Total Rewards Visa Card Balance Transfer Bonus: No Balance Transfer Fee & 0% APR (YMMV)

For Total Rewards VISA Cardholders, you may have already noticed an email regarding a promotional offer that may just benefit you on the slots of vegas this weekend forward. Your Total Rewards® Visa® Card has a 0% Promotional APR on Balance Transfers through July 2018. Keep in mind that after July 2018, any remaining balance that was transferred related to this promotional offer will be charged at the variable rate of 19.49% APR, based on the Prime Rate. This is a simple and easy promotional offer, if you’re interested, then be sure to register prior to July 3, 2017 for eligibility to apply. Note that the cash limit is 20% of the account available credit limit

Editor’s Note: This promotion is targeted for Total Rewards cardholders only. YMMV.

Alternative Credit Card Bonuses:

• Barclaycard Arrival Plus^TM World Elite MasterCard®
• Blue Cash Everyday® Card from American Express
• Chase Freedom Unlimited^SM

Total Rewards Balance Transfer Promotion Summary:

• Maximum Bonus: 0% Promotional APR on Balance Transfers through July 2018
• Spending Requirement: None
• Annual Fee: None
• Expiration Date: 07/03/2017
• Additional Advice:  cash limit is 20% of the account available credit limit.

Total Rewards Visa Card Features:

• 5x Reward Credits for every $1 spent at Total Rewards resorts and casinos and on sport, concert, and show tickets through TR Live Events
• 2x Reward Credits for every $1 spent on airlines, gas, and groceries
• 1x Reward Credits on all other purchases
• Your Reward Credits will never expire as long as you earn one Reward Credit once every six months, plus there is no cap on how much you can earn.
• This card also comes with your choice of two tickets for the High Roller in Las Vegas, OR two buffet passes, OR one complimentary night at a participating Atlantic City destinations
• Zero liability if your card is ever lost or stolen
• No annual fee

Total Rewards Balance Transfer Promotion Fine Print:

• After July 2018, you will be charged a variable APR of 19.49%. This rate will vary with the market based on the Prime Rate.
• The promotional APR applies only to balances transferred in connection with this offer.
• The promotional APR does not apply to any existing balances on your account.
• You cannot transfer balances from any other account you have with Comenity Bank or Comenity Capital Bank.
• Transferred balance amounts do not qualify for Rewards Credits.
• We may process your requests in any order we choose.
• If your request(s) exceed the available credit on your account, we may decline to process the request or transfer a lesser amount than requested.
• The cash limit is 20% of the account available credit limit. The available cash on your account will be reduced by the total amount of the balance transfer(s), excluding fees. If your balance transfer(s) depletes your available cash on your account, it will then reduce the available credit limit for your account on any amount over the available cash.
• It may take several weeks to complete your requested transfer(s). You should continue to make payments on any account from which you are transferring balances until the balance transfer appears on the other account as a credit.
• If you maintain any portion of your transferred balance you will not qualify for a grace period on your purchases until you pay the balance in full (which includes new and existing purchases, cash advances, convenience checks, balance transfers and fees) by the close of your billing cycle each month and every month.

Conclusion:

If you were a targeted Total Rewards Cardholder, you will be able to take advantage of 0% APR on Balance Transfers throughout July 2018. Be sure to register prior to July 3, 2017 to be eligible for this offer. After July 2018, you will be charged a variable APR of 19.49%. The cash limit is 20% of the account available credit limit. It may take several weeks to complete your requested transfer(s). You should continue to make payments on any account from which you are transferring balances until the balance transfer appears on the other account as a credit.

It’s offers like this that makes this card worthy to be on our Best Store Credit Cards! If you weren’t targeted or you’re not interested, be sure to find out which card is right for you by checking out our complete list of Credit Card Promotions today!