If you’re looking to build, rebuild, or improve your credit score, the USAA Secured Card Visa Platinum® may be a good fit for you. This is a real credit card that will help you build or improve your credit score. When you apply you’ll also open a USAA Bank 2-year Certificate of Deposit (CD) which is an interest-earning deposit account with a $250-minimum initial deposit. This will enable you to determine your credit limit. Additional features include balance transfer/cash advance fee up to 3%. Membership is open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members. There is no penalty APR but there is a $35 annual fee. If you’re interested, read on!
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
USAA Secured Card Platinum Visa Summary:
- Apply Now
- Best Feature: build, rebuild, or improve your credit score
- Annual Fee: $35
- Expiration Date: none
- Additional Advice: as you use your card you could improve your credit when you avoid going over your limit and make payments on time
USAA Secured Card Platinum Visa Features:
- $35 annual fee
- Balance transfer/cash advance fee up to 3%
- A real credit card — not a prepaid or debit card, that helps you build or improve your credit score
- When you apply — you’ll also open a USAA Bank 2-year Certificate of Deposit (CD)
- CD is a security deposit — the money you put in upfront, from $250 to $5,000, is the card’s credit limit
- Earn interest on CD — deposit is guaranteed to grow. Plus the money is yours to keep as long as you don’t default on your payments
- As you use your card you could improve your credit when you avoid going over your limit and make payments on time
- Your CD will earn interest at a variable rate which will change periodically throughout your two-year term
- Variable rate CD allows you to make additional deposits to your CD at any time — when you make additional deposits you can request a credit limit increase on your secured credit card
- Security, travel, and retail benefits
- Special benefits for military
- Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide
Conclusion:
If you would like to build, rebuild, or improve your credit score, consider signing up for the USAA Secured Card Visa Platinum®. This card will allow you to build or improve your credit as well as safely and easily save for the future. When you apply you’ll also open a USAA Bank 2-year Certificate of Deposit (CD) which is an interest-earning deposit account with a $250-minimum initial deposit. Your CD will earn interest at a variable rate which will change periodically throughout your two-year term. As you use your card you could improve your credit when you avoid going over your limit and make payments on time. This card has some great features including security, travel, retail, and special military benefits. For example, take advantage of collision damage waiver coverage which pays for physical damage and theft to most rental vehicles. If you’re interested, sign up today. Otherwise, find out which card is right for you by checking out our complete list of Credit Card Promotions today!
 With the American Express® High Yield Savings Account: • Earn 1.90% APY as of 9/15/22 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access |
