Texas Bay Credit Union CD Review: 3.56% APY 60-Month Jumbo CD Rate Special (Texas only)

Looking for one of the HIGHEST rates out there? If you are a resident of Texas and currently looking for great savings rates, then make sure you keep reading!

Texas Bay Credit Union has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met. They are offering a special 60-Month Jumbo CD term with 3.56% APY on balances of $50,000 or more. That’s a really high rate! By joining Texas Bay Credit Union, you get to enjoy earning a higher rate of interest than a regular savings account, and so much more.

Eligibility Requirements: Membership in Texas Bay Credit Union is open to those who live, work, worship, or attend school in specific geographic areas of Houston, Texas (FM 1960, Hwy 146, and Hwy 6), or within a 10 mile radius of a branch. Employees of more than 90 SEGs, including several large petrochemical companies, also qualify for membership. View the current membership details for more information.

Texas Bay Credit Union Summary

• Direct Link to Offer
  
• Account Type: CD account
• Current Promotion: 3.56% APY 60-Month CD
• Special APY Rates/Balance Requirements:
  • 60-Month Jumbo CD Term:
    • 3.56% – $50,000
• APY Rates/Balance Requirements:
  • APY Rates for Regular CDs ($1K min):
    • 1.51% APY for 6-11 Month CD
    • 2.50% APY for 12-17 Month CD
    • 2.80% APY for 18-23 Month CD
    • 2.90% APY for 24-35 Month CD
    • 2.94% APY for 36-47 Month CD
    • 2.99% APY for 48-59 Month CD
    • 3.35% APY for 60 Month CD
  • APY Rates for Jumbo CDs ($50K min):
    • 1.71% APY for 6-11 Month Jumbo CD
    • 2.70% APY for 12-17 Month Jumbo CD
    • 3.00% APY for 18-23 Month Jumbo CD
    • 3.10% APY for 24-35 Month Jumbo CD
    • 3.14% APY for 36-47 Month Jumbo CD
    • 3.20% APY for 48-59 Month Jumbo CD
    • 3.56% APY for 60 Month Jumbo CD
• Availability: TX (Bank Locator)
• Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
• Minimum Balance Requirement: $1,000 – $50,000
• Additional Requirements: See below
• Early Withdrawal Fee: Penalty imposed, not specified
• Auto-Renewal: None listed, check with CSR

Texas Bay Credit Union Best CD Rates

Overall, Texas Bay Credit Union ranked high across the board from our nationwide Best 5-Year CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

Texas Bay Credit Union Account Features

• Different terms
• Earns higher rate of interest than regular savings account
• Interest compounds
• Fixed rate of interest

Conclusion

If you are interested in a short term or long term CD, look no further as Texas Bay Credit Union offers you a standard and special CD rates that go up to a 60-Month Jumbo CD term with 3.56% APY . Remember, these specials ranked highly on our Best CDs list. So if you are interested and live near a branch, be sure to open your new CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

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