The U.S. Bank FlexPerks Gold American Express Card has an introductory offer of: 30,000 bonus FlexPerks points when you’ve spent at least $2,000 in the first 4 months of having your account open. These 30k points will be worth about $450 in travel. This will be enough to cover the annual fee of $85 for about 5 years.
With the FlexPerks Gold Amex card, it will give you a large earning potential for spending at restaurants, gas stations, and airlines. Just as long as the merchant is classified as one of those listed, you can gain additional rewards. You can get3x points for every $1 spent at restaurants, and 2x points for every $1 used at a gas station and airline.
Using this card will definitely be for your moneys worth if you redeem your rewards regularly (more on that later).
But, if you want a premium travel benefit credit card, then you should look into the U.S. Bank Altitude Reserve Visa Infinite Card.
U.S. Bank FlexPerks Gold Card Quick Facts
| Bonus Available | Receive 30,000 bonus points once you’ve spent at least $2,000 in expenses in the first 4 months of opening your account. |
| Bonus Value | $450 |
| Travel Credit | Get no more than $25 airline allowance for each round-trip award travel ticket.
TSA Pre✓ ($85) or Global Entry ($100) reimbursement for application fees. |
| Ongoing Rewards/Benefits |
Gain 3 points for each $1 used at restaurants, 2 points for each $1 used at airlines and gas stations, and 1 point for each $1 used towards other qualifying expenses. Enjoy complimentary Boingo WiFi membership with over 1 million hotspots worldwide. |
| Foreign Transaction Fees? | No |
| Airport Lounge Access | N/A |
| Annual Fee | $85 |
Recommended Free Credit Score (Get Free Score)
720 – 850 (Excellent)
*If interested see our list of U.S. Bank bonuses for Checking & Savings accounts.*
Pros
- Bonus points
- High earning potential
- $25 airline allowance
- TSA Pre✓/Global Entry reimbursement
- No foreign transaction fees
Cons
- Annual fee
- Excellent credit needed to qualify
- Limited Amex acceptance abroad
- No transfer partners
Editor’s Alternate Pick
 The Chase Sapphire Preferred® Card offers 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
FlexPerks Gold Card 30,000 Bonus Points Offer
Make use of the FlexPerks Gold card’s introductory offer of: 30,000 bonus FlexPoints. The 30k points will be worth about $450 in travel. View other top credit card bonus offers here.
You must charge your card with a minimum of $2,000 in the first 4 months of having your account open to be able to qualify for this bonus offer.
Here are some ideas on meeting the spending requirement:
What are FlexPoints Worth?
Compared to other rewards credit cards, depending on how you decide to use your points will reflect their value. Typically, every FlexPoint will be worth about $0.015 when they’re redeemed for travelling. This is an amazing value when you compare it to the industrial average of $0.01 for other rewards credit cards in this platform.
Your FlexPoints can be used towards:
- Travel
- Annual fee
- Merchandise
- Gift cards
To get the best value for your FlexPoints, it’s better to redeem them towards travel. When you redeem your points to pay for the $85 annual fee attached to this card would also a great option. For other redemptions, it will decrease your FlexPoints value to about $0.01 for each point.
FlexPerks Gold Card Top Features
With each round-trip award ticket you buy, you will receive a $25 airline fee credit for:
- Baggage fees
- Inflight food and beverages
- Seat upgrades.
You will then get an immediate statement credit towards your TSA Precheck or Global Entry application fee, no more than $100 for every 4 years. Global Entry will have TSA Prechecks included, with this in mind it’s definitely worth the shot.
Get the complimentary WiFi with over 1 million Boingo hotspots globally. This will be included at major airports.
Make bookings with more than thousands of their restaurant partners worldwide with their Global Dining Program. This will also include savings and complimentary perks that can make your normal meal go from ordinary to amazing.
Buy things overseas without having to stress over any foreign transaction fees with the U.S. Bank FlexPerks Gold American Express credit card.
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Conclusion
The U.S. Bank FlexPerks Gold American Express Card is for sure worth the annual fee of $85 if your spending habits match with the bonus options. If you want to redeem points for travel, have a great introductory bonus offer, and amazing ongoing rewards and travel benefits then this card is an excellent match for you.
However, if you want easier rewards, then you should consider getting a flat-rate travel rewards credit card instead.
(Visit U.S. Bank FlexPerks for more information)
What’s the Competition?
There are some of U.S. Bank FlexPerks Gold American Express credit card’s top competitors listed below.
The Chase Sapphire Preferred® Card offers 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
 The Capital One VentureOne Rewards Card offers 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies You'll earn: • 1.25 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |
 The Blue Cash Preferred® Card from American Express offers a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It(R) to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.24% - 29.24%. You'll earn • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). • 6% Cash Back on select U.S. streaming subscriptions. • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). • 1% Cash Back on other purchases. • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. The card does come with a $0 intro annual fee for the first year, then $95. (See Rates & Fees) Terms Apply. |
