If you find yourself dining out and spending money on groceries, consider signing up for the TD Cash Credit Card and start earning cashback for each spend! This card currently has an offer for $150 bonus cash when you spend $500 within the first 90 days of account opening.
With this no annual fee card, you can earn big rewards for just using your card! Earn 3% cashback on dining from casual to fine dining, as well as 2% cashback at grocery stores! Plus earn you earn 1% cashback on all other eligible purchases made with this card!
However, the only drawback for this card is that it is limited within TD Bank’s network, so if you don’t live anywhere near where the bank operates, you might want to look for another rewards card that is available nationwide.
This card is simple, flexible, and there is no annual fee, so see if you’re interested on adding your rewards today, continue reading below to learn more about TD Cash Credit Card’s features!
| BONUS LINK | OFFER | REVIEW |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $200 Cash | Review |
| TD Ameritrade | $0 Commissions | Review |
TD Cash Credit Card Summary
| Bonus Available | Get $150 cash back when you spend $500 within 90 days after account opening. |
| *Bonus Value | $150 |
| Ongoing Rewards/Benefits | Earn 3% cash back on dining, 2% back at grocery stores and 1% back on all other eligible purchases. |
| Foreign Transaction Fees | None |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
* TD Cash Credit Card is issued by TD Bank. They also offer great sign-up bonuses. You can also compare this card with other credit card bonuses!
* Bonus value is an estimated value calculated by BankCheckingSavings and not the card issuer.
View our latest valuations here.
PROS
- No annual fee
- Welcome bonus
- Simple rewards
- No foreign transaction fees
CONS
- Good-Excellent credit needed to qualify
- Minimum redemption requirement
- Limited availability
Editor’s Alternate Pick
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
TD Cash Card $150 Bonus Cash Offer
Make use of the TD Cash card’s $150 bonus cash offer. In order to qualify, you’ll need to charge at least $500 to your card within 90 days of opening your account, a 40% return for your spending!
Here are some ideas on meeting the spending requirements:
Earning TD Cash Rewards
With the TD Cash card, it offers friendly bonus categories like:
- Unlimited 3% cash back on dining. Anything from casual to fine dining qualifies.
- Unlimited 2% back on groceries. Unfortunately, superstore and warehouse club purchases do not apply.
- Unlimited 1% back on all other purchases.
But how much cashback rewards can you earn? Check out an example below:
| Category | Annual Spend | Cash Back Earned |
| Dining | $5,000 | $150 |
| Groceries | $4,000 | $80 |
| Everything else | $6,000 | $60 |
| Welcome bonus | — | $150 |
| Total | $15,000 | $490 |
On this example, your first year as a card member, the return rate is around 3.3%. This is considered a good return for such a low-cost card.
Redeeming TD Cash Rewards
Even though it’s a cashback card, TD Cash rewards is in the form of points and can be used in different ways like:
- Direct deposits ($0.01 per point)
- Statement credits ($0.01 per point)
- Travel (at least $0.01 per point)
- Gift cards (at least $0.01 per point)
- Merchandise (varies)
But if you choose to get cashback, you must redeem a minimum of 2,50o points or $25.
TD Cash Card Availability
The only drawback this card has is hat it is limited to within the issuer’s network. States include:
- Rhode Island
- South Carolina
- Virginia
- Vermont
- Washington, D.C.
Conclusion
Sign up for the TD Cash Credit Card, if you enjoy the simplicity of cash rewards and don’t want to hassle with points system, then I recommend this card. There is no annual fee and the bonus offer is quite generous! If you’re interested learning more about this bank, check out the latest TD Bank promotions! Don’t forget to check out our complete list of Credit Card Promotions today!
What’s the Competition?
* Below are some of the top competitors to the TD Cash Credit Card to consider.
 The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
 The Capital One Savor Cash Rewards Credit Card offers a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 3% Cash Back at grocery stores (excluding superstores like Walmart and Target), on dining, entertainment and popular streaming services. • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. |
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
