*Expired*
Having limited to no credit history can be quite frustrating when it comes to getting a loan, etc. Now, your best option to improve your credit history could very well be a Secured Credit Card. With the Unity Visa Secured Credit Card, you can apply with no minimum credit score required. The fact that they report to all three bureaus, really helps significantly in improving your credit history.
Enjoy 24/7 online access to your account, no application fee or penalty rate, fully refundable FDIC security deposit and so much more! Keep in mind that there is a $39 annual fee attached which is rather high for a secured card.
Editor’s Note: New cardmembers get a $25 rebate* – To be eligible, applications must be submitted between now through 12/31/16 and accounts must be in good standing for 90 days after opening.
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Recommended Secured Credit Cards:
- Citi® Secured MasterCard®
- Fifth Third Secured Mastercard
- USAA Secured Platinum American Express® Card / USAA Secured Platinum MasterCard®
- Capital One® Secured MasterCard®
- First Progress Platinum Select MasterCard® Secured Credit Card
Recommended Credit Cards:
This section is for cards recommended after you have the adequate credit score established:
- Chase Freedom®
- Chase Freedom UnlimitedSM
- Amex EveryDay® Credit Card
- Costco Anywhere Visa® Card by Citi
Unity VISA Secured Credit Card Summary:
- Apply Now
- Best Feature: Build or Rebuild Your Credit History
- Annual Fee: $39
- Expiration Date: None
- Additional Advice: Minimum deposit starts at $250.
Unity VISA Secured Credit Card Features:
- Limited Time Offer: New cardmembers get a $25 rebate* – To be eligible, applications must be submitted between now through 12/31/16 and accounts must be in good standing for 90 days after opening.
- Build your credit with monthly reporting to all 3 major credit bureaus
- Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
- No Minimum Credit Score required; low fixed interest rate of 17.99%; Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
- Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
- No application fee or penalty rate
- 24/7 online access to your account
- Good for car rental, hotels; anywhere credit cards are accepted!
- *See the Cardholder Agreement for more details.
Unity VISA Secured Credit Card Pros:
- Build Credit Score
- Qualify with limited / bad credit
- 9.95% on balance transfers for 6 months
Unity VISA Secured Credit Card Cons:
- High Annual Fee
- No rewards
Conclusion:
Get your hands on the Unity Visa Secured Credit Card and you could improve your credit score with just a minimum deposit of $250 or more. For a limited time only, new cardmembers cab earn a $25 rebate now through 12/31/16. Keep in mind that your account must be in good standing for 90 days after opening. This card will report to all three major credit bureaus making it a guaranteed solution to all your limited credit history problems. Keep in mind that because this card reports to all 3; this card can either make or break your credit score depending on how responsible you are with your balance each month. The 17.99% APR is no joke and it’s recommended that you also pay off your balances each month! Don’t forget to check out our complete list of Credit Card Promotions today!