The Uber Visa Card has an introductory offer for $100 bonus cash when at least $500 is spent in the first 90 days. Even though it isn’t the best welcome offer out there, it’s a decent no-annual-fee card.
The Chase Freedom, Capital One Quicksilver Cash Rewards and Capital One SavorOne Cash Rewards credit cards all offer bonuses that have spending requirements that can be easily compared with one another.
If you are a frequent rider with Uber, obsessed with online shopping, an explorer or a food lover who eats out, you’ll get lots of value out of the Uber Visa credit card. It offers a better average cash back return rate for broad purchase options.
There would be about 4% cash back on dining, 3% back on travel and 2% back on online shopping. You would even get about $600 in mobile phone protection when you pay off your monthly cell phone bill with your Uber card.
If you are looking for a card with a larger short-term rewards system, you would want to look elsewhere.
Uber Visa Card Quick Facts
| Bonus Available | Receive a $100 bonus cash after you make at least $500 in purchases within the first 90 days of account opening. |
| Bonus Value | $100 |
| Annual Credit | Get up to a $50 statement credit if you subscribe online for services after you spend at least $5,000 each year. |
| Ongoing Rewards/Benefits | 4% cash back for restaurants, takeout and bars.
3% cash back for airfare, hotels and vacation home rentals 2% cash back for purchases online. 1% cash back on every other daily purchases. Up to about $600 in mobile phone protection. |
| Foreign Transaction Fees | No |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*Uber Visa is issued by Barclays. Compare this card to other credit card offers.*
Pros
- No annual fees
- Bonus cash back
- High earning potential
- Annual statement credit
- Mobile phone protection
- Exclusive access to events
- In-app redemption
- Simple rewards
- No foreign transaction fees
Cons
- Good-Excellent credit needed to be able to qualify
- Minimum redemption required
Editor’s Alternate Pick
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
Uber Visa Card $100 Bonus Cash Offer
Make use of the Uber Visa card’s introductory offer: $100 bonus cash. You must charge a minimum of $500 to your card in the first 90 days of account opening if you want to be able to qualify for this introductory offer.
Here are some ideas on meeting the spending requirement:
Earning Rewards with Your Uber Visa Card
You will get cash back received as points for your card. You will receive:
- 4% back (or 4 points for every $1 spent) on restaurants, takeout and bars, including UberEATS.
- 3% cash back (or 3 points for every $1 spent) on airfare, hotels and vacation home rentals, including travel agencies and home share exchanges.
- 2% cash back (or 2 points for every $1 spent) on online purchases, including Uber, online shopping, and video and music streaming services.
- 1% back (or 1 point for every $1 spent) on all other purchases.
Redeeming Your Uber Visa Rewards
Your points can be redeemed for Uber Credits directly in the Uber app. Your points can also be used for any gift card or cash back rewards. There will be a 1% value on all varieties of options. Given that 2,500 points can be redeemed for example can be used for: Uber credit, a credit statement, a bank deposit, or a gift card for $25.
The Uber Credit redemptions normally starts off at 500 points ($5). There is a limit of 50,000 points ($500) daily for any Uber Credit redemptions.
There will be a starting point of 2,500 points ($25) for any cash back redemptions. It would take about 1 to 2 business days for the statement credits to post to your account. Any bank deposit redemptions will usually take 3 to 4 business days and will have a limit of 50,000 points ($500) to spend.
Any gift card redemptions will normally start at 2,500 points ($25).
Uber Visa Top Card Features
You will need to charge at least $5,000 to your card in one year of your membership and receive $50 towards digital streaming purchases. It would immediately show up as statement credit for any eligible digital subscription services if you meet the spending requirements.
If you do not make at least a $50 worth of qualified streaming purchases, then your credit that you receive will immediately go to your new digital subscriptions that’s charged onto your Uber Visa Card.
You can pay your monthly wireless bill with your Uber Visa card and get up to about $600 for your mobile phone damage or theft for every phone that’s listed on your wireless bill account. A month after you pay your first bill, that’s when the coverage will start for your Uber credit card.
Receive fashionable invites to many different events and offers. If you are interested, visit the Uber Visa Locals Offers in their Uber app. You can get extra Uber credit included with all of your rewards when you chose to go to participating restaurants and stores.
Buy items overseas without the stress of foreign transaction fees with your Uber Visa Card.
Bottom Line
Even though the Uber Visa card does not come with the most amazing welcome bonus, their continuous rewards offers definitely make up for everything else. It won’t be easy finding another credit card that has no annual fees that is equal to or better than your earning possibilities with your Uber Vista Card. If traveling, dining out, or online shopping makes you happy, then this is a rewards card for you.
(Visit the Uber website for more information)
What’s the Competition?
 The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
 The Capital One Savor Cash Rewards Credit Card offers a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 3% Cash Back at grocery stores (excluding superstores like Walmart and Target), on dining, entertainment and popular streaming services. • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. |
