Take a look at the latest USE Credit Union bonuses, promotions, and offers here.
They are currently offering a $50, $100 and $300 bonus when you refer a friend or family member to open a new checking account and they complete the requirements.
USE Credit Union Bonuses Review
Since its founding in 1936, USE Credit Union has grown to be a leader in the credit union industry. It has grown to more than $950 million in assets and provides a broad array of financial products and services to more than 60,000 members throughout California.
Eligibility: Membership in USE Credit Union is open to the following: (1) those who reside, worship, or work in Alameda, San Diego, Sacramento, Yolo, or Santa Clara counties in California; (2) employees or retirees of the State of California; (3) employees, retirees, students or Alumni of the University of California and California State University system. (A full list of requirements is posted in the credit union’s online account opening process) See current membership details |
I’ll go over the USE Credit Union offers below.
USE Credit Union $300 Checking Bonus
You can take advantage of a $300 bonus with a new Student Checking Account.
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Availability: CA (Bank Locator)
- Credit Inquiry: Soft Pull
- Monthly Fee: $0-$15; see below on how to waive the fee
- Direct Deposit Required: Yes
- How to earn it:
- USE Credit Union is offering a $300 checking bonus when you use the promo code NewMover.
- $50 for opening a new checking account
- $50 for setting up direct deposit within 90 days of account opening
- $100 for keeping account open six months
- $100 for keeping your account open one year
- USE Credit Union is offering a $300 checking bonus when you use the promo code NewMover.
(No expiration date listed)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Must be 18 years of age
- Member must use code NewMover at account opening to receive this offer.
- Bonus payments subject to tax
- Must be a new USE Credit Union member and meet membership eligibility and account opening criteria
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
- NCUA Insured
USE Credit Union $50 Student Checking Bonus
Students can take advantage of a $50 bonus with a new Student Checking Account.
- What you’ll get: $50 Bonus
- Eligible account: Free Student Checking Account
- Availability: CA
- Credit Inquiry: Soft Pull
- Monthly Fee: $0 with eStatements
- Direct Deposit Required:
- How to earn it:
- Get a $50 account bonus when you open a Student Checking free with eStatements.
- Use promo codes:
- UCSDTECH
- DavisTech
- CSUEBTECH
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
KeyBank Checking ($300 bonus) |
Fine Print
- $50.00 new account bonus. Offer not available to existing members.
USE Credit Union $100 Referral Bonus
You and a friend can each ear a $100 bonus when your referral opens a checking account and meets the requirements.
- What you’ll get: $100 Bonus Each for you and your referral
- Eligible account: Free Checking Account
- Availability: CA
- Credit Inquiry: Soft Pull
- Monthly Fee: $0-$15; see below on how to waive the fee
- Direct Deposit Required: Yes
- How to earn it:
- Have your friend or family member fill out the referral form
- Referral must open a Free Checking Account with E-Statements
- Within 90 days of account opening, your friend sets up and receives at least $500 in monthly direct deposits
- You and your friend each receive $100 in your USECU accounts
(No expiration date listed)
Editors Note: Check out this alternative link.
How To Earn Bonus
- Have your friend or family member fill out the referral form
- Referral must open a Free Checking Account with E-Statements
- Within 90 days of account opening, your friend sets up and receives at least $500 in monthly direct deposits
- You and your friend each receive $100 in your USECU accounts
Fine Print
- Referred members must be new members and meet membership eligibility and account opening criteria and, within 90 days of account opening, set up at least $500 in monthly direct deposits.
- The deposit account bonus ($100 each for you and a friend) will be credited to the respective USECU accounts no later than 30 days after the first direct deposit is received.
- Must be 18 years of age to participate.
- Bonus payments subject to tax.
How to Waive Monthly Fees
- Free Checking: $0 with eStatements
- Student Checking: $0 with eStatements
- Premier Checking: $15.00 monthly waived with $10,000 or more in combined deposit balances, you’re age 55 or older, or you have a USECU first mortgage.
- Advantage Savings: $5.00 monthly waived if minimum balance requirements are met or with at least $35 automatic transfer from USECU Checking
- Regular Savings: $5.00 monthly waived if minimum balance requirements are met
- Holiday Savings: No monthly fees
- Youth Savings: No monthly fees
![]() |
![]() |
Conclusion
This referral bonus is a great bonus and I would highly recommend taking advantage of this offer! Not only will you be able to earn a $100 bonus, but your friend will also earn $100 upon completing the requirements.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Feel free to comment on this post with any questions you may have about USE Credit Union, their accounts they offer, or coupon codes.
Check back often for more USE Credit Union Bonuses, Promotions, or Offers!