The U.S. Bank Business Select Rewards credit card has an introductory offer of: 20,000 bonus points. The value of these 20k points will be worth about $200. Even though this isn’t the best welcome bonus there is to offer, there are tons of other better no annual fee business cards that have more value.
U.S. Bank Business Select Rewards will offer you a malleable rewards program. You will have the option of choosing from unlimited triple points for at least 1 of the 3 broad spending options such as:
- Day-to-day expenses
- Automotive
- Travel and entertainment.
A credit card that offers the same categories with larger rewards options will be the Bank of America Business Advantage Cash Rewards.
If you want a card with plenty of other credit card offers that have better benefits, or if you want more value for your perks, then you should consider a premium business credit card.
U.S. Bank Business Select Rewards Card Quick Facts
| Bonus Available | Receive 20,000 bonus points once you make a minimum of $1,000 for qualifying expenses in the first 90 days of opening your account. |
| Bonus Value | $200 |
| Ongoing Rewards/Benefits | Gain 3 points for each $1 used for 1 of the 3 options (day-to-day expenses, automotive or travel and entertainment) and 1 point for each $1 used for other expenses. |
| Foreign Transaction Fees? | 2% (USD) / 3% (foreign currency) |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*If interested see our list of U.S. Bank bonuses for Checking & Savings accounts.*
Pros
- No annual fee
- Bonus points
- Flexible bonus category
- Earn rewards for taking payments
Cons
- Good-Excellent credit needed to qualify
- Complicated rewards
- Foreign transaction fees
Editor’s Alternate Pick
 The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. |
U.S. Bank Select Rewards Card 20,000 Bonus Points Offer
Make use of the U.S. Bank Business Select Rewards card’s introductory offer of: 20,000 bonus points. The evaluation for these points will be worth about $200 (more on that below).
You must charge your card with a minimum of $1,000 in the first 3 months of having your account open to be able to qualify for this rewards card offer.
Here are some ideas on meeting the spending requirement:
What are U.S. Bank Select Rewards Points Worth?
Compared to other rewards credit cards, depending on how you choose to use your points will reflect their value. Typically, every U.S. Bank Select Rewards point will be worth about $0.01. The evaluation is neutral, it’s what you would normally get for points compared to the industrial average of other rewards card options.
Your U.S. Bank Business Select Rewards points can be used towards:
- Travel
- Gift cards
- Merchandise
- Statement credits
U.S. Bank Business Select Rewards Card Bonus Categories
Besides having a flat rate for your rewards or ever-changing bonus options, this credit card will allow you to pick a bonus category. Gain unlimited 3 points for every $1 used for qualifying expenses from one of the options such as:
- Day-to-day business expenses: shipping, advertising, utilities, office supplies, telecom and professional services
- Automative purchases: gas, service, tires, tolls, dealerships, car washes and repairs
- Travel and entertainment expenses: airlines, car rentals, hotel stays, restaurants and travel agencies
As shown above, the bonus options is briefly explained, this would allow you to build up your points at a faster rate.
With other expenses, you will be able to gain 1 point for every $1 used.
Bottom Line
This isn’t the best business rewards credit card there is to offer. However, the U.S. Bank Business Select Rewards card will give you a decent offer with no annual fees attached. It’s an adequate introductory offer for triple your points in 1 of the 3 broad business purchase options and standard perks for your credit card.
In other words, if you want more for your moneys worth, then you should look into higher ranked business credit cards elsewhere.
(Visit U.S. Bank Business for more information)
What’s the Competition?
There are some of U.S. Bank Business Select Rewards credit card’s top competitors listed below.
The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. |
 The Ink Business Unlimited® Credit Card offers $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. |
 The Capital One Spark Cash Select offers $500 Cash Back once you spend $4,500 on purchases within the first 3 months from account opening. You'll earn: • Unlimited 1.5% cash back could mean thousands of dollars each year going back into your business with no categories to limit your purchasing. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel This card comes with no annual fee and employee cards at no additional cost. |
