The U.S. Bank FlexPerks Travel Rewards Visa Signature Card has a welcome offer of: 25,000 bonus FlexPoints when you’ve spent at least $2,000 in the first 4 months of having your account open. These 25k points will be worth about $375 for travels. With that, it would be able to cover the annual fee of $49 for about 7 years. It can even cover it for about 8 years since the fee will be waived in the first year.
The FlexPerks Travel Rewards card will give you lots of chances for you to gain bonus points. It has an amazing rewards rate if you redeem them towards travels. There are a few travel benefits that are tossed in that would make this rewards credit card that would definitely be worth thinking about.
FlexPerks Travel Rewards Card Quick Facts
| Bonus Available | Receive 25,000 bonus points after you’ve spent a minimum of $2,000 in the first 4 months of opening your account. |
| Bonus Value | $375 |
| Travel Credit | Get no more than $25 airline allowance per round-trip award travel ticket. |
| Ongoing Rewards/Benefits | Gain 2 points for each $1 used for most cellular providers.
Earn 2 points for each $1 spent where you spend most on each billing cycle: Get 2 points for each $1 for qualifying charitable donations. 1 point for each $1 used anywhere else. Enjoy discounts on car rentals from National, Enterprise and Alamo. |
| Foreign Transaction Fees? | No |
| Airport Lounge Access | N/A |
| Annual Fee | $49, waived your first year. |
Recommended Free Credit Score (Get Free Score)
720 – 850 (Excellent)
*If interested see our list of U.S. Bank bonuses for Checking & Savings accounts.*
Pros
- Bonus points
- $25 airline allowance
- Flexible rewards
- No foreign transaction fees
Cons
- Annual fee
- Excellent credit needed to qualify
- Limited travel benefits
- No transfer partners
Editor’s Alternate Pick
 The Chase Sapphire Preferred® Card offers 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
FlexPerks Travel Rewards Card 25,000 Bonus Points
Make use of the FlexPerks Travel Reward card’s welcome offer of: 25,000 bonus FlexPoints. These points will be worth about $375 for travels, or 1.5 cents for each point. You can compare this card to other credit card bonuses.
You must charge your card with a minimum of $2,000 in the first 4 months of having your account open to be able to qualify for this introductory offer.
Here are some ideas on meeting the spending requirement:
What are FlexPoints Worth?
Compared to other rewards credit cards, depending on how you use your points will reflect their value. Typically, every FlexPoint will be worth about $0.015. This is an excellent value since the average in the industry is about $0.01 for each point.
Your FlexPoints can be used towards:
- Travel
- Annual fee
- Merchandise
- Gift cards
To get the best value for your FlexPoints, you should use them towards traveling. You can even use your points to pay for the annual fee that comes with this car, that’s also a good way to get the best value for your FlexPoints. Other redemption choices will normally give you about $0.01 for each point.
FlexPerks Travel Rewards Card Top Features
Receive a $25 airline allowance for each of your round-trip travel tickets. This benefit will allow you to use this for your baggage fees, in-flight expenses, and more.
Benefit from the special offers and rates for National Car Rental, Enterprise, Rent-A-Car, and Alamo Rent-A-Car.
Buy things overseas without having to stress over any foreign transaction fees with the U.S. Bank FlexPerks Travel Rewards Visa Signature credit card.
Bottom Line
The U.S. Bank FlexPerks Travel Rewards Visa Signature Card has a good value for a cheap price. They even have a great sign-up bonus and points that have decent value when you use them towards your travels.
However, if you want a more malleable rewards structure, then you should look into different credit card bonuses elsewhere.
What’s the Competition?
There are some of U.S. Bank FlexPerks Travel Rewards Visa Signature credit card’s top competitors listed below.
The Chase Sapphire Preferred® Card offers 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
 The Capital One Venture Rewards Credit Card offers a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit to use in your first cardholder year – that’s equal to $1,000 in travel. You're able to earn: • 2 Miles per dollar on every purchase, every day. • 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $120 application fee credit for Global Entry or TSA Pre✔®. |
 The American Express® Gold Card offers 75,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. • 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. • 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. • 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. • 1X Membership Rewards® point per dollar spent on all other eligible purchases. Other benefits: • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply. • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at U.S. Dunkin' locations. • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required. • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express(R) Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required. • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property. This card has an annual fee of $325 with no foreign transaction fees (See Rates & Fees). Terms Apply. |
