If you’re looking to improve your credit, the USAA Classic American Express®may be a good fit for you. This credit card is best for those with average credit. By making consistent, on-time payments you could improve your credit rating in as little as 12 months. As an added bonus, you’ll be periodically considered for an automatic upgrade to a premium credit card based on improved credit and your account history. Membership is open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members. There is no penalty APR but there is a $35 annual fee. If you’re interested, read on!
![]() | Chase College CheckingSM: Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of account opening. Get Coupon---Chase College Checking Review |
![]() | Chase Secure BankingSM: Earn a $100 bonus when you open a new Chase Secure BankingSM account online or enter your email address to get your coupon and bring it to a Chase branch to open an account. Make sure to complete 10 qualifying transactions within 60 days of coupon enrollment. Apply Now---Chase Secure Banking Review |
![]() | Chase Private Client: Enjoy up to $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities. Get more from a personalized relationship when you open a new Chase Private Client Checking account with qualifying activities. Learn More---Chase Private Client Review |
USAA Classic American Express Summary:
- Apply Now
- Best Feature: Can help improve your credit
- Annual Fee: $35
- Expiration Date: None
- Additional Advice: Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months
USAA Classic American Express Features:
- $35 annual fee
- This credit card is best for members with average credit
- Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months
- Periodically you’ll be considered for an automatic upgrade to a premium credit card based on improved credit and your account history
- Use your card to make purchases worldwide
- Cash advances and balance transfers are not available
- Retail and travel benefits
- Special benefits for military
- Chip card technology
Conclusion:
If you currently have average credit and would like to improve your credit, consider signing up for the USAA Classic American Express®. By making consistent, on-time payments you could improve your credit rating in as little as 12 months. This card is best for members with average credit. Keep in mind that you can use your card to make purchases worldwide. However, cash advances and balance transfers are not available. On the upside, you’ll receive access to travel, retail, and special military benefits. You’ll also be periodically considered for an automatic upgrade to a premium credit card based on improved credit and your account history. There is a $35 annual fee so if you’re interested, sign up today. Otherwise, find out which card is right for you by checking out our complete list of Credit Card Promotions today!