Find the latest University of Kentucky Federal Credit Union bonuses, promotions, and offers here.
Update 7/8/24: There’s currently a $200 checking bonus that’s good through 12/31/24.
University of Kentucky Federal Credit Union Bonuses Review
University Of Kentucky Federal Credit Union is headquartered in Lexington and is the 4th largest credit union in the state of Kentucky. It is also the 318th largest credit union in the nation. It was established in 1937 and as of December of 2022, it had grown to 227 employees and 102,019 members at 6 locations. University Of Kentucky Federal Credit Union’s CD rates are 3X the national average, and it has an A health rating.
| Eligibility: Membership in University Of Kentucky Federal Credit Union is open to all Kentucky residents through membership in the American Consumer Council. Membership is also extended to individuals who live, work, worship, or attend school in portions of Fayette County (greater Lexington area). Faculty, staff, and students of the University of Kentucky and members of select alumni associations and other SEGs are also eligible to join. See current membership details |
I’ll go over the University of Kentucky Federal Credit Union bonuses & offers below.
University of Kentucky Federal Credit Union $200 Checking Bonus
- What you’ll get: $200 Bonus
- Eligible account: Checking
- Availability: KY (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fees: $0
- How to earn it:
- Open a new UKFCU Checking Account.
- Contact your HR Department and move your Direct Deposit payroll to your new UKFCU Checking Account.
- Complete three Direct Deposits totaling $3,000 or more within 95 days of opening the Checking Account.
(Expires 12/31/2024)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer valid 4.15.24 – 12.31.24.
- New Member is required to open a new Checking Account with Direct Deposit to qualify for the promotion using code 200Better.
- New member may not have had an existing checking account within the past 12 months.
- Membership Eligibility required.
- To earn the account bonus, the new member must meet the following requirements within 95 days of account opening: (1) new account receives at least three regularly reoccurring payroll Direct Deposits totaling at least $3,000; (2) member account must be above $0.00 at time of bonus payment.
- If all qualifications are met, funds will be deposited into the primary checking account within 7 business days of completion. Bonus funds may be considered 1099-MISC taxable; consult your tax professional.
- Minimum deposit of $25 required to open Prime Share account.
- UKFCU reserves the right to end the promotion without notice.
- Offers may not be combined.
- Please see a representative for additional details.
- Federally insured by NCUA.
University of Kentucky Federal Credit Union $200 Referral Bonuses (Expired)
Earn a $200 bonus when you refer friends and family to open qualifying checking account and meeting certain requirements.
- What you’ll get: $200 Bonus
- Eligible account: Checking
- Availability: KY (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fees: $0
- How to earn it:
- To earn the account bonus, the new member must meet the following requirements within 95 days of account opening:
- (1) complete 10 debit card purchase transactions;
- (2) receive two regularly reoccurring ACH direct deposits totaling at least $2,000.
- If all qualifications are met, funds will be deposited into the Prime Checking account within 5 business days of completion. If no Prime Checking Account, then bonus deposit will be place into Prime Share.
- To earn the account bonus, the new member must meet the following requirements within 95 days of account opening:
(Expires 06/30/2023)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Offer expires 06/30/2023.
- New Member is required to open a new Checking Account to qualify for the promotion.
- New member may not have had an existing relationship within past 12 months.
- Membership Eligibility required.
- To earn the account bonus, the new member must meet the following requirements within 95 days of account opening: (1) complete 10 debit card purchase transactions; (2) receive two regularly reoccurring ACH direct deposits totaling at least $2,000. If all qualifications are met, funds will be deposited into the Prime Checking account within 5 business days of completion. If no Prime Checking Account, then bonus deposit will be place into Prime Share.
- Prime Share Accounts will earn an Annual Percentage Yield of .05% APY with a balance of $100 or more.
- The Prime Share interest rate is variable and may change without notice at the discretion of UKFCU.
- Any fees may reduce earnings on account.
- By opening promotional account and earning bonus, the referee is revealing to referring party they are an active University of Kentucky Federal Credit Union (UKFCU) member.
- Bonus funds may be considered 1099-INT taxable; consult your tax advisor. UKFCU reserves the right to end the promotion without notice.
- Please see a representative for additional details. Federally insured by NCUA.
How To Waive Monthly Fee
- Free Checking Account: No monthly service charge
- Smart Checking for Students: No monthly service charge
- Senior Freedom Checking: Not listed
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Conclusion
If you live near an University of Kentucky Federal Credit Union location, you have the opportunity to earn a generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses should be in your hands!
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more University of Kentucky Federal Credit Union Bonuses, Promotions, or Offers!
