Take advantage of the latest The Citizens Bank bonuses, promotions, and offers here.
Currently, you can find bank bonuses with $1,000 in promotional offers.
The Citizens Bank Bonuses Review
Established as a small community bank in 1908, The Citizens Bank has been serving Mississippi with its financial products and services to provide its customers with tools to assist in their educational and economical development endeavors.
- Availability: MS (Branch Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, if you do not live in Mississippi, definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
I’ll review the current Citizens Bank bonuses below.
The Citizens Bank $1,000 Savings Bonus
Earn a $1,000 bonus from The Citizens Bank when you open a new Savings Account.
- What you’ll get: $1,000 Bonus
- Eligible account: College Bonus Savings
- Where it’s available: MS
(No Expiration Date Listed)
| CIT Bank Platinum Savings ($225/$300 Bonus + 4.10% APY). | Discover® Online Savings (Up to $200 Bonus + 3.70% APY) |
| SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| Live Oak Bank Savings ($300 Bonus + 4.20% APY) | |
How To Earn Bonus
- Open a College Bonus Savings account
- Complete the minimum opening deposit:
- 0 to 5: the minimum opening deposit is $25.00 and the minimum monthly contribution until their 18th birthday is $25.00.
- 5 to 10: the minimum opening deposit is $500.00 and the minimum monthly contribution until their 18th birthday is $50.00.
- Earn a bonus of $1,000 plus interest when your child turns 18 as long as you open the account by your child’s 10th birthday and save the minimum monthly amount each year.
- You are allowed to miss one deposit per year and convenient transfers from your checking or savings account to your College Bonus Savings account(s) can be set up to ensure regular, automatic deposits so you won’t lose your bonus.
- A $5.00 service charge per transaction will be applied to withdrawals or transfers over one per month.
How To Waive Monthly Fees
- Simply Basic Checking: $2.00 monthly service fee will be assessed unless your account meets one of these requirements:
- Have one ACH to or from this account and receive an e-Statement
- Have 20 debit card point of sale transactions which post and settle to this account during the monthly statement cycle and one ACH to or from this account
- E-Advantage Checking: $2.00 monthly service fee will be assessed unless your account meets one of these requirements:
- Have one ACH to or from this account and receive an e-Statement
- Have 20 debit card point of sale transactions which post and settle to this account during the monthly statement cycle and one ACH to or from this account
- Student Checking: $2.00 monthly service fee will be assessed unless your account meets one of these requirements:
- Have one ACH to or from this account and receive an e-Statement
- Have 20 debit card point of sale transactions which post and settle to this account during the monthly statement cycle and one ACH to or from this account
- Adavantage Checking: $8 monthly fee. Maintain a $500 minimum average daily balance to avoid the monthly account fee
- The monthly service fee can be reduced by $2.00 if you receive one ACH to or from this account and receive an e-Statement; or have 20 debit card point of sale transactions which post and settle to this account during the monthly statement cycle and one ACH to or from this account.
- NOW Account Checking: $9 monthly fee. Maintain a $2,000 minimum balance to avoid the monthly account fee.
- Money Market Deposit Account: $6 monthly fee. Maintain a $2,000 minimum balance to avoid the monthly account fee.
- Small Business Checking: $10 monthly fee. Maintain a $500 minimum balance to avoid the monthly account fee.
- Square One Checking: $12 monthly fee.
- Business Checking: $13 monthly fee.
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Conclusion
The Citizens Bank offers great promotions for you to earn money over time. They also offer online and digital banking, so you’ll be able to access your money anywhere at any time! You can have peace of mind knowing your money is insured by the FDIC.
Feel free to comment on this post with any questions you may have about The Citizens Bank, their accounts they offer, or any experiences you have had!
Check back often for more The Citizens Bank Bonuses, Promotions, or Offers!
