Find an updated list of TruStone Financial bonuses, promotions, and offers here.
Update 6/10/24: The $350 checking bonus is back valid through 12/31/24. You can also refer friends and family for $50 bonus per referral.
TruStone Financial Bonuses Review
TruStone Financial is a credit union in Minnesota and Wisconsin. There are over 100,00 members and 17 locations throughout these two states. They have good money market rates, 3X the national average. If you would like to sign up for this bonus, you have to meet the membership requirements first.
I’ll go over all TruStone Financial bonuses & offers below.
TruStone Financial $350 Checking Bonus
TruStone Financial is offering a $350 bonus when you open a qualifying checking account and meet the requirements.
- What you’ll get: $350 Bonus
- Eligible account: Checking Account
- Where it’s available: MN, WI (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$20; waivable
- How to earn it:
- Sign up for your new TruStone Checking account and set up direct deposit.
- Earn cash back for the following actions within 45 days of account opening:
- 1) $100 for direct deposit of $1000. Cash back increases to $200 if direct deposit reaches $2,500, and to $300 if direct deposit reaches $5,000.
- 2) $50 for enrolling in e-statements.
(Expires 12/31/2024)
Fine Print
- Offer valid 6/1/24-12/31/24.
- One account per membership and member must not have a current or prior checking account with TruStone.
- Allow 90 days from account opening for cash back deposit. Recipient responsible for applicable taxes.
- Earn cash back for the following actions within 60 days of account opening: a) $100 for direct deposit of $1000.
- Cash back increases to $200 if direct deposit reaches $2,500, and to $300 if direct deposit reaches $5,000. b) $50 for enrolling in e-statements.
- Must be 13 years of age or older.
- Those under 18 years old must have a parent or guardian on the account to be eligible for cash back.
TruStone Financial $150 Checking Bonus
TruStone Financial is offering a $150 bonus when you open a qualifying checking account and set up recurring direct deposits.
- What you’ll get: $150 Bonus
- Eligible account: Checking Account
- Where it’s available: MN, WI
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$20; waivable
- How to earn it:
- Sign up for your new TruStone Checking account
- Earn cash back for the following actions within 45 days of account opening:
- 1) $100 cash back for direct deposit of at least $1,000
- 2) $50 cash back for enrolling in e-statements.
(Expires 12/31/2024)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Offer valid 1/1/24-12/31/24. Only one account per membership is eligible and member must not have a current or prior checking account with TruStone.
- Allow up to 60 days from account opening for cash back deposit.
- Recipient is responsible for applicable taxes.
- Earn cash back for the following actions within 45 days of account opening: 1) $100 cash back for direct deposit of at least $1,000 2) $50 cash back for enrolling in e-statements.
- Must be 13 years of age or older.
- Those under 18 years old must have a parent or guardian on the account to be eligible for cash back.
TruStone Financial $50 Referral Bonuses
TruStone Financial Federal Credit Union is currently offering you a chance to earn a $50 bonus when you all the requirements below.
- What you’ll get: $50 Bonus
- Eligible account: Checking Account
- Where it’s available: MN, WI
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$20; waivable
- How to earn it:
- Open a Primary Share and a Value, Premium or TruRate Checking account with a Visa debit card
- Referrals must:
- Make at least five debit card purchase transactions within 45 days of account opening.
- Enroll in eStatements within 45 days of account opening.
(Limited time offer)
Fine Print
- Referred member must open a new Primary Share and a Value, Premium or TruRate Checking account with a Visa debit card in a physical branch location.
- Share and checking account must be opened on the same day.
- Annual percentage yield and minimum balance required vary by account.
- Coupon must be presented at time of account opening.
- Referred member must complete the following behaviors to receive referral dollars:
- Make at least five debit card purchase transactions within 45 days of account opening.
- Enroll in eStatements within 45 days of account opening.
- $50 credit will be made to both parties if the behaviors are met at 45 days of account opening.
- Allow up to 60 days for credits to be made.
- Offer is void if the referred member already has a Primary Share with TruStone Financial or is an employee of the credit union.
- If the referred member’s account is closed within six months of opening, funds may be forfeited.
- Participants must be 18 years of age or older and a member in good standing of the credit union.
- Participants are responsible for all taxes incurred.
- $5 membership is required.
- Promotion may be discontinued at any time without warning and cannot be combined with any other offer.
TruStone Financial $150 Checking Bonus (Expired)
TruStone Financial is offering a $150 bonus when you open a qualifying checking account and set up recurring direct deposits.
- What you’ll get: $150 Bonus
- Eligible account: Checking Account
- Where it’s available: MN, WI
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$20; waivable
- How to earn it:
- Open a TruRate checking account with a $2,000 minimum opening deposit
- Set up recurring direct deposit
- Total recurring direct deposits of at least $500 must be established within 45 days of account opening to earn $150 cash back.
