The Southwest® Rapid Rewards® Premier Business Credit Card is a small business credit card with a travel rewards program for those who frequently fly Southwest Airlines. It’s related to the Southwest Rapid Rewards Premier Credit Card, the consumer option for frequent Southwest flyers.
You can earn 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening.
Update 3/24/25: If you travel frequently with Southwest for business, you can earn points on flights and more using this card!
Cardholders earn an unlimited 3 points per $1 spent on Southwest Airlines, and an unlimited 1 point per $1 spent on all other purchases.
Although the Southwest Premier Business card is quite useful for heavy spenders and frequent travelers, the $99 annual fee may deter you as this card lacks luxury benefits, such as complimentary airport lounge access.
But for frequent Southwest flyers, the benefits it provides may just be enough.
Member FDIC
Southwest Rapid Rewards Premier Business Summary
 The Southwest® Rapid Rewards® Premier Business Credit Card offers 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening. You'll earn • Earn 3X points on Southwest Airlines purchases. • Earn 2X points on Rapid Rewards hotel and car partners. • Earn 2X points on rideshare. • 1 point per $1 spent on all other purchases. This card does carry a $99 annual fee and there are no foreign transaction fees. Member FDIC |
Southwest Rapid Rewards Premier Business Bonus
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening.
What are Rapid Rewards Points Worth?
The value of your points depends on how you use them, on average each Rapid Rewards point is valued around $0.015.
You can redeem your points towards:
- Flights
- Hotel stays
- Car rentals
- Gift cards
- Access to events
- Merchandise
To get the maximum value of your Rapid Rewards points, you should redeem them for Southwest flights. There are no blackout dates and no seat restrictions.
But keep in mind, point values change constantly and depend on when you fly, destination, and more!
But if you use your Rapid Rewards points towards something else other than the Southwest flights, you won’t get the best value. Since these bring your points worth to below $0.01.
Southwest Rapid Rewards Premier
Business Card Top Features
Coined by Southwest, Transfarency is a philosophy that the airline lives by: to treat its customers honestly and fairly. That means:
- $0 for your first and second checked bags (weight and size limits apply)
- $0 change fee (fare differences may apply)
After you renew your card every year, you’ll receive 6,000 Rapid Rewards points as an anniversary bonus. That’s worth approximately $90, $9 shy of the card’s annual fee.
Earn 1,500 TQPs for every $5,000 you spend in a calendar year, for up to 15,000 points annually. These points count towards A-List and A-List Preferred elite status.
A-List benefits include:
Fly 25 qualifying one-way flights or earn 35,000 tier qualifying points in a calendar year to qualify for A-List
- Priority boarding
- 25% earning bonus on every qualifying flight
- Free same-day standby
- Priority check-in and security lane access
- Dedicated A-List member phone line
A-List Preferred benefits include:
Fly 50 qualifying one-way flights or earn 70,000 tier qualifying points in one calendar year to qualify for A-List Preferred
- All standard A-List benefits
- 100% earning bonus on every qualifying flight
- Free inflight WiFi
You can add employee cards to your account at no extra cost, earning even more rewards from your staff’s spending.
You’ll also have the power to set spending limits for each card. So you can better manage your company’s budget.
There are no foreign transaction fees with this card.
Other Cardholder Perks
The Southwest Airlines Rapid Rewards Premier Business Card comes with standard travel and purchase protections. These include lost luggage reimbursement, baggage delay insurance, extended warranty protection, and purchase protection.
Here are some more perks that the card offers:
- Cardmember Anniversary Bonus: Each year your account remains open and in good standing, you get 6,000 bonus points on your cardmember anniversary. This is often enough to redeem for a short one-way flight.
- Companion Pass Status: To earn this status, you either need to accumulate 110,000 TQPs (through cash fare and credit card purchases, other than partner purchases) or complete at least 100 one-way Southwest Airlines segments (connecting flights count separately) in a calendar year. Companion Pass status holders can bring a companion traveler on any Southwest flight at no additional fare charge. Taxes and security fees still apply. There’s no limit to how many times this benefit can be used. You can travel with as many companions throughout the year you like. However, you can’t travel with more than one companion per flight.
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Conclusion
With the Chase Southwest Rapid Rewards Premier Business Credit Card, you won’t earn the most luxurious business travel benefits. However, you can earn perks like 6,000 bonus points after each anniversary year, no change fees, free checked bags, and the ability to earn A-List status.
In addition, you can earn points qualifying toward a Companion Pass. You’ll need to fly 100 one-way flights or accrue 110,000 points in a calendar year to qualify.
You can choose one person to fly with you for virtually free every time you purchase or redeem points for a flight. Just pay the taxes and fees.
If you desire better benefits, like complimentary airport lounge access, you should look into a more generous card. One would be the The Business Platinum Card from American Express. This is a charge card that makes up for its heavy $450 annual fee with tons of perks aimed toward business travelers.
If you’re alright with the practical benefits the Southwest Premier Business card has to offer, this card should be fine for you.
However, you can check out our complete list of credit card promotions to find the card that best suits your needs and keep up with the latest banking offers from Chase Bank.
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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
