Take advantage of our updates on Umpqua Bank bonuses, promotions, and offers here!
Currently, they have a $300 bonus offer when you open a new checking account with them.
Umpqua Bank Bonuses Review
Founded in 1953, Umpqua Bank is “run by people, not money.” Meaning they treat their customers as people rather than just a source of income. Their goal is to help people manage their money better to fit with their lifestyle. Additionally, there are some good features that comes with their checking account as well.
- Availability: WA, OR, CA, NV, ID (Branch Locator)
- Hard/Soft Credit Inquiry: Soft Pull
While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, if you are not a resident near a Umpqua Bank, definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll review the current Umpqua Bank bonuses below.
Umpqua Bank $300 Checking Bonus (CoWorks Program)
To earn the $300 bonus, open an eligible checking account and follow all of their requirements. You’ll be able to open your account in a matter of minutes!
- What you’ll get: $300 Bonus
- Eligible account: Attain Checking
- Where it’s available: WA, OR, CA, NV, ID
(No Expiration Date Listed)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
How to Earn Bonus
- Must be a “new” consumer checking customer and open an Embark Checking Account.
- Must complete one of the following criteria within 90 days of Account opening:
- Have 2 Direct Deposits of $500 or more
- Have 10 or more Debit Card purchases or payments using your Umpqua Bank Debit Card
- Bonus is limited to one payment per new account.
- Customers may not receive more than one bonus.
- Bonus is considered interest and will be reported to tax authorities as applicable, thus Embark Checking customers are responsible for any federal, state, or local taxes due on the bonus.
- New Account opening is subject to a standard process and requirements.
- All benefits and fees associated with Embark Checking still apply to the new Embark Checking Accounts opened during the promotion period.
- Bonus offer is subject to change and may be discontinued at any time without notice.
- Customer can not have an existing or prior consumer checking relationship with Umpqua Bank within the last 6 months.
(Expired) Umpqua Bank $500 Checking Bonus
To earn the $500 bonus, open an eligible checking account and follow all of their requirements. You’ll be able to open your account in a matter of minutes!
- What you’ll get: $500 Bonus
- Eligible account: Attain Checking
- Where it’s available: WA, OR, CA, NV, ID
(Expires 04/30/2020)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
How to Earn Bonus
- Open a new Attain Checking account
- Keep your account open for at least 3 months with a positive balance.
- Deposit at least $4,000 every month for 3 months
- Have your account open for at least 3 full months
- Your account cannot be negative at the time the eligibility period ends
- This bonus offer is limited to one new customer for one joint account.
- You cannot combine this bonus with Home Loan Credit Offer
- All bank account bonuses will be seen as income/interest, meaning you must pay taxes for them.
How To Waive Monthly Fees
- Umpqua Embark Checking: $3 per month for paper statements or $0 with paperless statement enrollment
- Umpqua Access Checking: None listed
- Umpqua Attain Checking: $20 monthly pricing or $0 with $15,000+ daily balance or $25,000 combined deposit and outstanding loan balance in eligible accounts
- Grow Savings: $3 Monthly pricing; or $0 with a $200 minimum daily balance; or primary signer is 0-18 or 55+; or when you complete a monthly transfer from an Umpqua personal deposit account
- Thrive Money Market: $10 Monthly pricing; or $0 with a $1,000 minimum daily balance
- Prosper Money Market: $15 Monthly pricing; or $0 with a $10,000 minimum daily balance; or $25,000 combined balance
- Community Business Checking: $10 per month, $7 with paperless statements, $0 with a $1,000 minimum daily balance or $2,500 average monthly balance
- Marketplace Business Checking: $25 per month, $22 with paperless statements, $0 with a $25,000 minimum daily balance or $100,000 combined deposit and loan balance, or with an active merchant services relationship with Umpqua
- Premier Business Checking: $100 per month, $0 with $100,000 minimum daily balance or combined $150,000 balance in qualifying accounts
- Analyzed Business Checking: $0 as monthly fees can be offset with earnings credit allowance
- Community Business Savings: $3 Monthly pricing or $0 with $200 minimum daily balance or monthly transfer from an Umpqua Business Deposit account
- Main Street Money Market: $10 Monthly pricing or $0 with $2,500 minimum daily balance
- Marketplace Money Market: $15 Monthly pricing or $0 with $25,000 minimum daily balance or $50,000 combined balance
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Conclusion
Overall, when you open a new Attain account with Umpqua Bank, you’ll receive an excellent bonus offer as well. This account comes with great perks that you’ll be able to benefit from as well. However, if you don’t reside near an Umpqua Bank, check out other bank bonuses that’s better suited for you.
Feel free to comment on this post with any questions you may have about Umpqua Bank, their accounts they offer, or any experiences you have had!
Check back often for more Umpqua Bank Bonuses, Promotions, or Offers!
