The U.S. Bank Altitude Reserve Visa Infinite Card has an introductory offer for travel bonus points of: 50,000. You have to spend at least $4,500 in the first 90 days of having your account open to gain this bonus. This is an amazing bonus value, but the $400 annual fee attached with this card is a little pricey.
If you’re already a U.S. Bank client, or a frequent traveler, then this card would benefit you greatly. They have bonus rewards offers towards travel and mobile wallet payments and glamorous travel benefits.
With the additional points for mobile wallet expenses is an appealing feature. To show up as a mobile wallet transaction, you have you link your Altitude Reserve card to a wallet app such as: Apple Pay, Andriod Pay, Microsoft Pay, or Samsung Pay. Mobile wallets are slowly but surely being more accepted at major retail shops, this way it’s a fast and simple process of gaining rewards. Well known retailers that take mobile wallets will be: Starbucks, Whole Foods, McDonald’s, Macy’s, Subway, Target, Costco, and lots of others.
This is one of U.S. Bank’s premium travel cards. Their annual fee is a bit much, however the travel perks and credits can make up for the price. Well known substitutes will be Chase Sapphire Reserve® and The Platinum Card® from American Express and will have a bigger price tag attached.
If you want a lower cost choice, then you should look into the U.S. Bank FlexPerks Travel Rewards Visa Signature Card.
Altitude Reserve Visa Card Summary
| Bonus Available | Receive 50,000 bonus points after you’ve spent at least $4,500 in the first 90 days of having your account open. |
| Bonus Value | $750 |
| Travel Credit | Get no more than $325 annual statement credits on qualifying travel purchases.
Up to $100 statement credit to reimburse your TSA Pre✓ or Global Entry application fee (once every 4 years). |
| Ongoing Rewards/Benefits |
3 points for every $1 spent on eligible travel purchases and mobile wallet spending, and 1 point for every $1 spent on all other eligible purchases. Also, get 3 points for every $1 spent on takeout, food delivery, and dining through 6/30/21. Receive 12 complimentary Gogo Inflight WiFi passes every year. Get discounts with GroundLink Black Car Service and Silvercar. Receive special privileges at Relais & Chateaux properties. |
| Foreign Transaction Fees? | No |
| Airport Lounge Access | Enjoy complimentary Priority Pass Select membership to more than 1,300 VIP lounges worldwide. |
| Annual Fee | $400. $75 for each additional card. |
Recommended Free Credit Score (Get Free Score)
720 – 850 (Excellent)
The U.S. Bank Altitude Reserve Visa Infinite is issued by U.S. Bank. They also offer great sign-up bonuses. You can also compare this card with other credit card bonuses!
*Bonus value is an estimated value calculated by BankCheckingSavings and not the card issuer.
View our latest valuations here.
Pros
- Bonus points
- High earning potential
- Travel credits
- Lounge membership
- Gogo inflight WiFi
- No foreign transaction fees
Cons
- Annual fee
- No transfer partners
Editor’s Alternate Pick
 The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase TravelSM. You'll earn • 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel immediately after the first $300 is spent on travel purchases annually. • 3x points on other travel and dining • 1 point per $1 spent on all other purchases Get 50% more value when you redeem your points for travel through Chase Travel. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $120 application fee credit for Global Entry or TSA Pre✓®. Member FDIC |
Altitude Reserve Card 50,000 Bonus Points
Make use of the Altitude Reserve card’s introductory offer of: 50,000 bonus points. To receive the best value for your points is to redeem them towards travel: airfare, hotel, or car rentals, etc. The value of these 50k points will be worth about $750.
You must charge your card with a minimum of $4,500 in the first 90 days of having your account open to be able to qualify for this bonus offer.
Here are some ideas on meeting the spending requirement:
What are Altitude Reserve Points Worth?
Compared to other rewards cards, depending on how you decide to use your points will reflect their value. Your Altitude points can be redeemed towards:
- Flights, hotel stays and car rentals booked via the U.S. Bank Rewards Center ($0.015/point)
- Statement credits for airfare, hotel stays and car rentals ($0.01/point)
To receive the full $750 value for your 50k points, you should redeem them towards travel with the U.S. Bank Rewards Center.
Altitude Reserve Card Top Features
The $325 annual travel credit will immediately apply towards our statement for a large variety of expenses such as:
- Airfare
- Hotel stays
- Car rental companies
- taxis
- Limousines
- Passenger trains
- Cruise lines
You’ll also get reimbursed for your TSA Pre✓ or Global Entry application fee, more than $100 every 4 years. Global Entry includes TSA Pre✓, it’s highly recommended to go with this benefit.
Benefit from 12 months of access to over 1,300 airport lounges globally with Priority Pass Select. With this, you will be given 4 free lounge visits for you and up to 4 guests for every Priority Pass membership year. Once that’s used up, it will cost $27 for each person for every visit.
Some of Altitude Reserve’s competition such as the Chase Sapphire Reserve and the Platinum Card from American Express won’t have any limitations for the amount of lounge visits you make.
Each year, you will be able to receive 12 complimentary passes for Gogo inflight WiFi. You can even get one 24-hour pass that has a $19 value. Each of the 12 passes will be worth about $228.
Buy things overseas without having to stress over any foreign transaction fees with the U.S. Bank Altitude Reserve Visa Infinite credit card.
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Conclusion
This U.S. Bank Altitude Reserve Visa Infinite Card is a good luxury travel card, but it’s not a low priced card. Even though their annual fee is lower priced than their competitors such as Chase Sapphire Reserve, it’s still a bit pricey for the average.
Lots of Altitude Reserve card’s annual cost will be covered by their annual travel credit of $325. This will be immediately put towards an eligible travel expense. This way you will be able to use this perk to its full potential each year, and you will be able to pay for the $75 annual fee. There are tons of other credit card benefits that can decrease the fee even more or rebut it in general.
(Visit U.S. Bank for more information)
What’s the Competition?
There are some of U.S. Bank Altitude Reserve Visa Infinite credit card’s top competitors listed below.
The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase TravelSM. You'll earn • 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel immediately after the first $300 is spent on travel purchases annually. • 3x points on other travel and dining • 1 point per $1 spent on all other purchases Get 50% more value when you redeem your points for travel through Chase Travel. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $120 application fee credit for Global Entry or TSA Pre✓®. Member FDIC |
 The Business Platinum Card® from American Express has a welcome offer of 250,000 Membership Rewards points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. You'll earn: • 5X Membership Rewards Points on Flights, and Prepaid Hotels Booked through AmexTravel.com. • 1X points on other eligible purchases. • 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. • Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card • Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals. • $199 CLEAR Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR Plus Membership (subject to auto-renewal) when you use the Business Platinum Card. • NEW! Make the Business Platinum Card work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required. This card does come with a $695 annual fee. (See Rates & Fees) Terms Apply. |
 The American Express® Gold Card offers 75,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. • 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. • 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. • 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. • 1X Membership Rewards® point per dollar spent on all other eligible purchases. Other benefits: • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply. • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at U.S. Dunkin' locations. • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required. • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express(R) Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required. • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property. This card has an annual fee of $325 with no foreign transaction fees (See Rates & Fees). Terms Apply. |