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- $150 Cash Back: Offer effective 1/01/2023 and subject to change.
- Total recurring direct deposits of at least $500 must be established within 45 days of account opening to earn $100 cash back.
- Only one account per membership is eligible and member must not have a current or prior checking account with TruStone.
- Excludes business and trust accounts.
- Allow up to 60 days from account opening for deposits to be made.
- Recipient is responsible for any applicable taxes.
- Must be 16 years of age or older.
- Those under 18 years old must have a parent or guardian on the account to be eligible for cash back.
- Offer subject to change and may be combined with the Refer TruStone and Premier Partners programs.
TruStone Financial $100 Checking Bonus (Expired)
TruStone Financial is offering a $100 bonus when you open a qualifying checking account and meet the requirements.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Where it’s available: MN, WI
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$20; waivable
- How to earn it:
- Open your fee-free checking account with a minimum opening deposit of $25
- Total recurring direct deposits of at least $500 must be established within 45 days of account opening
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Only one account per membership is eligible and member must not have a current or prior checking account with TruStone.
- Excludes business and trust accounts.
- Allow up to 60 days from account opening for deposits to be made.
- Recipient is responsible for any applicable taxes.
- Must be 16 years of age or older.
- Those under 18 years old must have a parent or guardian on the account to be eligible for cash back.
- Offer subject to change and may be combined with the Refer TruStone and Premier Partners programs.
- TruStone membership required.
TruStone Financial Federal Credit Union $10 Youth Savings Bonus (Expired)
TruStone Financial Federal Credit Union is currently offering you a chance to earn a $10 bonus when you all the requirements below.
- What you’ll get: $10 Bonus
- Eligible account: Youth Savings Account
- Where it’s available: MN, WI
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0
- How to earn it:
- Open a Money Wise Prime Share, Money Market, Certificate, and Teen Checking
- TruStone Financial will match the opening deposit up to $10.
(Limited time offer)
Fine Print
- Members ages 13-17 are eligible to open a MoneyWise account with a parent as a legal owner on the account.
- The MoneyWise Primary Share, Money Market and Teen Checking accounts will convert to the terms of a regular Share Account, Money Market and Value Checking when the primary member becomes 18 years old.
- 12-month MoneyWise certificate will be converted to a regular 12-month certificate on the maturity date immediately following the 18th birthday of the primary member.
TruStone Financial Federal Credit Union $250 Mortgage and Checking Bonus (Expired)
TruStone Financial Federal Credit Union is currently offering you a chance to earn a $250 bonus when you all the requirements below.
- What you’ll get: $250 Bonus
- Eligible account: Youth Savings Account
- Where it’s available: MN, WI
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$20; waivable
- How to earn it:
- Close and fund a mortgage loan with TruStone Home Mortgage from 1/1/2023– 12/31/2023 and complete the following actions to earn $250 cash back offer:
- 1) $100 for opening a new TruStone Financial checking account within 45 days of loan funding and establishing total recurring direct deposits of at least $1000 into the new checking account.
- 2) $150 for setting up automatic payments from the new TruStone Financial checking account to the new TruStone Home Mortgage loan after establishing the recurring direct deposits.
- Close and fund a mortgage loan with TruStone Home Mortgage from 1/1/2023– 12/31/2023 and complete the following actions to earn $250 cash back offer:
(Expires 12/31/2023)
Fine Print
- Only one new TruStone Financial checking account per membership is eligible and member must not already have a TruStone Financial checking account.
- Excludes business and trust accounts.
- Allow up to 60 days from checking account opening for cash back to be deposited into the account.
- Recipient is responsible for any applicable taxes.
- Other conditions and restrictions may apply.
- Contact a mortgage consultant for details.
How To Waive Monthly Fees
- Value Checking: None
- MoneyWise Checking: None
- Small Business Checking: None
- TruRate Checking: $20 monthly fee. Maintain a $2,000 minimum daily balance to avoid the monthly account fee
- Premium Checking: $5 monthly fee. Maintain a $300 minimum balance to avoid the monthly account fee
- Essential Business Checking: $5 monthly fee. Maintain a $500 minimum average daily balance to avoid the monthly account fee
- Capital Business Checking: $12 monthly fee. Maintain a $7,500 minimum average daily balance to avoid the monthly account fee
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Conclusion
These are the current bonuses & offers from TruStone Financial. Once you open or become a member, you can start referring to as many friends as you want. In my opinion, I would pass on becoming a member of this Credit Union because they offer a hard pull. Additionally, I know there are better offers out there.
TruStone Financial has decent rates for CDs and Savings, but always check out our best rates for Savings, Money Market, and CD accounts from the links below.
If you’re not local to any of the states above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
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Check back often for more TruStone Financial Bonuses, Promotions, or Offers!
