business Checking: $10
- Free Business Savings Account: None
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Conclusion
All in all, the current promotion from Reading Cooperative Bank is a great promotion from those looking for an easy bonus. You will receive a bonus for features you would need with your banking experience. However, I would only recommend this promotion only if it triggers a soft pull.
This bonus from Reading Cooperative Bank is super simple to earn and I recommend taking advantage of this offer before it expires. Reading Cooperative Bank rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.
If you’re not local to any of the States above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
For those who have had an experience with Reading Cooperative Bank, definitely comment below and let us know about how it went! We value your feedback and will keep you posted on the most up to date promotions from this bank!
Check back soon to find more Reading Cooperative Bank bonuses, offers, and promotions
