The Regions Prestige Credit Card has a proposal of 15,000 Relationship Rewards bonus points when you spend at least $1,000 in the first 90 days. Regions Bank’s website says these points have a $150 value. Without an annual fee, this welcome bonus is a great deal. The Capital One Quicksilver Cash Rewards Credit Card has a comparable bonus. See our list for more offers.
The Regions Prestige card offers a flat rate of 1x points on all purchases, which you can exchange for cash, travel, merchandise and many more. But like the Regions Premium card, you’ll receive a generous boost in points if you’re a Regions Bank accountholder, and you reach all the qualifications for the deposit balance.
If you don’t already have an account with Regions, you can simply find other low-cost cards that propose more value.
Regions Prestige Card Quick Facts
Earn 1 point for every $1 spent on all purchases. Get up to 1 extra point for every $1 spent on all purchases based on certain balances in your Regions deposit accounts.
| Bonus Available | Earn 15,000 bonus points when you make a minimum of $1,000 in purchases within the first 90 days of opening your account. |
| Bonus Value | $150 |
| Ongoing Rewards/Benefits | Receive 1 point for every $1 spent on all purchases.
Get 1 extra point for every $1 spent on all purchases based on specific balances in your Regions deposit accounts. |
| Foreign Transaction Fees | No |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*See our list of Regions Bank bonuses for Checking & Savings accounts.*
Pros
- No annual fee
- Welcome bonus
- Relationship bonus
- No foreign transaction fees
Cons
- Good-Excellent credit needed to qualify
- Low earning potential
- Minimum redemption requirements
- Rewards expire
- Limited availability
Editor’s Alternate Pick
 The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
Regions Prestige Card 15,000 Bonus Points Offer
Make use of the Regions Prestige card’s introductory offer: 15,000 Relationship Rewards bonus points. The Regions Bank website says that these 15k points are worth $150 when you redeem for cash.
To be eligible, you charge a minimum of $1,000 to your card within the first 90 days of your account opening.
Here are some ideas on meeting the spending requirement:
What are Relationship Rewards Points Worth?
Along with most other rewards cards, the value of your points depends on how they are used. According to Regions, each Relationship Rewards point is worth about $0.01.
When your points are redeemable, you have a few options, including:
- Cash: starting at 25,000 points
- Travel: starting at 25,000 points
- Merchandise: starting at 2,800 points
- Gift cards: starting at 750 points
To receive the best value for your Relationship Rewards points, use them to receive a redemption for cash. Remember, your points will expire within 48 months from the day you earned them.
Regions Prestige Card Top Features
Using the Regions Rewards Multiplier, the more you will receive in your deposit accounts, you will earn many more points for your credit card purchases.
| Tier | Average Balance | Extra Points | Rewards Rate |
| 1 | $15,000 – $30,000 | 0.25 point/$1 | 1.25x points |
| 2 | $30,000-$50,000 | 0.5 point/$1 | 1.5x points |
| 3 | $50,000+ | 1 point/$1 | 2x points |
Eligible deposit accounts include:
- Checking
- Savings
- Money Market
- IRA
There are no fees to join, but you will have to register to collect the bonus rewards.
Spend money overseas without stressing about foreign transaction fees with the Regions Prestige credit card.
Regions Prestige Card Availability
The Regions Prestige card is limited to within Regions Bank’s network. That includes:
- Alabama
- Arkansas
- Florida
- Georgia
- Iowa
- Illinois
- North Carolina
- South Carolina
- Indiana
- Kentucky
- Louisiana
- Missouri
- Mississippi
- Tennessee
- Texas
- Virginia
If you live in a different location, you’ll need to consider other credit card options.
Bottom Line
The Regions Prestige card is a great option, only if you already have a deposit account with Regions Bank. If you don't, then there are plenty of other no-annual-fee cards that’ll give you options for your moneys worth.
(Visit Regions Bank for more details)
Below are some of the top competitors to the Regions Prestige Visa Signature credit card you should consider.
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
 The Capital One VentureOne Rewards Card offers 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies You'll earn: • 1.25 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |
They have a good offer but waiting on the phone every time you call for over 20 minutes is not.