With S&T Bank seemingly pumping out cash back and rewards credit cards left and right, it’s definitely more refreshing that they put a travel rewards card on the table, especially with network giant, American Express.
The Travel Rewards American Express Credit Card from S&T Bank serves as your affordable travel rewards credit card, at just a $95 annual fee, you’ll be getting 3x the points per $1 spent on airline purchases and 2x the points on hotel and restaurant purchases. There’s no caps, nor limits, however, your pojnts do expire after five years. Sign-up bonus sits at 7,500 bonus points after making your first purchase and you’ll be able to participate in their Domestic Air Savings Program. We’ll give you more details below.
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S&T Bank Travel Rewards AMEX Card Summary:
- Apply Now
- Maximum Bonus: 7,500 Bonus Points
- Spending Requirements: Make first purchase
- Best Feature: 3x the points on airline purchases
- Annual Fee: $0
- Bonus Worth: $75
- Expiration Date: None
- Additional Advice: None
S&T Bank Travel Rewards AMEX Card Features
- 3 points per $1 spent on airline purchases.
- 2 points for every $1 spent on hotel and restaurant purchases.
- 1 point per $1 spent on other everyday net purchases.
- No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.
- 7,500 bonus points awarded after first purchase, redeemable for $75 cash back, merchandise, gift cards or travel savings.
- Travel starting at just 25,000 points for a ticket up to $325.
- Domestic Air Savings Program – As a Cardmember, you are eligible to save 10% when you fly within the contiguous 48 states. Simply book your travel using the Air Savings Program via Amex CONNECT. With no blackout dates and no minimum price, you are free to use this benefit as many times as you like.
- No Foreign Transaction Fees
Pros:
- 3x on airline purchases
- approx. 1.3 CPP
- No foreign transaction fees
Cons:
- $95 annual fee
- Terrible sign-up bonus
Conclusion:
Although S&T Bank’s Travel Rewards American Express has a simultaneously easy sign-up bonus requirement, I still think that 7,500 bonus points is terribly weak. The card does have some pros however, with the 3x on airline purchases, no foreign transaction fees, and points valued at 1.3 Cent Per Point. Take into account that there is a $95 annual fee attached which unfortunately, isn’t waived for the first year either. If you haven’t already, be sure to check out our Chase Sapphire Preferred® Card. Find out which card is right for you by checking out our complete list of Credit Card Promotions, for all of your credit card needs!
