Find the latest Self-Help Credit Union CD Rates, Offers, and Promotions here.
At the moment you can earn up to 4.86% APY.
About Self-Help Credit Union
With an extremely small amount of capital (raised through a bake sale!), Self-Help Credit Union got its start in the early 1980s to help North Carolina workers get financing. Today, Self-Help Credit Union is a part of the Self-Help family of nonprofit organizations – which includes two credit unions (Self-Help Credit Union and Self-Help Federal Credit Union), a loan fund (Self-Help Ventures Fund), and a research and policy organization (Center for Responsible Lending). Self-Help Credit Union focuses on communities throughout North Carolina.
| Eligibility: Membership in Self-Help Credit Union is open to anyone through joining the Center for Community Self-Help ($5 membership fee). Membership is also open to those live, work, worship, or attend school in Washington, Hyde, Beaufort, or over other 40 counties in North Carolina. See current membership details |
Self-Help Credit Union CD Rates
| Term | APY Rate | Minimum Deposit |
| 3-Month | 0.10% | $500 |
| 6-Month | 0.15% | $500 |
| 12-Month | 4.81% | $500 |
| 18-Month | 4.81% | $500 |
| 24-Month | 4.81% | $500 |
| 36-Month | 4.86% | $500 |
| 48-Month | 4.86% | $500 |
| 60-Month | 4.86% | $500 |
(NCUA Insured)
Account Features
- Higher dividend rates than standard savings accounts.
- Increased rates on longer-term certificates
- Guaranteed returns for the length of your term
- Terms range from 3 months to 5 years
- Funds are NCUA-insured (up to $250,000) to protect your investment
- $500 minimum deposit to open
- Early withdrawal penalties apply — 90 days on terms of 12 months or less; 180 days on terms greater than 12 months
Conclusion
Build your savings with this CD and earn a high, competitive rate on your funds.
However, if you are not currently interested, be sure to see our complete list of the Best CD Rates for all your banking needs!
Compare this CD to CIT Bank’s No Penalty CD and many other no penalty CDs here.
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
