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The U.S. Bank Visa Platinum Credit Card is a great card for those with good credit and want to keep a balance from month to month. Additionally, with this card, you can get 0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 18.99% – 28.99%.
Additionally, this no annual fee card also offers cardholder benefits like cell phone protection, fraud protection, autopay and free credit score check. With the low APR and introductory offer, this card is a great choice for those who are looking to save money on interest.
Continue reading below to learn more about the U.S. Bank Visa Platinum Credit Card and all its features.
*See all current US Bank Promotions here.*
U.S. Bank Visa® Platinum Card Summary
 The U.S. Bank Visa® Platinum Card offers 0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 18.99% - 28.99%. You'll have the flexibility to choose a payment due date that fits your schedule. In addition, you'll get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. This card has no annual fee. |
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U.S. Bank Visa Platinum Card Top Features
No Annual Fee
The U.S. bank Visa Platinum Card is a great card for both beginners looking to develop their credit history and for people with good credit who want to hold a balance because it has no annual fee.
Cellphone Insurance
Use your U.S. Bank Visa Platinum Card to pay your cellphone bill every month and you’ll get coverage for damage or theft up to $600, with a $25 deductible, for up to two claims for a total of $1,200 per 12-month period. Additionally, you can get your phone and additional lines covered!
Keep in mind though that this insurance is secondary, so it will only be after any other phone insurance you have. This does not cover loss of a cell phone like most insurance from wireless carriers.
Other Benefits
- Fraud protection: You’ll be notified of any unusual card activity to stay a step ahead of credit card fraud.
- 24/7 account access: The U.S. Bank Mobile App makes it easy to visualize your payment, balance and transactions at any time.
- Free credit score: You’ll receive your TransUnion credit score on online banking and receive email alerts to any major changes to track your credit progress.
- Autopay: If you are worried about keeping track of payments, you can set up automatic payments each billing period.
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Conclusion
For those of you looking for a new card that has a great 0% Introductory APR and balance transfers offer, then this is the card to help you do so.
Not only does the U.S. Bank Visa Platinum card have that, but it also comes with no annual fee. If you’re not currently interested, then I recommend you check out our complete list of Credit Card Deals for all your banking needs!
Bankcheckingsavings has partnered with CardRatings for our coverage of credit card products. Bankcheckingsavings and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
