Here you can find the latest USALLIANCE Financial Federal Credit Union CD rates, offers, and promotions.
You can currently earn up to 5.20% APY. Open an account
Update 8/2/24: The 12 month and 24 month rates have slightly decreased but still overall offer competitive rates.
Easy Membership Requirement: See full list
- You can join any of five partner associations/charitable organizations qualifies for USALLIANCE membership (Tread Lightly!, Council of Community Service, WARC, New-York Historical Society, SullivanArc).
- Individuals who live, work, worship, or regularly conduct business in the Massachusetts counties of Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester are eligible for membership. New Jersey counties of Bergan and Passaic qualify for membership.
- Employees of more than 175 companies are eligible to join.
- Registered students, staff, and faculty members of Columbia University and Manhattanville College
USALLIANCE Financial FCU CD Summary
In 1966, a small group of IBM employees banded together to create a financial institution to serve the unique monetary needs of Tri-State Area IBM employees. As a full-service not-for-profit financial institution, USAlliance offers a full range of checking, savings, credit cards, and loan products as well as various online banking services.
- Learn More
- Availability: Nationwide (Branch Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $500
USALLIANCE Financial CD Rates
| Term | APY Rate | Minimum Deposit |
| 3-Month | 4.00% | $500 |
| 6-Month | 4.50% | $500 |
| 9-Month | 4.00% | $500 |
| 11-Month No-Penalty | 4.80% | $500 |
| 12-Month | 5.20% | $500 |
| 18-Month | 4.50% | $500 |
| 24-Month | 5.00% | $500 |
| 36-Month | 4.00% | $500 |
| 48-Month | 4.00% | $500 |
| 60-Month | 4.00% | $500 |
USALLIANCE CD Features
- Flexible terms
- Select Your Own Rate
- Interest Compounded Daily
- Open With as Little as $500
- Federally insured by NCUA
Conclusion
If you are currently interested in a new CD account and would like to be a part of a great financial institution that is dedicated to your financial well being, then look no further because USALLIANCE is the one for you! However, right now, I would definitely take advantage of their CD Special. All you need to do is meet the minimum deposit and watch your money grow!
However, if you are not interested or looking for more options, be sure to browse our complete list of the Best CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
