Are you looking for checking accounts that will let your money earn rewards for you? If so then you should look into Rewards Checking Accounts (RCA).
These Reward Checking Accounts is a great checking account option where if you meet certain requirements you’ll be able to receive a higher than average APR compared to a standard savings account. If that intriguing, look over our extensive list below where we will provide you all you need to know when researching for the best RCA that fits your needs.
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We’re here to help you find all the details you need to know so that you are well-informed before you sign up for your next amazing Best Reward Checking Accounts!
Axos Rewards Checking Account
 Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus! • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Online debit card management • Simple, 3-step process for direct deposit • Only $50 to open an account |
See our Axos Bank Rewards Checking review here and the latest Axos Bank Promotions.
Discover Cashback Debit Account
See our Discover Cashback Debit review here and the latest Discover Promotions.
| Bank Name | State | Interest Rate | Max Amount | Review |
|---|---|---|---|---|
| Consumers Credit Union | Nationwide | 4.09% APY | $10,000 | Review |
| First United Credit Union | MI | 4.00% APY | $10,000 | Review |
| Elements Financial | Nationwide | 4.00% APY | $20,000 | Review |
| Evansville Teachers Federal Credit Union | Nationwide | 3.30% APY | $20,000 | Review |
| Bank of Missouri | MO | 3.05% APY | $15,000.99 | Review |
| Tensas State Bank | LA | 3.05% APY | $10,000 | Review |
| Union Bank | Nationwide | 3.05% APY | $25,000 | Review |
| Market USA Federal Credit Union | Nationwide | 3.01% APY | $15,000 | Review |
| ECCU | Nationwide | 3.00% APY | $10,000 | Review |
| INOVA Federal Credit Union | Nationwide | 3.00% APY | $15,000 | Review |
| Lake Michigan Credit Union | Nationwide | 3.00% APY | $15,000 | Review |
| Porte Bank | Nationwide | 3.00% APY | $15,000 | Review |
| R Bank | Texas | 3.00% APY | $10,000 | Review |
| Security Bank of Crawford | Nationwide | 3.00% APY | $15,000 | Review |
| Sullivan Bank | Nationwide | 3.00% APY | $10,000 | Review |
| Sunstate Bank | Nationwide | 3.00% APY | $10,000 | Review |
| Municipal Employees Credit Union | Nationwide | 2.96% APY | $10,000 | Review |
| Western Vista Credit Union | Nationwide | 2.53% APY | $15,000 | Review |
| CapEd Credit Union | Nationwide | 2.50% APY | $10,000 | Review |
| Devon Bank | Nationwide | 2.50% APY | $10,000 | Review |
| Devon Bank | Nationwide | 2.50% APY | $10,000 | Review |
| Great Lakes Credit Union | Nationwide | 2.50% APY | $10,000 | Review |
| First Financial FCU | Nationwide | 2.50% APY | $15,000 | Review |
| Oklahoma Central Credit Union | Nationwide | 2.50% APY | $10,000 | Review |
| USE Federal Credit Union | Nationwide | 2.50% APY | $10,000 | Review |
| WCCU Credit Union | WI | 2.50% APY | $20,000 | Review |
| Bellco Credit Union | Nationwide | 2.25% APY | $25,000 | Review |
| Presidential Bank | Nationwide | 2.25% APY | None | Review |
| Andigo Credit Union | Nationwide | 2.09% APY | $10,000 | Review |
| FAB&T | Nationwide | 2.05% APY | None | Review |
| Hiway Federal Credit Union | Nationwide | 2.02% APY | $25,000 | Review |
| TruStone Financial Federal Credit Union | Nationwide | 2.02% APY | $20,000 | Review |
| Bay State Savings Bank | Nationwide | 2.01% APY | $20,000 | Review |
| Campus Federal Credit Union | Nationwide | 2.01% APY | $10,000 | Review |
| Department of Commerce Federal Credit Union | Nationwide | 2.01% APY | $20,000 | Review |
| BlueFederal Credit Union | Nationwide | 2.00% APY | $15,000 | Review |
| Buckeye State Bank | OH | 2.00% APY | $15,000 | Review |
| Day Air Credit Union | Ohio | 2.00% APY | $25,000 | Review |
| Farmers State Bank | IA | 2.00% APY | $15,000 | Review |
| GreenState Credit Union | Nationwide | 2.00% APY | $20,000 | Review |
| Ideal Credit Union | Nationwide | 2.00% APY | $20,000 | Review |
| Main Street Bank | Nationwide | 2.00% APY | $25,000 | Review |
| One American Bank | Nationwide | 2.00% APY | $10,000 | Review |
| Sharon Bank | DE, NJ, PA | 2.00% APY | $10,000 | Review |
| Silver Lake Bank | KS | 2.00% APY | $25,000 | Review |
| Susser Bank | TX | 2.00% APY | $50,000 | Review |
| The Bank of Denver | Nationwide | 2.00% APY | $25,000 | Review |
| United Educators Credit Union | Nationwide | 2.00% APY | $10,000 | Review |
| Wings Financial Credit Union | Nationwide | 1.76% APY | $25,000 | Review |
| Partner Colorado Credit Union | Nationwide | 1.75% APY | $10,000 | Review |
| Connexus Credit Union | Nationwide | 1.75% APY | $25,000 | Review |
| Finex | Nationwide | 1.51% APY | $25,000 | Review |
| Garden Savings Federal Credit Union | Nationwide | 1.50% APY | $15,000 | Review |
| MCT Credit Union | TX | 1.50% APY | $20,000 | Review |
| Signature Federal Credit Union | Nationwide | 1.50% APY | $15,000 | Review |
| TAB Bank | Nationwide | 1.50% APY | $25,000 | Review |
| Industrial Bank | Nationwide | 1.47% APY | $15,000 | Review |
| BankFirst | Nationwide | 1.25% APY | $10,000 | Review |
| GCS Credit Union | IL | 1.25% APY | $10,000 | Review |
| Security Federal Bank | GA, SC | 1.25% APY | $10,000 | Review |
| Heritage Bank | Nationwide | 1.02% APY | $25,000 | Review |
| Envision Bank | Nationwide | 1.01% APY | $25,000 | Review |
| Flora Bank & Trust | IL | 1.01% APY | $20,000 | Review |
| All America Bank | Nationwide | 1.00% APY | $10,000 | Review |
| Northwest Federal Credit Union | Nationwide | 1.00% APY | $25,000 | Review |
| One American Bank | Nationwide | 1.00% APY | $10,000 | Review |
| Orion Federal Credit Union | Nationwide | 1.00% APY | $10,000 | Review |
| Sunstate Bank | Nationwide | 1.00% APY | $25,000 | Review |
| XCEL Federal Credit Union | Nationwide | 1.00% APY | $25,000 | Review |
| Redneck Bank | Nationwide | 1.00% APY | $10,000 | Review |
| First Security Bank & Trust | Nationwide | 0.80% APY | $15,000 | Review |
| America's Credit Union | Nationwide | 0.75% APY | $25,000 | Review |
| Bay State Savings Bank | Nationwide | 0.75% APY | $20,000 | Review |
| Country Bank | Nationwide | 0.75% APY | $20,000 | Review |
