U.S. Bank Business Edge Platinum Card Review: 12 Months 0% APR on Purchases & Transfers

Sign up today for the U.S. Bank Business Edge™ Platinum Card and look forward to 0% introductory APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies based on your creditworthiness. Keep in mind that there is a balance transfer fee of 3% ($5 minimum) for balances transferred within the first 30 days of account opening. After that, a balance transfer fee of 4% of each transfer amount ($5 minimum) will apply.

This card will give you the purchasing power you need for everyday payments. In addition, take advantage of free employee cards that will help you save even more. Examples of other card benefits include access to an easy-to-use online reporting tool called Scoreboard that gives you the information you need to make smart financial decisions for your business. You’ll also be able to take greater control of your business’ credit with FlexControl which offers free tools to manage and enhance your card. There is no annual fee so if you’re interested, read on!

U.S. Bank Business Edge Platinum Card Summary:

• Apply Now
• Best Feature: 0% introductory APR on purchases and balance transfers for the first 12 billing cycles
• Annual Fee: None
• Expiration Date: None
• Additional Advice: Take advantage of U.S. Bank Connect which is a free online resource and community for business owners with tips and information to help start, run and grow your business
• Alternative Credit Cards:
  • Gold Delta SkyMiles® Credit Card from American Express
  • Chase Ink Business Preferred^SM Card
  • Platinum Card® from American Express

U.S. Bank Business Edge Platinum Card Features:

• No annual fee
• 0% introductory APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 10.74% – 18.74%*, based on your creditworthiness
• Free employee cards help you save even more
• Zero fraud liability protects you against unauthorized transactions.
• Scoreboard: an easy-to-use online reporting tool that gives you the information you need to make smart financial decisions for your business
• U.S. Bank Connect: a free online resource and community for business owners with tips and information to help start, run and grow your business
• FlexControl: take greater control of your business’ credit with free tools to manage and enhance your U.S. Bank Business Edge credit card
• Balance Transfer fee: 3% of each transfer amount, $5 minimum will apply to balances transferred within the first 30 days of account opening. After that, a balance transfer fee of 4% of each transfer amount ($5 minimum) will apply.
• Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.

Conclusion:

The U.S. Bank Business Edge™ Platinum Card is currently offering a special 0% introductory APR on purchases and balance transfers for the first 12 billing cycles. Following the introductory period, a variable APR applies based on your creditworthiness. Keep in mind that the introductory rate does not apply to cash advances. Additional card features that could help your business include tools such as Scoreboard which is an easy-to-use online reporting tool that gives you the information you need to make smart financial decisions for your business. You’ll also have access to free employee cards which will help you save even more. Also feel safe knowing that zero fraud liability protects you against unauthorized transactions. This card has some great features but keep in mind that there are balance transfer fees as well as foreign transaction fees. For those running a business, this card is worth considering. Otherwise, find out which card is right for you by checking out our complete list of Credit Card Promotions today!