The Susan G. Komen Cash Rewards Visa credit card from Bank of America has an introductory cash bonus offer of: $200. Even though this isn’t the best bonus there is to offer, it’s still a great card to have that doesn’t have an annual fee attached.
The Susan G. Komen credit card was made for clients that want to gain rewards while helping out breast cancer research and awareness. This organization has gotten over $9.5 million from Bank of America ever since their partnership was made in 2009.
Similar to the Bank of America Cash Rewards credit card, the Susan G. Komen card will offer you 2% cash back at grocery stores and wholesale clubs. You can even receive 3% cash back in your category option of:
- Gas
- Online shopping
- Dining
- Travel
- Drug stores
- Home improvement/furnishings
These cards will even have an appealing relationship bonus for Bank of America Preferred Rewards customers.
If you want to donate towards the wildlife conservation then you should see the World Wildlife Fund Credit Card from Bank of America.
Susan G. Komen Card Quick Facts
| Bonus Available | Receive $200 bonus cash rewards once you’ve spent a minimum of $1,000 in expenses in the first 90 days of having your account open. |
| Bonus Value | $200 |
| Ongoing Rewards/Benefits | Limited 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores or home improvement/furnishings.**
Limited 2% cash back at grocery stores and wholesale clubs.** Unlimited 1% cash back on all other purchases. Preferred Rewards clients get a 25% to 75% rewards bonus on every expense. |
| Foreign Transaction Fees? | 3% |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*If interested see our list of Bank of America bonuses for Checking & Savings accounts.*
*Bonus value is an estimated value calculated by BankCheckingSavings and not the card issuer. View our latest valuations here.
Pros
- No annual fee
- Welcome bonus
- Bonus category of your choice
- Bank relationship bonus
- Supports breast cancer research
Cons
- Good-Excellent credit needed to qualify
- Spending cap on bonus categories
- Foreign transaction fees
Editor’s Alternate Pick
 The Capital One Savor Cash Rewards Credit Card offers a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 3% Cash Back at grocery stores (excluding superstores like Walmart and Target), on dining, entertainment and popular streaming services. • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. |
Susan G. Komen Cash Rewards Visa $200 Bonus Cash
Make use of the Susan G. Komen Cash Rewards Visa credit card’s introductory offer of: $200 bonus cash put onto your rewards balance. You must charge your card with a minimum of $1,000 in the first 90 days of having your account open to be able to qualify.
Here are some ideas on meeting the spending requirement:
Earning Susan G. Komen Cash Rewards
Having the Susan G. Komen Cash Rewards Visa card is a great match for you if you don’t spend too much money. They offer great rewards, but their rewards structure is a little difficult to understand.
The largest rewards rate for 3% cash back will be in the category of your choosing. You will be able to pick from one of the 6 different choices:
- Gas
- Online shopping
- Dining
- Travel
- Drugstores
- Home improvement and furnishings
But, if you don’t pick a category in time, it will be defaulted to 3% gas. With the 2% option, it will include expenses made at grocery stores and wholesale clubs. This way you will be able to gain unlimited 1% cash back for other expenses that you’ve made.
Using the 2% and 3% rates are capped to apply only to the first $2,500 made altogether in spending each quarter. Other than that, the rewards rate will go back to 1% for each expense.
However, if your spending changes, you are able to update your category to fit your expenses once a month with the mobile banking app or website.
Bank of America Preferred Rewards Members Bonus
Sign up for Bank of America Preferred Rewards and benefit from a 25% – 75% rewards increase for each expense. Hypothetically, if a $100 purchase that will gain you 3% ($3), it will actually gain you $3.75, $4.50, or $5,2.5 depending on the tier you have when you make that purchase on your account.
To be eligible for the BoA Preferred Rewards program you have to:
- Have an active BoA personal checking account or an Advantage Banking account, and
- Maintain a 3-month average combined balance in your BoA accounts and/or your Merrill Edge and Merrill Lynch investment accounts.
| Tier | Qualifying Combined Balance |
| Gold | $20,000 |
| Platinum | $50,000 |
| Platinum Honors | $100,000 |
Customers who already signed up for the Preferred Rewards will get a 25% bonus for the Gold, 50% for the Platinum, and 75% for the Platinum Honors tiers.
| Tier | Gold | Platinum | Platinum Honors |
| 3% category | 3.75% | 4.5% | 5.25% |
| 2% category | 2.5% | 3% | 3.5% |
| 1% category | 1.25% | 1.5% | 1.75% |
Redeeming Susan G. Komen Cash Rewards
You can redeem your cash rewards at any given time towards:
- Statement credits
- Deposits made directly into a BoA checking or savings account
- Credits to eligible Merrill Lynch or Merrill Edge accounts
You can set up immediate redemptions towards a qualifying Bank of America, Merrill Lynch, or Merrill Edge account with a starting minimum of $25.
Susan G. Komen Foundation Support
If your Susan G. Komen Cash Rewards Visa account stays active for a minimum of 90 days, and if you use it to make at least one transaction, Bank of America will donate $3 to this foundation. Plus, this organization will receive 0.08% of all store expenses that have been put onto your card. You can even get $3 each time you’ve had your account renewed if it doesn’t have a balance of $0.
Bank of America promises to give $3 million to the Susan G. Komen Foundation Support from their credit and checking program from June 2015 to December 2020.
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Conclusion
In this platform, you won’t see lots of no annual fee credit cards that have an introductory offer of $200 as a welcome bonus. There are also not a lot of cash back cards that will allow you to pick your own 3% category option each month. They have a large range of options like online shopping, if you think that’s the best way to use your 3% rewards to its full potential.
For people that are eligible for the Preferred Rewards program, they will be able to increase their rewards rate from the average 3% to at least 5.25% if they have a big balance with BoA or Merrill Lynch.
However, they have a low ceiling for rewards that you can gain with the 2% and 3% rates together. Since this is one of their catches, the Susan G. Komen Cash Rewards Visa card won’t be a great option for people who spend lots of money.
If you are looking for a larger reward for your larger spending habits, then you should consider a different credit card option.
(Visit Bank of America for more information)
What’s the Competition?
There are some of Susan G. Komen Cash Back Visa credit card’s top competitors listed below.
 The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.24% to 29.24% variable APR. You'll earn: • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. • 1% back on other eligible purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. There are no annual fees with this card (See Rates & Fees). Terms Apply. |
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
 The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
 The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
