Check out the latest SECU bonuses, promotions, and offers here.
Update 11/13/24: The checking offer is back and improved to $350 (previously $250) through 3/31/25 and you can earn a $50 bonus for each person you refer to open a new account.
SECU Bonuses Review
SECU began in 1951 in downtown Baltimore. SECU is now a full-service financial institution serving over 230,000 members and managing over $3.4 billion in assets. Their vision remains to make a positive contribution to the financial well-being of those they serve.
I’ll go over the SECU bonuses & offers below.
SECU $350 Checking Bonus
Earn a $350 bonus when you open a checking account and meet the requirements.
- What you’ll get: $350 Bonus
- Eligible account: Checking
- Availability: MD (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- Join SECU and open a checking account during the promo period;
- Within 90 days of opening checking: Set up e-statements and have at least 2 separate qualifying payroll Direct Deposits post to your checking account.
(Expires 03/31/2025)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- $350 offer valid from 11/1/24 – 3/31/25 for NEW SECU members only. Must open a new SECU Total™ Checking & Rewards account and meet the following criteria:
- New SECU Members: 1) Join SECU and open a checking account during the promo period; 2) Within 90 days of opening checking: Set up e-statements and have at least 2 separate qualifying payroll Direct Deposits post to your checking account.
- Existing members are not eligible for this offer.
- Members or former members who had a checking account in the last 24 months are not eligible for this offer.
- Offer is only available to Maryland residents or residents of surrounding states (DC, DE, PA, VA, WV).
- Residents of other states not listed are not eligible. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security and must be in your checking account.
- Person-to-person, bank transfers or other electronic money transfers, such as those made through Internet payment services, do not qualify.
- All criteria must be met within 90 days of opening checking.
- SECU will credit one cash bonus of $350 to the primary owner of the new SECU checking account within 60 days of meeting the requirements.
- Membership and accounts must be in good standing to receive the bonus.
- Promotional period and offer are subject to change at any time without notice.
- The promotional bonus is limited to one per member.
- If you received a bonus for a SECU checking promo in the last 24 months, you are not eligible for this offer.
- Advertised bonus cannot be combined with any other offer.
- Membership eligibility is required.
- Bonuses are considered miscellaneous income and may be reported as income to the IRS on Form 1099-MISC.
- SECU’s determination of offer eligibility is final.
- Federally insured by NCUA.
SECU $50 Referral Bonuses
Earn a $50 bonus when you open a checking account and meet the requirements.
- What you’ll get: $50 Bonus
- Eligible account: Premier Interest Checking, Choice Interest Checking, Students’ Choice Checking
- Availability: MD
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: $0
- How to earn it:
- Complete and submit the short referral form.
- Your friend will receive an email invitation to set up their membership and open an account.
- After their new accounts are open, you will each receive $50.
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- The referred person must open a membership with SECU via a share savings account and open at least one additional account within 60 days of the referral date. The referred new member’s accounts must remain open for at least 60 days. Be sure to use the email address and correct name spelling that the new member will use to establish membership when submitting the referral form.
- Bonuses will be awarded via deposits to share savings accounts within 60 days of all criteria being met. In the event more than one member refers the same individual, we will award the bonus to the first member making the referral. Referred member must be new to SECU. Each member is limited to 10 referral bonuses per month. Learn more about our accounts.
- You must qualify for and establish membership at SECU and be of legal contract age to apply. All accounts are subject to our normal approval process. Members and accounts must be in good standing to receive bonuses. SECU rules and regulations apply. Members who have closed their SECU membership within three months prior to being referred are not eligible.
- Bonuses are considered interest and will be reported on IRS form 1099-INT. Fees can reduce earnings on the account. This offer is non-transferable and may be canceled without prior notice. We reserve the right to disqualify any referrals in circumstances where we reasonably believe they were not sent to us in good faith. SECU reserves the right to terminate the program at any time, revise program terms, or refuse bonuses upon our discretion. Ask us for details.
How To Waive Monthly Fees
- Total Checking & Rewards: None
- Bronze Checking: None
- Silver Checking: None
- Gold Checking: None
- Platinum Checking: None
- Free Business Checking: None
- Interest Earning Business Checking: $10 monthly fee
- Analyzed Business Checking: $10 monthly fee
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Conclusion
If you’re located near a SECU location, consider taking advantage of this great bonus. In my opinion, the bonus is enticing considering it is a soft pull, meaning it won’t hurt your credit score. If you are able to meet the direct deposit requirements I would definitely recommend taking a look into this promotion!
I recommend checking out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can take advantage of.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about SECU, their accounts they offer, or coupon codes.
Check back often for more SECU Bonuses, Promotions, or Offers!
