With the The American Express Blue Business CashTM Card, earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Update 3/4/25: If you’re a business looking with high spend, here’s a great card that offers 2% cash back on all eligible purchases, on up to $50K spent per year!
You can enjoy customizing some of your bonus rewards and earn extra cash back in the categories where you spend the most. Small business owners can take advantage saving on interest with a 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% – 27.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99% (See Rates & Fees).
With this card, you can accumulate a serious amount of cash back at retailers that businesses use frequently. And, with the flexibility of the card’s stand-out 0% introductory APR period and no annual fee (See Rates & Fees), you’ve got a great credit card option for small business.
Terms Apply. Enrollment is required for select benefits.
American Express Blue Business Cash Card Summary
 With the American Express Blue Business CashTM Card: Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99% Plus, earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors. This card comes with no annual fee (See Rates & Fees). Terms Apply. |
* The American Express Blue Business Cash Card is issued by American Express. They also offer great credit card bonuses. You can also compare this card with other credit card bonuses!
Earning Cash Card Rewards
It’s easy to earn rewards with the Blue Cash Business Cash card since its earning structure if very simple.
You’ll receive 2% cash back on the first $50,000 you spend on eligible purchases every calendar year. But anything above that threshold, you’ll earn unlimited 1% cash back.
Redeeming Cash Card Rewards
Unlike with other credit cards, you don’t have to do anything to redeem your rewards. You’ll automatically get your cash back in statement credit with the Amex Blue Business Cash card.
You’ll get your cash back two months after the statement in which the purchases were recorded. For example, your rewards for purchases in January will show up in your March statement.
However, there are circumstances where you won’t receive your cash back:
- If you fail to pay the minimum payment due by its due date
- If you cancel your account before the credit is issued
Blue Business Cash Expanded Buying Power
Unique to the American Express Blue Business CashTM Card, you can spend beyond your credit limit to make big purchases for your business, at no extra cost. You’ll earn cash back on these large expenses as well.
The amount you can spend above your credit limit depends on several factors:
- Use of the Blue Business CashTM Card from American Express
- Payment history
- Credit record
- Financial resources
Any amount spent over your limit must be paid back on top of the minimum payment due that billing period. If you fail to pay it in full, you’ll get hit with a high penalty APR which will negate any rewards earned from the purchase.
Conclusion
The American Express Blue Business CashTM Card can be a valuable rewards credit card for startups and small businesses. With no annual fee, it won’t hurt you if you don’t use it much during the year. This card offers a great amount of cash back.
However, if you’re interested in something else, you can find more in our complete list of Credit Card Promotions today!
Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
Please visit americanexpress.com/benefitsguide for more details.
Underwritten by New Hampshire Insurance Company, an AIG Company.
See Rates & Fees of the American Express Blue Business CashTM Card.
